How to Make a Home Depot Credit Card Payment

Follow these steps to pay your Home Depot credit card bill.

By Alicia Bodine October 21, 2017 Retail Credit Cards 101

Home Depot is a top choice among shoppers when it comes to purchasing home improvement supplies and services — as evidenced by its 2016 sales of $94.6 billion. Whether you have a small renovation project to tackle or a large build to take on, the Home Depot credit card by Citibank enables you to keep the related expenses separate from your other purchases.

It also provides you with benefits like one-year, hassle-free returns and special, everyday financing on purchases of $299 or more, plus exclusive cardholder credit offers. In addition, some Home Depot credit card offers come with up to 24 months of special financing.

After you use your card, you’ll need to follow the steps below to make your payments. You can use your savings or checking account to pay the bill and even set up autopay so you never miss a payment.

How to Make a Home Depot Credit Card Payment by Mail

You can send your payment through the mail using the return envelope and payment coupon that comes with your monthly statement. If you lose the return envelope, here are two ways you can mail in your payment:

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Log in to your Home Depot Account online and select the “Statements” tab from the “Account Activity” menu. You can access your statement in PDF format and use the information on it to mail in your payment.
Put your payment check in an envelope and don’t forget to write your account number in the memo section so the company knows which account to credit. Address the envelope to:

The Home Depot Consumer Credit Card Payments
Home Depot Credit Services
P.O. Box 9001010, Louisville, KY 40290-1010

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How to Make a Home Depot Credit Card Payment by Phone

The Home Depot customer service team can help you make a payment by phone between 6 a.m. and 1 a.m. EST Mondays through Saturdays or between the hours of 7 a.m. and 12 a.m. EST Sundays. Or, call the Home Depot credit card phone number — 866-875-5488 — and follow the prompts to make an automated payment.

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How to Make a Home Depot Credit Card Payment Online

You can access your Home Depot credit card account online using your Home Depot login and make a payment electronically. After signing in to your account, click on “Make a Payment” from the “Payments” menu.

If you plan on using your savings or checking account to pay your bill you’ll need your bank account number and the ABA routing number. You can also manage your Home Depot card online — not only can you pay bills, you can track your account activity, get exclusive offers and activate account alerts.

What to Do If Your Home Depot Credit Card Payment Is Late

At the end of each billing cycle, Citibank gives customers 25 days to pay their balances without incurring any interest or late fees. If you make a late credit card payment you’ll pay a fee of up to $35. Returned payments also incur a penalty of up to $35.

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Cardholders can make late payments through the mail, over the phone or via the online portal.

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To inquire about a current Home Depot credit card discount, visit your local store and head to the customer service desk.

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