Citi Announces Newest Checking Offers

Mandatory Credit: Photo by Igor Golovniov/SOPA Images/Shutterstock (12791348r)In this photo illustration, the Citibank logo is displayed on a smartphone screen with a Citigroup Inc.
Igor Golovniov/SOPA Images/Shutterstock / Igor Golovniov/SOPA Images/Shutterstock

Citigroup, also known as Citi®, is a global financial services company with over 200 years of experience to its credit. Citi boasts over 200 million customer accounts and does business in more than 160 countries and jurisdictions. It serves consumers, corporations, governments and institutions with a host of financial products and services, including consumer banking. Citi has announced its two newest offers for prospective consumer banking customers. Here are all the details, including how to qualify, how much you could earn and how much time you have before the offer expires.  

Citi® Priority Checking Account: Now up To $2,000 Bonus

Earn a cash bonus of up to $2,000 when you open a new Citi® Priority Checking Account and complete required activities. With this account, you’ll receive perks and benefits such as preferred rates and pricing on select products and services, investment guidance and resources and travel and global benefits. Although this is a non-interest-bearing account, the $30 monthly service fee will be waived if you maintain a combined average monthly balance of at least $30,000 in eligible linked deposit, retirement and investment accounts. Additionally, you won’t incur Citi fees if you use out-of-network ATMs. 

  • Cash value: Up to $2,000
  • Expiration date: January 22, 2023
  • What’s changed: The combined monthly average balance to have the monthly service fee waived was lowered from $50,000 to $30,000 and the bonus potential has increased from $1,500 to $2,000.
  • How to get it:
    • Open a new Citi® Priority Checking Account through the offer page, and fund the account within the first 20 days. The bank will check your balance on the 21st day to determine your potential bonus amount. To receive the bonus, you must maintain that minimum balance for 60 consecutive days after the 21st day from account opening. The bonus tiers are as follows:
      • $10,000 to $29,999: $200 bonus
      • $30,000 to $74,999: $500 bonus
      • $75,000 to $199,999: $1,000 bonus
      • $200,000 to $299,999: $1,500 bonus
      • $300,000 and above: $2,000 bonus
  • When you’ll get it: Within 30 days after completing the required activities
  • Terms and conditions: You must be a new-to-Citi checking customer, and not have signed on a Citi account within the past 180 days. You cannot use your balance in a Citi Savings Account or a Citi Accelerate Savings account to qualify for the bonus. If your balance falls into a lower balance tier, at any time during the 60-day period, your maximum bonus will change. 
  • Monthly fee: None, with a combined monthly average balance of at least $30,000 
  • Promotion page: Citi® Priority Checking Account Offer
Earn Perks With A New Checking Account

Citigold® Checking Account: Now up To $2,000 Bonus

You can earn a cash bonus of up to $2,000 when you open a new Citigold® Checking Account and complete qualifying activities. The Citigold® Checking Account offers a wealth of benefits, including a dedicated team, complimentary financial planning and unlimited reimbursement of non-Citi ATM fees. Although the account does not bear interest, there’s no monthly service fee when you maintain a combined average monthly balance of at least $200,000 in eligible linked, deposit, retirement and investment accounts. Additionally, you won’t pay any Citi fees at non-Citi ATMs. 

  • Cash value: Up to $2,000
  • Expiration date: Jan. 22, 2023
  • What’s changed: The bonus potential has increased from $1,500 to $2,000.
  • How to get it:
    • Visit the current offer page and open a new checking account in the Citigold® Account Package. Then, within 20 days of opening, deposit at least $200,000 in new-to-Citibank funds to the account to be eligible for the maximum bonus of $2,000. The bank will use your account balance on the 21st day to determine the bonus amount you are eligible for. However, to receive the bonus, you must maintain that balance for an additional 60 consecutive days following the 21st day from account opening. The bonus tiers are as follows:
      • $10,000 to $29,999: $200 bonus
      • $30,000 to $74,999: $500 bonus
      • $75,000 to $199,999: $1,000 bonus
      • $200,000 to $299,999: $1,500 bonus
      • $300,000 and above: $2,000 bonus
  • When you’ll get it: Within 30 days after completing the required activities
  • Terms and conditions: You must be a new-to-Citi checking customer and not have signed on a Citi account within the past 180 days. The qualifying balance must be held in your checking account; you may not use balances in a Citi Accelerate Savings Account or a Citi Savings Account to qualify for this bonus offer. If your balance falls into a lower bonus tier — even just for one day — during the maintenance period of 60 days, your bonus amount will change.
  • Monthly fee: None, as long as you meet the requirements to remain a Citigold client
  • Promotion page: Citigold® Checking Account Offer

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About the Author

Cynthia Measom is a personal finance writer and editor with over 12 years of collective experience. Her articles have been featured in MSN, AOL, Yahoo Finance, INSIDER, Houston Chronicle, The Seattle Times and The Network Journal. She attended the University of Texas at Austin and earned a Bachelor of Arts degree in English.

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