Here’s Your Citizens Bank Routing Number

Find your routing number to set up direct deposit and more.

Your bank routing number is used for many banking transactions. You will need it to set up direct deposit, and you will usually provide it to your employer by giving them a voided check. You might also need your bank’s routing number to pay bills online, wire money or order new checks. If you’re a Citizens Bank customer, here is how you can find your bank routing number in seconds, based on your main branch:

Citizens Bank Routing Numbers By State

Citizens Bank Routing Numbers
State City Routing Number
Alabama Winfield 062204938
Arkansas Batesville 082907736
Iowa Sac City 073921048
Indiana Mooresville 074905225
Kentucky Brodhead 042104469
Kentucky Hartford 083903195
Kentucky Hickman 083907722
Missouri Amsterdam 101217750
Missouri Amsterdam 101217514
Missouri Charleston 081518524
Missouri Edina 081504172
Missouri New Haven 081905593
Mississippi Byhalia 084204929
Mississippi Columbia 065302358
Mississippi Columbia 065304385
New Mexico Clovis 112201218
New Mexico Tucumcari 111308277
Oregon Corvallis 123204013
Rhode Island Riverside 231373069
Rhode Island Riverside 031101143
Rhode Island Riverside 036076150
Tennessee Carthage 064107729
Tennessee Elizabethton 064209177
Tennessee Elizabethton 064207946
Tennessee Elizabethton 064208893
Tennessee Hartsville 064102601
Tennessee Lafayette 064102740
Tennessee Nashville 064000185
Tennessee New Tazewell 064205388
Texas Abilene 111320006
Texas Kilgore 111922624
Texas Rusk 113119396
Information is according to US Banks Information and is accurate as of April 30, 2018.

Citizens Bank, headquartered in Rhode Island, has branches in 11 states.  If you live in one of the cities with multiple branches, it would be best to verify your routing number on your check by looking at the first nine digits at the bottom left-hand corner. If you do not have a check, you should call your bank before making a transaction that requires your routing number. Using an incorrect routing number can delay a transaction.

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What Is a Routing Number?

A routing number is a nine-digit code used to identify the bank responsible for payment of a negotiable instrument. You’ll need your routing number for a variety of reasons, including sending money to friends and family.

The American Bankers Association originally created these numbers in 1910 to help send paper checks to the correct processing centers. Now, they are also used to almost seamlessly move money between accounts and financial institutions through electronic transactions. The nine digits in a routing number make up a code that signals which Federal Reserve district the bank belongs to, which Fed branch handles that bank’s transactions and it identifies the bank itself. The final digit represents a mathematical equation that can be used to verify that the routing number is legitimately issued by the ABA.

Learn: How to Find and Use Your Citizens Bank Login

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Wire Transfers and SWIFT Codes

Wire transfers are usually more urgent transactions. As a result, the bank recommends you call your local branch to be sure you have the correct Citizens Bank routing number to use for a wire transaction. The routing number for a wire is often different from the normal routing number for your checking account. This separates these more urgent transactions for the bank to process at a high priority. When you send wires internationally, you also need a SWIFT code, issued by the Society for Worldwide Interbank Financial Telecommunication. Citizens Bank’s SWIFT code is CTZIUS33 for personal transactions and CTZIUS33COB for commercial online banking.

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About the Author

Laura Chapman

Laura Chapman is a Biloxi, Mississipi-based contributor with a Bachelor of Science in Accounting. She has five years of experience in accounting and taxation. Laura has articles on personal finance, health, crafts and parenting published at eHow.com.

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