HSBC Bonus Offers and Promotions for 2025
Written by
Rudri Patel
Edited by
Melanie Grafil
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HSBC has branch locations in Asia, Europe, Oceania, Africa and the Americas. If you’re already an HSBC customer, you can earn a nice bonus if you refer a friend who opens an account.
| Account | Bonus Offer | Expiration Date |
|---|---|---|
| Premier Checking Account Bonus | Earn up to $5,000 when you open an account and complete one or more qualifying activities | Dec. 31, 2025 |
HSBC Premier Checking Account Referral Bonus
You can earn up to $5,000 when you open an HSBC Premier checking account until Dec. 31, 2025, and complete qualifying activities when opening a new bank account. Here are more details on the bonus:
- Minimum balance to qualify: Maintain at least $100,000 in new money deposits or investments three months after account opening
- How to claim: The new customer must open a new HSBC Premier checking account by Dec. 31, 2025, either online, through the Wealth Center or International Banking Center. They must use your personalized referral code and meet the balance requirement for three full months. You can get a referral code by visiting us.hsbc.com/refer.
- When you’ll get it: After your referee meets the requirements, you’ll receive the bonus typically within eight weeks.
- Other terms: You can earn $500 per referral, up to a maximum of $5,000 per year. The exact bonus depends on your referral’s balance within the first three months after opening their account. You’ll earn up to $1,500 if they maintain a balance between $100,000 and $249,999.99, or up to $2,500 if their balance reaches $250,000 or more during that period.
Learn more on the promotion page for HSBC Bank Referrals.
HSBC Bonus Offer and Promotions FAQ
Here are the answers to some of the most frequently asked questions about HSBC bonus offers and promotions.- How long does it take to receive a referral bonus?
- Referral bonuses are typically credited within eight weeks of the new account opening.
- Can existing customers qualify for these promotions?
- The existing customer is eligible for the $500 referral bonus — up to 10 referrals.
- What happens if I close my account early?
- If you close your account at HSBC early, without fulfilling the requirements, you may not receive your bonus. Even if all requirements have been met, keeping your account in good standing can help maintain a strong banking relationship and ensure that you are delivered a timely bonus.
- Are there any taxes on bank bonuses?
- Yes, bank bonuses are generally considered interest income and are subject to federal income tax.
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Melanie Grafil and Cynthia Bowman contributed to the reporting for this article.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
