4 Ways to Pay Your Dillard’s Credit Card

Learn options for making your Dillard's credit card payment.

Dillard’s department store offers customers two different credit card options for financing purchases such as apparel, footwear, accessories and housewares — the Dillard’s store credit card and the Dillard’s American Express credit card. To apply, you can fill out a Dillard’s credit card application in-store or call 800-643-8276 to request one by mail. As a Dillard’s cardholder, you’ll earn two rewards points for each dollar you spend. Once you earn 1,500 points, you can redeem them for a $10 rewards certificate or a 10-percent-off shopping pass. Each month, you’ll receive a bill for your purchases.

Find out your options for paying your bill so you can avoid costly late fees.

How Do I Pay My Dillard’s Credit Card?

Dillard’s offers a wealth of options to pay your credit bill. No matter if you prefer paying online, by mail, by phone or in-store, all options are available. Here’s what you need to know:

How to Make a Dillard’s Credit Card Payment Online

Paying your Dillard’s credit card online can save you the hassle of buying postage and mailing your payment. Here’s how:

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  1. Navigate to the online payment center on the Dillard’s website.
  2. Sign up for an online account to create a Dillard’s login if you haven’t already done so.
  3. Enter your username and password.
  4. Click the blue “Sign on” button.
  5. Follow the prompts to make your payment.

How to Make a Dillard’s Credit Card Payment by Mail

Dillard’s offers cardholders the option of paying by mail. Allow extra time for your payment to reach the payment address and be credited. To pay by mail, follow these steps:

  1. Write a check payable to “Dillard’s” for at least the minimum payment to avoid late fees. Pay the full amount of your last statement balance to avoid interest charges.
  2. Mail your Dillard’s payment to one of the three following addresses, depending on your location.

West Coast

Dillard’s cardholders residing in Washington, Oregon, California, Arizona, Nevada, Idaho, Utah, Montana, Wyoming, Colorado, New Mexico, Texas, North Dakota, Alaska or Hawaii, along with military or foreign addresses should mail their payment to:

Dillard’s/Wells Fargo Bank, N.A.
P.O. Box 51193
Los Angeles, CA 90051-5493

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Dillard’s cardholders residing in Minnesota, Wisconsin, Michigan, Nebraska, Iowa, Illinois, Indiana, Kansas, Missouri, Oklahoma, Arkansas, Louisiana or Mississippi should mail their payment to:

Dillard’s/Wells Fargo Bank, N.A.
P.O. Box 77053
Minneapolis, MN 55480-7753

East Coast

Dillard’s cardholders residing in Maine, Vermont, New Hampshire, Massachusetts, New York, Rhode Island, Connecticut, Philadelphia, New Jersey, District of Columbia, Delaware, Maryland, Ohio, West Virginia, Virginia, Kentucky, Tennessee, North Carolina, South Carolina, Alabama, Georgia or Florida should mail their payment to:

Dillard’s/Wells Fargo Bank, N.A.
P.O. Box 71118
Charlotte, NC 28272-1118

How to Make a Dillard’s Credit Card Payment by Phone

Dillard’s also offers the option of making a payment by phone Monday through Saturday, 7 a.m. to midnight CST and Sunday, 9 a.m. to 7 p.m. CST. Here’s how:

  1. Call the Dillard’s phone number for Card Services at 800-643-8278.
  2. Enter your Dillard’s credit card number.
  3. Follow the automated prompts to complete your payment.

Find Out: 10 Things You Should Never Put On a Credit Card 

How to Make a Dillard’s Credit Card Payment in Store

You can also make an in-store payment by visiting the Dillard’s customer service department or requesting to make a payment at any register. Have your billing statement handy to expedite the process.

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Dillard’s Credit Card Late Fees and Penalties

No matter which Dillard’s card you have, each month, you’ll have at least 23 days from the billing date of your statement to pay your entire balance to avoid interest. Paying the minimum payment by the due date will help you avoid late payments, but interest will still accrue. Missed or late payments incur the equivalent of the minimum amount due or $27, whichever is less. A fee of up to $37 will apply if you have more than one late payment within a six-month period.

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    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been endorsed by American Express.

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    About the Author

    Cynthia Measom

    Cynthia Measom is a Texas-based writer specializing in finance, business, parenting and education. With almost a decade of online writing experience, her work has appeared on websites such as Chron.com, The Bump and The Motley Fool. Measom received a Bachelor of Arts in English from the University of Texas at Austin.

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