Capital One Hours: Full Schedule and 2025 Holidays
Written by
Rudri Patel
Edited by
Elizabeth Constantineau
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Capital One may be best known for its credit cards and online savings accounts, but it also operates physical branches, primarily on the East Coast. If you prefer in-person banking, it’s helpful to know when your local branch is open — especially around the holidays. Here’s what to know about Capital One’s hours.
Regular Capital One Hours
Capital One typically keeps its branches open from 9 a.m. to 5 p.m. Monday through Friday.
Some Capital One branches are open on Saturday. The ones that do open usually have hours from 9 a.m. to 12 p.m. No branches are open on Sunday.
Capital One 2025 Holiday Schedule
Here are the holidays that Capital One will be closed on for 2025:
| Holiday | Date | Hours |
|---|---|---|
| New Year’s Day | Wednesday, Jan. 1 | Closed |
| Easter | Sunday, April 20 | Closed |
| Memorial Day | Monday, May 26 | Closed |
| Juneteenth | Thursday, June 19 | Closed |
| Independence Day | Friday, July 4 | Closed |
| Labor Day | Monday, Sept. 1 | Closed |
| Thanksgiving | Thursday, Nov. 27 | Closed |
| Christmas Eve | Wednesday, Dec. 24 | Hours may be limited |
| Christmas Day | Thursday, Dec. 25 | Closed |
| New Year’s Eve | Wednesday, Dec. 31 | Hours may be limited |
Capital One Hours May Vary by Location
Capital One hours vary by branch. If you’re planning on making a trip to a branch, your best bet is to search for your nearest Capital One location online and verify the hours it’s open.
Also, partner locations, like those in the Cafe branches, may have different opening and closing hours. It is always advisable to call ahead.
What If You Need To Bank While Capital One Is Closed?
If you want to conduct banking business after hours, you can do so using Capital One’s online banking and mobile banking platforms.
The mobile app lets you pay your bills and set up account notifications to get alerts for suspicious activity.
How To Contact Capital One
If you need help with your accounts, or have questions, you can reach Capital One customer service in a few ways. If you would like to speak to a representative on the phone, you can call the following numbers:
- 800-655-2265 for bank accounts
- 877-383-4802 for general assistance
You can access automated services 24/7. If you need assistance with your bank account, representatives are available seven days a week between 8 a.m. and 11 p.m. EST.
Final Tips for Holiday Banking
You don’t want to be caught off guard and experience delays in your financial transactions because of a banking holiday. Here are three tips that may help:
- Prepare in advance for major transactions: If you need a money order, cashier’s check or wire transfer, try to plan for those transactions prior to the holiday. Mark it on your calendar so you don’t forget.
- Set up automatic payments if a bill falls on a holiday: Avoid late fees on your bills by scheduling payment in advance.
- Use digital tools when possible: Take advantage of mobile apps, online banking and ATMs for checking balances, making deposits and transferring funds. These transactions can happen even if your bank’s branches are closed.
Capital One Hours: FAQ
Have questions about Capital One hours or holiday closures? Here are answers to the most common ones.- Is Capital One open the day before Memorial Day?
- No, the day before Memorial Day is a Sunday. All bank branches are closed.
- Can I deposit checks while the bank is closed?
- Yes, you can deposit checks at a Capital One ATM or via your mobile app.
- Do bank holidays affect direct deposits?
- Yes, bank holidays affect direct deposits. The Federal Reserve Bank observes bank holidays, so direct deposits will not be processed.
- Is Capital One open on Labor Day?
- Capital One will be closed on Labor Day since it is a federal bank holiday.
- Will Capital One be open on Independence Day?
- You can expect Capital One branches to be closed for Independence Day.
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Sean Dennison contributed to the reporting for this article.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
Schedules are subject to change and may vary by branch.
