How To Make a Best Buy Credit Card Payment

By Barb Nefer

May 13, 2022

Niloo / Shutterstock.com

Best Buy opened its doors in 1966 as an electronics store called Sound of Music. The company changed its name to Best Buy in 1983 as it added home appliances and VCRs to its product line. Known for its warehouse-style stores and commission-free staff, Best Buy now has more than 1,200 stores in the U.S. To make paying for your purchases more convenient, Best Buy offers two credit card options.

Best Buy Credit Card Options and Rewards

Best Buy offers two credit card options issued by Citibank: a retail version that works only at Best Buy stores and a Visa-branded Best Buy credit card that’s accepted anywhere that accepts Visa. The My Best Buy credit card and the My Best Buy Visa card both earn Best Buy Rewards and come with flexible financing options.

How To Make a Best Buy Credit Card Payment

When it’s time to pay your My Best Buy credit card bill, you have several options — online, by phone, via text or by mail. Here are the details for each payment method.

Best Buy Credit Card Login

To pay your bill online, you’ll need to use your My Best Buy credit card login. Here’s how:

1. Visit the credit card registration page on Citibank’s website.
2. Provide the credit card number, your name, the card’s security code and the last four digits of your Social Security number.
3. Once you’ve registered, you can log in to your Best Buy account online with your user ID and password.
4. Have your checking account number and your bank routing number handy. Then, follow the prompts to make the payment.

In addition to paying your account through the website, you can activate alerts and manage your account.

How To Make a Best Buy Credit Card Payment by Phone

Citibank allows you to make a payment on your Best Buy credit card account by phone using its free, automated system at 888-574-1301. You’ll need to provide your checking account number, bank routing number and have a valid check ready to complete the payment.

How To Make a Best Buy Credit Card Payment by Text

Another option is to pay by text. Note that your cellphone provider may charge you for sending and receiving texts. Here’s how:

1. Text PAY to 819641 from the device linked to your Best Buy account.
2. You’ll have to verify your identity, then text the amount you want to pay and indicate the account you’re using to make the payment.

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How To Make a Best Buy Credit Card Payment by Mail

To pay your Best Buy credit card by mail, you’ll need to send a check or money order along with your account number. The address you send it to depends on the type of card you have.

If you’re paying a My Best Buy credit card account, send the payment to:

My Best Buy Credit Card Payments
P.O. Box 9001007
Louisville, KY 40290-1007

To pay your My Best Buy Visa bill, send the payment to:

My Best Buy Visa Card Payments
P.O. Box 78009
Phoenix, AZ 85062-8009

If you’re making a late bill payment on either Best Buy credit card and want the payment to arrive the next day, use this address:

Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213

For My Best Buy credit card payments, address the envelope to My Best Buy Credit Card Overnight Delivery/Express Payment. For the Visa-branded account, address your payment to  My Best Buy Visa Credit Card Overnight Delivery/Express Payments.

This article has been updated with additional reporting since its original publication.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been endorsed by Citibank.

Information is accurate as of May 13. 2022.

About the Author

Barb Nefer

Barb Nefer has been writing professionally for nearly 30 years, cutting her teeth as a news writer for the Daily Southtown in Chicago. She's a doctor of psychology, and her eclectic expertise includes personal finance, psychology, travel and the pet industry. Her work reflects that diversity, with pieces appearing in places like About.com, CBS Local, Yahoo.com, WebPsychology, and Animal Wellness magazine.