Wells Fargo SWIFT Code: Everything You Need To Know for 2025

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The primary Wells Fargo SWIFT code is WFBIUS6S, though the bank may use different codes depending on the branch and service. If you’re sending an international wire transfer to a Wells Fargo account, the SWIFT code is essential, and the sender may ask you to confirm the correct one before the transfer is processed.

Wells Fargo SWIFT Codes by Location and Service

The following table lists all Wells Fargo SWIFT codes for consumer and commercial transactions at U.S. branches. The first table entry is the SWIFT code for international wire transfers.

Wells Fargo Address for International Wire Transfers

You’ll also need the following Wells Fargo address to wire money internationally to a Wells Fargo account:

Wells Fargo Bank

333 Market St.

San Francisco, CA 94105

How To Use a Wells Fargo SWIFT Code for International Transfers

If you’re sending or receiving an international wire transfer, the SWIFT code makes sure your transfer goes to the correct bank.

Here’s a step-by-step guide to send an international wire transfer:

1. Gather the recipient’s details: You’ll need their name, bank account number and their bank’s SWIFT code — if you’re receiving a transfer into your Wells Fargo account, the sender will need to provide the SWIFT code noted above.
2. Visit your bank or log into your account: You can go to a branch in-person to receive assistance or log into your account on the Wells Fargo website or mobile app.
3. Enter the transfer details: This will include the recipient’s details, along with the transfer amount and currency. You may need to provide additional information, such as the reason for the transfer.
4. Confirm all information: Double-check that you’ve entered everything correctly. The wrong information could result in a delayed transaction or even the money going to the wrong person.
5. Submit your transfer request: You should receive a confirmation, which you should keep until you’re sure the transfer went through.

Pro Tip

Always verify the SWIFT code with Wells Fargo before initiating a transfer. Using the wrong code can lead to delays, extra fees or even failed transactions.

How To Find Your Wells Fargo SWIFT Code

Here are a few ways to find your Wells Fargo SWIFT code:

• On the Wells Fargo website: Wells Fargo lists its SWIFT codes on its website.
• Through your account: Log into your bank account online or through the Wells Fargo mobile app, click on “Account and routing numbers” and the SWIFT code will be listed next to “International wire transfers.”
• By contacting customer service: If you’re unable to locate the SWIFT code or aren’t sure which one to use, you can call Wells Fargo customer service at 1-800-869-3557 at any time.

If you’re a Wells Fargo customer, you will need your Wells Fargo SWIFT code if someone requests it to send you an international wire transfer. Just ensure you use the correct one to prevent a delayed or failed wire transfer. 

Fees, Timelines and Transfer Facts

• International Wells Fargo wire transfer fees are $25 for a digital wire and $40 for a branch wire.
• Wells Fargo’s cutoff time for international wires is 2:20 p.m. PT.
• Delivery times for international wires depend on the country the wire is being sent to. 

SWIFT vs. IBAN vs. BIC Codes: Key Differences To Know

Here’s a quick look at how SWIFT, IBAN and BIC codes differ.

A SWIFT code and a BIC code are the same thing. They identify the country and the bank in an international money transfer. SWIFT codes and BICs, which are used in international transfers involving U.S. banks, do not contain any information related to bank account numbers.

An IBAN is used in transactions between foreign banks. It identifies the country, bank and specific bank account where the money will be transferred. U.S. Banks do not use IBANs in transfers they initiate but will process transfers from countries that do use IBANs.

Alternatives To Using a Bank SWIFT Code

You don’t have to use a bank SWIFT Code to make an international money transfer. You can choose to use a money transfer service, like Wise, Revolut, PayPal or Western Union instead. But there are differences.

For example, transfers made via Wise have transparent fees, while SWIFT Code transfers may include third-party charges. Additionally, 60% or more of transfers made through Wise are delivered within 24 hours or less, while SWIFT transfers can take three to five days.  

Final Take: Using the Right Wells Fargo SWIFT Code

Reference the SWIFT code chart above to find the correct Wells Fargo SWIFT code. Using the wrong SWIFT code will result in the money you are transferring going to the wrong bank and branch or failing altogether.

More About Wells Fargo

• Wells Fargo Review
• Wells Fargo Routing Number
• Wells Fargo Savings Account Interest Rates
• Wells Fargo Hours
• Wells Fargo ATM Limits

Andrea Norris contributed to the reporting for this article.

Data is accurate as of Sept. 23, 2025, and is subject to change.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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