Here’s Your Citizens Bank Routing Number

man on Citizens Bank website
PrathanChorruangsak / Getty Images/iStockphoto

Your bank routing number is used for many banking transactions. You will need it to set up direct deposit, such as providing it to your employer to receive your paychecks.

You might also need your bank’s routing number to pay bills online, receive a wire transfer or order new checks. If you’re a Citizens Bank customer, here is how you can find your bank routing number in seconds.

Citizens Bank Routing Numbers by State

Here’s a look at Citizens Bank’s routing numbers, which vary depending on the state where the account was opened.

State Routing Number Wire Transfer
Connecticut 211170114 011500120
Delaware 031101143 031101143
Massachusetts 211070175 011500120
Michigan 241070417 241070417
New Hampshire 011401533 011500120
New Jersey 036076150 036076150
New York 021313103 021313103
Ohio 241070417 241070417
Pennsylvania 036076150 036076150
Rhode Island 011500120 011500120
Vermont 021313103 021313103
Source: Citizens Bank

How To Find Your Routing Number

Citizens Bank, headquartered in Rhode Island, has branches in 14 states and Washington, D.C.  You can verify your routing number on your check by looking at the first nine digits at the bottom left-hand corner.

If you do not have a check, you should call your bank before making a transaction that requires your routing number. You can also find your routing number by logging in to your account online. Using an incorrect routing number can delay a transaction.

What Is a Routing Number?

A routing number is a nine-digit code used to identify a bank. A routing number is comprised of three parts: a Federal Reserve routing symbol, an ABA institution identifier and a check digit. You’ll need your routing number for a variety of reasons, including receiving wire transfers.

A Better Way to Bank

The American Bankers Association originally created these numbers in 1910 to help send paper checks to the correct processing centers. Now, they are also used to almost seamlessly move money between accounts and financial institutions through electronic transactions.

Citizens Bank’s SWIFT Code for International Wire Transfers

Wire transfers are usually more urgent transactions. As a result, the bank recommends you call your local branch to be sure you have the correct Citizens Bank routing number to use for a wire transaction. The routing number for a wire is often different from the normal routing number for your checking account. This separates these more urgent transactions for the bank to process at a high priority.

When you receive international wire transfers, you also need a SWIFT code. Citizens Bank’s SWIFT code is CTZIUS33.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.


Discover the Best Banks of 2024: Unveiling Our Top Picks!

We've compiled a list of the top banks for this year!



Here Are the Pros and Cons of Using Multiple Banks

Shot of a woman using a laptop while going through paperwork at home.

Many banks are one-stop-shop financial institutions...


See Today's Best
Banking Offers