3 Ways to Pay Your Forever 21 Credit Card

See your options for making a Forever 21 credit card payment.

With the Forever 21 credit card, shoppers can earn rewards toward future purchases. Card perks include 20 percent off your first regular-priced purchase when you open a credit card account, a $5 reward for every 300 points earned (every $1 spent at Forever 21 earns cardholders three points), a $10 birthday discount, a 21 percent off discount twice a year and access to exclusive offers and promotions.

If you are a Forever 21 store credit card holder, it’s important to pay bills on time to prevent late fees and damage to your credit score.

How Do I Pay My Bill?

If you’re wondering, “How do I pay off my Forever 21 credit card?” there are three ways to pay your bill: online, by mail and by phone. Here is how to make a payment depending on the option you choose:

How to Make a Forever 21 Payment Online

Online payments can be made from anywhere at any time — even on weekends and holidays. To pay your Forever 21 credit card bill online, you will first need to register for online account access. Make sure you have:

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  • Your credit card account number
  • Your ZIP/postal code
  • Your Social Security number, social insurance number or an alternate identification number

You will then create a username and password, and link your account to your email address and mobile phone number.

To make a Forever 21 online payment, you will need to have your checking account number and bank routing number available. After you enter this information, it will be securely stored for future payments when you access your account with your Forever 21 credit card online login. Note that it might take up to two business days for the transfer of funds to be completed. 

How to Make a Forever 21 Payment by Mail

If you prefer to pay by mail, send a check for at least the minimum payment due to:

Comenity Capital Bank
P.O. Box 659450
San Antonio, TX 78265

How to Make a Forever 21 Payment by Phone

Forever 21 credit card account payments can also be made via phone through an automated system. To make a payment by phone, call customer care at 866-512-6286 (TDD/TTY: 888-819-1918). Be sure to have your credit card account number or Social Security number handy, and follow the prompts to pay.

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Read: Paying in Full vs. Partial Payments — Which Is Best for Your Credit Score?

Late Fees for Forever 21 Credit Cards

Your Forever 21 credit card payment due date is at least 25 days after the close of each billing cycle. You cannot change your payment due date. You will not be charged interest on purchases if you pay your entire balance by the due date each month. 

To avoid a late fee, you must pay at least the minimum amount due before 8 p.m. EDT, on or before the due date. If you make a late payment, you might owe up to $38. 

Click through to read about the stores with the best and worst return policies.

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    About the Author

    Gabrielle Olya

    Gabrielle joined GOBankingRates in 2017 and brings with her a decade of experience in the journalism industry. Before joining the team, she was a staff writer-reporter for People Magazine and People.com. Her work has also appeared on E! Online, Us Weekly, Patch, Sweety High and Discover Los Angeles, and she has been featured on “Good Morning America” as a celebrity news expert. 

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