Here’s Your Citizens Bank Routing Number

Find your routing number to set up direct deposit and more.

By Laura Chapman June 4, 2018 Find a Bank

Your bank routing number is used for many banking transactions. You will need it to set up direct deposit, and you will usually provide it to your employer by giving them a voided check. You might also need your bank’s routing number to pay bills online, wire money or order new checks. If you’re a Citizens Bank customer, here is how you can find your bank routing number in seconds, based on your main branch:

Citizens Bank Routing Numbers By State

Citizens Bank Routing Numbers
State	City	Routing Number
Alabama	Winfield	062204938
Arkansas	Batesville	082907736
Iowa	Sac City	073921048
Indiana	Mooresville	074905225
Kentucky	Brodhead	042104469
Kentucky	Hartford	083903195
Kentucky	Hickman	083907722
Missouri	Amsterdam	101217750
Missouri	Amsterdam	101217514
Missouri	Charleston	081518524
Missouri	Edina	081504172
Missouri	New Haven	081905593
Mississippi	Byhalia	084204929
Mississippi	Columbia	065302358
Mississippi	Columbia	065304385
New Mexico	Clovis	112201218
New Mexico	Tucumcari	111308277
Oregon	Corvallis	123204013
Rhode Island	Riverside	231373069
Rhode Island	Riverside	031101143
Rhode Island	Riverside	036076150
Tennessee	Carthage	064107729
Tennessee	Elizabethton	064209177
Tennessee	Elizabethton	064207946
Tennessee	Elizabethton	064208893
Tennessee	Hartsville	064102601
Tennessee	Lafayette	064102740
Tennessee	Nashville	064000185
Tennessee	New Tazewell	064205388
Texas	Abilene	111320006
Texas	Kilgore	111922624
Texas	Rusk	113119396
Information is according to US Banks Information and is accurate as of April 30, 2018.

Citizens Bank, headquartered in Rhode Island, has branches in 11 states. If you live in one of the cities with multiple branches, it would be best to verify your routing number on your check by looking at the first nine digits at the bottom left-hand corner. If you do not have a check, you should call your bank before making a transaction that requires your routing number. Using an incorrect routing number can delay a transaction.

Must-Read: Check Scams You Need to Watch Out For

What Is a Routing Number?

A routing number is a nine-digit code used to identify the bank responsible for payment of a negotiable instrument. You’ll need your routing number for a variety of reasons, including sending money to friends and family.

The American Bankers Association originally created these numbers in 1910 to help send paper checks to the correct processing centers. Now, they are also used to almost seamlessly move money between accounts and financial institutions through electronic transactions. The nine digits in a routing number make up a code that signals which Federal Reserve district the bank belongs to, which Fed branch handles that bank’s transactions and it identifies the bank itself. The final digit represents a mathematical equation that can be used to verify that the routing number is legitimately issued by the ABA.

Learn: How to Find and Use Your Citizens Bank Login

Wire Transfers and SWIFT Codes

Wire transfers are usually more urgent transactions. As a result, the bank recommends you call your local branch to be sure you have the correct Citizens Bank routing number to use for a wire transaction. The routing number for a wire is often different from the normal routing number for your checking account. This separates these more urgent transactions for the bank to process at a high priority. When you send wires internationally, you also need a SWIFT code, issued by the Society for Worldwide Interbank Financial Telecommunication. Citizens Bank’s SWIFT code is CTZIUS33 for personal transactions and CTZIUS33COB for commercial online banking.

More on Citizens Bank

More Routing Numbers