M&T Bank Routing Number: How To Find Yours Quickly
Written by
Sean Dennison
Edited by
Nupur Gambhir
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M&T Bank traces its history back more than 160 years to its founding in Buffalo, New York, and continues to serve customers along the East Coast. M&T offers standard banking products and services, including wire transfers for sending or receiving funds.
Your M&T Bank Routing Number: The Key to Smooth Transactions
Understanding your routing number is essential for managing your finances effectively. This nine-digit code ensures that your money reaches the right destination when you’re setting up direct deposits, paying bills online, or initiating wire transfers.
Keep reading to learn M&T Bank’s routing number and SWIFT code so you’ll be ready when you need them to complete transactions.
M&T Bank Routing Numbers by State
M&T Bank routing numbers may differ, depending on the state. Find the routing number associated with the state where you opened your account below:
| State | Routing Number |
|---|---|
| Connecticut | 022000046 |
| Delaware | 031302955 |
| Maine | 022000046 |
| Maryland | 052000113 |
| Massachusetts | 022000046 |
| New Hampshire | 022000046 |
| New Jersey | 022000046 |
| New York | 022000046 |
| Pennsylvania | 031302955 |
| Vermont | 022000046 |
| Virginia | 052000113 |
| Washington, D.C. | 052000113 |
| West Virginia | 052000113 |
Using the right routing number is key to making sure your wire transfers goes through without any issues.
How To Find Your M&T Bank Routing Number
Here are a few ways to locate your M&T Bank routing number:
On a Check
Look at one of your M&T Bank checks. The routing number is the first nine-digit number located at the bottom left corner, followed by your account number and the check number.
Through Online Banking
Log in to your M&T Bank online account or mobile app:
- Select your deposit account from the ‘Account Summary’ screen.
- Tap the ‘Account Info’ button in the upper right-hand corner.
- Your routing number will be listed there.
By Contacting Customer Service
Call M&T Bank’s customer service at 1-800-724-2440. Have your account information ready for verification.
M&T Bank Routing Numbers for Wire Transfers
For wire transfers, M&T Bank uses specific routing information:
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic Wire Transfer | 022000046 | N/A |
| International Wire Transfer | 022000046 | MANTUS33 |
The SWIFT code is necessary for international transfers to identify M&T Bank globally.
M&T Bank Routing Number vs. Account Number: What’s the Difference?
It’s important to distinguish between these two numbers:
- Routing Number: Identifies the bank and is used for processing transactions like direct deposits and wire transfers.
- Account Number: Specifies your individual bank account.
Both numbers are essential for ensuring your transactions are processed correctly.
How To Use Your M&T Bank Routing Number
Your routing number is used in various banking activities:
- Setting up direct deposit: Set up direct deposit by giving your employer or other payers your routing and account numbers, so your payments go straight into your account.
- Making ACH transfers: Used for electronic bank transactions, such as transferring funds between accounts or paying bills.
- Paying bills online: You’ll need your routing number when setting up bill payments through M&T Bank’s online banking.
- Sending wire transfers: For both domestic and international wire transfers, ensure you use the correct routing number and, if applicable, the SWIFT code.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
