3 Ways to Make an Old Navy Credit Card Payment

Here’s how to pay your Old Navy credit card bill.

By Cynthia Measom December 9, 2017 Retail Credit Cards 101

With affordable prices and a branded credit card that offers generous rewards, Old Navy is a favorite shopping destination for customers that offers over 1,000 retail locations and a 24/7 online portal. Old Navy offers two types of credit cards through Synchrony Bank, both eligible for Old Navy Rewards: the Old Navy Visa credit card and the Old Navy credit card. The Old Navy Visa credit card can be used at Old Navy and any merchant that accepts Visa. The Old Navy credit card is only accepted at Gap stores. All you have to do is apply now online or in a store, using the Old Navy application for either type of card.

After you use your Old Navy credit card to score some great deals, you’ll need to pay your bill. Find out about the various payment options available, so you’ll keep your account current with on-time payments.

How Can I Pay My Bill for My Old Navy Card?

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Old Navy offers cardholders the option to make an online payment through the store’s online portal or the Old Navy credit card app. You can also choose to choose to make an Old Navy payment on your Old Navy card or Old Navy Visa credit card by mail or by phone.

Make an Old Navy Credit Card Payment Online

You can access your Old Navy credit card account online or via the app using the Old Navy bill pay portal. You will be prompted to enter your Old Navy login using your username and password for the account. After signing in to your account with your Old Navy credit card login information, click on “Make a Payment” from the “Payments” menu.

You’ll need your bank account number and the ABA routing number to pay your bill. In addition to being able to pay online, you can also check your account balance, add an authorized user or sign up for paperless statements.

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Make an Old Navy Credit Card Payment by Mail

Old Navy accepts regular and overnight payments by mail. To make a payment by mail, fill out a check or money order for at least the minimum amount due. Include your Old Navy account number in the memo section on the check or money order. Each card has its own address for regular or overnight payments:

Old Navy Credit Card Regular payment address:

Old Navy Payments
P.O. Box 530942
Atlanta, GA 30353

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Old Navy Credit Card Overnight Payment Address:

Old Navy Payments – Synchrony Bank
485 Lake Mirror Road
Building 700, Department 72
Atlanta, GA 30349

Old Navy Visa Card Regular Payment Address:

Old Navy Visa Payments
P.O. Box 960017
Orlando, FL 32896

Old Navy Visa Card Overnight Payment Address:

Old Navy Visa Payments
140 Wekiva Springs Road
Longwood, FL 32779-3604

Make an Old Navy Credit Card Payment by Phone

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Call 866-450-5294 to make a payment by phone. Making a payment is free using a checking account and the automated system. You will need your Old Navy account number, your bank account number and the ABA routing number to complete the payment.

What to Do If Your Old Navy Credit Card Payment Is Late

You can use any of the Old Navy bill pay options to make a late payment. Your payment due date is at least 23 days after the close of each billing cycle. To avoid paying a late payment fee, the minimum payment is due by 5 p.m. EST on the due date included on your statement. Payments received after 5 p.m. will not be credited until the next day. A late fee of $27 will be charged if you have not had any late payments within the past six billing cycles, and a late fee of $37 will be charged if you have had a late payment within the past six billing cycles. The late fee will never exceed your minimum payment that was due, however.

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