How to Make a Target REDcard Payment

Follow these simple steps to make your credit card payment.

Frequent shoppers at Target will benefit greatly from the store’s popular REDcard, which offers 5 percent off purchases, extended returns and free shipping for items purchased on Target’s website. Cardholders will also enjoy early access to special events, products and promotions, as well as an exclusive coupon each year on their REDcard anniversary date. After you apply for a Target credit card and get approved, check out the following options for making payments.

Click here to find out how much Target is worth.

How to Make a Target REDcard Payment in Person

If you’re running errands, you can swing by your local Target store to make your REDcard payment. Head over to the Guest Services desk and have your billing statement or credit card ready so the attendant can look up your account number. The employee can use the account number to accept your Target REDcard payment and apply it to your account. 

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How to Make a Target REDcard Payment by Mail

Each month, Target REDcard credit card holders will receive a paper statement in the mail. Customers can tear off the stub at the bottom and send it in with their payment using the provided envelope. If you happen to misplace the statement, use the following payment address:

Target Card Services
P.O. Box 660170
Dallas, TX 75266-0170

When sending your payment minus the stub, add your Target REDcard account number to the memo section of the check so Target will know which account should be credited. You’ll also want to send your payment five to seven days before the due date to make sure it arrives on time.

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How to Make a Target REDcard Payment by Phone

Another way to make your credit card payment is to contact Target via the Target REDcard customer service team at 1-800-424-6888. Follow the automated prompts or request to speak with a Target customer service representative. Once you make a payment, it will post to your account within two business days.

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How to Make a Target REDcard Payment Online

To make a REDcard payment online, enter your username and password on the Target REDcard login page. Once the Manage My REDcard screen appears, click “Schedule a Payment” under the “Payment Information” tab on the left side of your screen. Follow the prompts to have your payment made through your savings or checking account.

As long as you make your payment before 5 p.m. Central Standard Time, it will post the same day. You can even use the online portal to schedule payments 30 days in advance, which means your payments will never be late.

Another thing to keep in mind is that payment due dates are at least 25 days after the close of each billing cycle. If you forget, you might have to pay a late fee of up to $38. If you ever need to pay late fees, you can use any of the available payment options.

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About the Author

Alicia Bodine is a New Jersey-based writer specializing in finance, travel, gardening and education. With more than 13 years of experience, her work has appeared in, Livestrong, eHow, USA TODAY, GlobalPost, and wiseGEEK.