How To Find Your Routing and Account Numbers on a Check

writing a check
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You may need to know your bank’s routing number to pay a bill online or over the phone, send money through a wire transfer or set up a direct deposit. To receive your tax refund via direct deposit, you must provide your bank’s routing number on your tax return.

The bottom left-hand corner of a check typically displays the routing number, a nine-digit identifier for your bank. To its right, you’ll usually find the account number, which is the second set of numbers printed on the check’s bottom. Keep reading to learn more.

Where Are the Account and Routing Number on a Check?

If you look at a bank-issued check, you’ll see a series of numbers printed along the bottom edge of the check.

The first set of numbers is the nine-digit bank routing number. Banks use routing numbers to process several types of transactions, including paper and digital checks, direct deposits and bill payments.

Are all check routing numbers nine digits? Yes, check routing numbers are always nine digits. They have a specific structure consisting of three parts: a four-digit Federal Reserve routing symbol, a four-digit ABA institution identifier and a single check digit. 

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Where is the account number on the check? It is the second set of numbers along the bottom of your check, and it may be longer or shorter than the routing number. 

To the right of the account number is the check number, and this number will be different on each check.

How Do You Find Your Routing Number Without a Check?

routing and account number on check

As an alternative to using a paper check to find your routing number, you can find it in your account statement and on your bank’s online banking platform or mobile app. Many banks list the routing number in the upper-right corner of the monthly statement, near the bank’s logo and other identifying information.

When you make a payment using an electronic or paper method, the receiving bank uses the routing number to identify your bank. So whenever you’re asked to provide your routing number, you should ensure you use the correct one. Otherwise, the processing of your transaction could be delayed, especially since some banks have different routing numbers for each state.

The following table lists state-specific routing numbers for Bank of America, Member FDIC, Chase and Wells Fargo.

Note: GOBankingRates was unable to confirm Chase routing numbers for Alaska and Hawaii.

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Alabama 051000017 065400137 062000080
Alaska 051000017 Unconfirmed 125200057
Arizona 122101706 122100024 122105278
Arkansas 082000073 065400137 111900659
California 121000358 322271627 1210428821
Colorado 123103716 102001017 102000076
Connecticut 011900254 021100361 021101108
Delaware 031202084 083000137 031100869
District of Columbia 054001204 044000037 054001220
Florida 063100277 267084131 063107513
Georgia 061000052 061092387 061000227
Hawaii 051000017 Unconfirmed 121042882
Idaho 123103716 123271978 124103799
Illinois 081904808 (South and Chicago Metro)
071000505 (North)
071000013 071101307
Indiana 071214579 074000010 074900275
Iowa 073000176 075000019 073000228
Kansas 101100045 103000648 101089292
Kentucky 064000020 083000137 121042882
Louisiana 051000017 065400137 121042882
Maine 011200365 083000137 121042882
Maryland 052001633 044000037 055003201
Massachusetts 011000138 021000021 121042882
Michigan 072000805 072000326 091101455
Minnesota 071214579 075000019 091000019
Mississippi 051000017 065400137 062203751
Missouri 081000032 103000648 113105449
Montana 051000017 102001017 092905278
Nebraska 123103716 103000648 104000058
Nevada 122400724 322271627 321270742
New Hampshire 011400495 083000137 121042882
New Jersey 021200339 021202337 021200025
New Mexico 107000327 102001017 107002192
New York 021000322 021000021 (Downstate)
022300173 (Upstate)
North Carolina 053000196 072000326 053000219
North Dakota 051000017 103000648 091300010
Ohio 071214579 044000037 041215537
Oklahoma 103000017 103000648 121042882
Oregon 323070380 325070760 123006800
Pennsylvania 031202084 083000137 031000503
Rhode Island 011500010 083000137 121042882
South Carolina 053904483 072000326 053207766
South Dakota 051000017 103000648 091400046
Tennessee 064000020 065400137 064003768
Texas 111000025 111000614 111900659
112000066 (El Paso only)
Utah 123103716 124001545 124002971
Vermont 051000017 083000137 121042882
Virginia 051000017 044000037 051400549
Washington 125000024 325070760 125008547
West Virginia 051000017 051900366 121042882
Wisconsin 123103716 075000019 075911988
Wyoming 051000017 102001017 102301092

1Wells Fargo accounts opened in Southern California might have a routing number that is different from the number displayed in the chart. You can use either Wells Fargo California routing number.

Final Take

If you have a checking account, it’s helpful to know how to locate your routing number on a check and how to differentiate it from your account number. If you don’t have paper checks, check a bank statement or your online bank account to find your routing number. The next time you’re asked to provide it when setting up an automatic deposit, online bill payment or similar transaction, you’ll know you’re using the correct number so transactions process correctly and without delays.

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Information is accurate as of June 6, 2023. 

The article above was refined via automated technology and then fine-tuned and verified for accuracy by a member of our editorial team.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Chase.

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