How to Find Your Bank Routing Number in Seconds

Get access to your bank routing number on your check or on this list of top banks.

Bank routing numbers are made up of a nine-digit code that is used to identify your financial institution in a transaction. It’s the first set of numbers printed on the bottom left side of your checks. An account number is usually 10 to 12 digits long and is specific to your personal bank account. It’s the second set of numbers printed on the bottom of your check, to the right of the bank routing number.

You might not often think about those little numbers on checks, but they’re critical to the banking system. Without them, money can’t be transferred electronically between institutions or through the Automated Clearing House network. If you have a bank account, it’s likely that at some point you’ll need to know how to read a check to find bank routing number information.

Related: How To Read A Bank Statement

How Do I Find My Routing Number on a Check?

Routing numbers are nine digits long and appear on every check issued by all banks. Three numerical strings appear on every check, usually printed in MICR  block-like characters in magnetic ink — to make it easy for computers to read. These numerical strings are the U.S. bank routing number, the account number and the check number. The bottom left corner is where you’ll usually find the routing number on a check, as seen on the following check image.

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Next comes the account number, then the individual check number. Check routing number location varies, and in some cases, as with some computer-generated payroll checks, the routing number and account number are not separated and are instead printed in sequence. In those cases, the check routing number is always the first nine digits of any numerical sequence printed on a check.

Related: Here’s Your Charles Schwab Routing Number

check routing number

Learn: Every Type of Check Fraud You Have to Worry About

What Is a Routing Number?

Every bank is assigned a unique identifying numerical code, which is the routing number on a check that you write, deposit or cash. The routing number determines who will facilitate and who will receive payment in many kinds of transactions.

See: Here’s Your MCU Routing Number

When Is a Routing Number Needed?

You won’t likely need your routing number on a daily basis, but you will need it from time to time. Instances in which you’d need to find routing number information include:

  • Reordering checks: When you run out of checks, your check printer is likely to ask for your routing number before they give you new checks.
  • Setting up direct deposit: In order to have payroll checks deposited straight to your account, you’ll have to submit the routing and account numbers on your check.
  • Paying bills: Consumer bills paid through ACH also require account and routing numbers.
  • Tax payments: Whether you’re paying a tax bill or receiving a refund, you’ll need to know your bank account routing number.

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How Are Routing Numbers Determined?

Most small banks and many online banks operate with just a single routing number. Large, multinational banks, however, often use many different routing numbers where the account holder’s state determining the check routing number.

Find Your Routing Number

Check out the following table to find the routing numbers for 50 of the largest brick-and-mortar and online banks:

Bank Routing Number Link
Ally logo 2017 Ally Bank 124003116 Learn More
AloStar logo 2017 Alostar Bank of Commerce 062006330 Learn More
American Express logo 2017 American Express Bank 124085066 Learn More
Associated Bank logo 2017 Associated Bank 075900575 Learn More
Astoria Bank logo 2017 Astoria Bank 221472815 Learn More
BofA Bank of America Varies by state Learn More
Bank of Hawaii logo 2017 Bank of Hawaii 121301028 Learn More
Bank of Internet logo 2017 Bank of Internet USA 122287251 Learn More
Bank5 logo 2017 Bank5 Connect 211370642 Learn More
Barclays logo 2017 Barclays Bank Delaware 031101321 Learn More
BB&T logo 2017 BB&T Varies by state Learn More
BBVA Bank Varies by state Learn More
CapitalOne Capital One 31176110 Learn More
Chase Chase Bank Varies by state Learn More
CIT Bank logo 2017 CIT Bank 124084834 Learn More
Citi logo 2017 Citibank Varies by state Learn More
Comerica Bank logo 2017 Comercia Bank Varies by state Learn More
Discover Discover Bank 031100649 Learn More
EverBank EverBank 063092110 Learn More
Fifth Third logo 2017 Fifth Third Bank Varies by state Learn More
FirstBank First Bank 081009428 Learn More
FirstInternet First Internet Bank 074014187 Learn More
FirstMidwest First Midwest Bank 071901604 Learn More
First Republic Bank logo 2017 First Republic Bank 321081669 Learn More
fnbbo direct logo 2019
©fnbo
FNBO Direct 104000016 Learn More
Great Western logo 2017 Great Western Bank 091408734 Learn More
HSBC logo 2017 HSBC Bank USA 021001088 Learn More
Huntington Bank 044000024 Learn More
Iberia Bank logo 2017 IberiaBank 265270413 Learn More
InvestorsBank logo 2017 Investors Bank 221272031 Learn More
KeyBank logo 2017 KeyBank Varies by state Learn More
M&T logo 2017 M&T Bank Varies by state Learn More
Nationwide logo 2017 Nationwide Bank 44072324 Learn More
NYCB logo 2017 New York Community Bank 226071004 Learn More
Northern Trust Bank logo 2017 Northern Trust Bank 0710-00152 Learn More
Old National Bank logo 2017 Old National Bank 86300012 Learn More
Regions logo 2017 Regions Bank 62005690 Learn More
Santander logo 2017 Santander Bank Varies by account Learn More
State Farm logo 2017 State Farm Bank 071174431 Learn More
SunTrust logo 2017 SunTrust Bank 061000104 Learn More
Synchrony Synchrony Bank 021213591 Learn More
 tcf bank logo 2017 TCF Bank 122106183 Learn More
 TD Bank logo 2017 TD Bank Varies by state Learn More
 US Bank logo 2017 U.S. Bank Varies by state Learn More
 Umpqua Bank logo 2017 Umpqua Bank 123205054 Learn More
 Union Bank logo 2017 Union Bank 122000496 Learn More
 USAA logo 2017 USAA 314074269 Learn More
 WellsFargo Wells Fargo Varies by state Learn More
 WesBanco logo 2017 WesBanco 043400036 Learn More
 Zions Bank logo 2017 Zions Bank 124000054 Learn More

More Routing Numbers

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Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been endorsed by American Express.

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

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About the Author

Andrew Lisa

Andrew Lisa has been writing professionally since 2001. An award-winning writer, Andrew was formerly one of the youngest nationally distributed columnists for the largest newspaper syndicate in the country, the Gannett News Service. He worked as the business section editor for amNewYork, the most widely distributed newspaper in Manhattan, and worked as a copy editor for TheStreet.com, a financial publication in the heart of Wall Street’s investment community in New York City.

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