Here’s Your Simmons Bank Routing Number
Written by
Karen Doyle
Edited by
Elizabeth Constantineau
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If you have a checking or savings account at Simmons Bank, you may need your routing number to move money from your account to another, or to receive money from another account. Here’s what you need to know about your Simmons Bank routing number.
What Is the Simmons Bank Routing Number?
The routing number for Simmons Bank is 082900432. This number can be used for ACH transactions or domestic wire transfers.
Where To Find Your Routing Number
If you need to find your Simmons Bank routing number, you can look at the bottom of your checks. It is the first nine-digit number in the lower left of pre-printed checks. You can also find a bank’s routing number on their website or in their mobile app.
Routing Numbers: Key Facts
A routing number is a nine-digit number that identifies a bank or credit union. This number, combined with an account number, identifies your particular account. Routing numbers are assigned by the American Bankers Association and are used to route transactions from one bank to another.
When Do You Need Your Routing Number?
You will need your routing number when you want to set up an electronic transfer to or from your account, such as a direct deposit of your paycheck. Routing numbers can also be used for automated bill payments or one-time electronic transfers of funds.
Some merchants and other organizations, such as municipalities and hospitals, may process so-called e-checks. These transactions require a routing number also, so the funds can be debited from the correct bank account.
Routing Number for Wire Transfers
You will also need your routing number to receive a domestic wire transfer. Wire transfers are also electronic transfers, but they are processed differently than ACH transfers. Wire transfers are typically processed immediately, with funds applied to the receiving account within minutes.
For international wire transfers, you will need the Simmons Bank routing number plus the SWIFT Code, which is SMNOUS4.
About Simmons Bank
Simmons Bank is a regional bank located in the Mid-South United States.
Simmons Bank Products
Simmons Bank offers a full suite of banking products for individuals and businesses. For consumers, these include deposit accounts like checking and savings accounts, credit cards, personal and home loans, and investment services.
Business offerings include business checking and savings accounts, credit cards, business loans, treasury management and insurance.
Simmons Bank Locations
Simmons Bank has over 200 branches in six states: Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. It is a wholly owned subsidiary of Simmons First National Corporation and is based in Pine Bluff, Arkansas.
Final Take
Over the course of its 120-year history, Simmons Bank has acquired multiple other banks. Because of this, checks may have other routing numbers on them. But the main routing number, 08290043, can always be used for direct deposits and bill payments.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
