Here’s Your Citizens Bank Routing Number

Find your routing number to set up direct deposit and more.

Your bank routing number is used for many banking transactions. You will need it to set up direct deposit, and you will usually provide it to your employer by giving them a voided check. You might also need your bank’s routing number to pay bills online, wire money or order new checks. If you’re a Citizens Bank customer, here is how you can find your bank routing number in seconds, based on your main branch:

Citizens Bank Routing Numbers
StateCityRouting Number
AlabamaWinfield062204938
ArkansasBatesville082907736
IowaSac City073921048
IndianaMooresville074905225
KentuckyBrodhead042104469
KentuckyHartford083903195
KentuckyHickman083907722
MissouriAmsterdam101217750
MissouriAmsterdam101217514
MissouriCharleston081518524
MissouriEdina081504172
MissouriNew Haven081905593
MississippiByhalia084204929
MississippiColumbia065302358
MississippiColumbia065304385
New MexicoClovis112201218
New MexicoTucumcari111308277
OregonCorvallis123204013
Rhode IslandRiverside231373069
Rhode IslandRiverside031101143
Rhode IslandRiverside036076150
TennesseeCarthage064107729
TennesseeElizabethton064209177
TennesseeElizabethton064207946
TennesseeElizabethton064208893
TennesseeHartsville064102601
TennesseeLafayette064102740
TennesseeNashville064000185
TennesseeNew Tazewell064205388
TexasAbilene111320006
TexasKilgore111922624
TexasRusk113119396
Information is according to US Banks Information and is accurate as of April 30, 2018.

Citizens Bank, headquartered in Rhode Island, has branches in 11 states.  If you live in one of the cities with multiple branches, it would be best to verify your routing number on your check by looking at the first nine digits at the bottom left-hand corner. If you do not have a check, you should call your bank before making a transaction that requires your routing number. Using an incorrect routing number can delay a transaction.

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What Is a Routing Number?

A routing number is a nine-digit code used to identify the bank responsible for payment of a negotiable instrument. You’ll need your routing number for a variety of reasons, including sending money to friends and family.

The American Bankers Association originally created these numbers in 1910 to help send paper checks to the correct processing centers. Now, they are also used to almost seamlessly move money between accounts and financial institutions through electronic transactions. The nine digits in a routing number make up a code that signals which Federal Reserve district the bank belongs to, which Fed branch handles that bank’s transactions and it identifies the bank itself. The final digit represents a mathematical equation that can be used to verify that the routing number is legitimately issued by the ABA.

Learn: How to Find and Use Your Citizens Bank Login

Wire Transfers and SWIFT Codes

Wire transfers are usually more urgent transactions. As a result, the bank recommends you call your local branch to be sure you have the correct Citizens Bank routing number to use for a wire transaction. The routing number for a wire is often different from the normal routing number for your checking account. This separates these more urgent transactions for the bank to process at a high priority. When you send wires internationally, you also need a SWIFT code, issued by the Society for Worldwide Interbank Financial Telecommunication. Citizens Bank’s SWIFT code is CTZIUS33 for personal transactions and CTZIUS33COB for commercial online banking.

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