4 Ways to Pay Your Wayfair Credit Card

Here's how you can make your Wayfair credit card payment.

Wayfair is a popular e-commerce site, known for its high-quality, yet affordable, retail products and constantly growing number of customers. In 2017, Wayfair generated $4.7 billion in net revenue, and a great number of their customers took advantage of the Wayfair credit card, which offers 3 percent rewards back on all eligible orders. Although the Wayfair credit card can save you a lot of money, it’s important to keep on top of your credit card payments. Here are all the ways you can make a Wayfair credit card payment to improve your credit score and avoid late payment fees.

Pay by Phone

To make an immediate payment, call Wayfair Credit Card customer service at 1-844-271-2567. You will then be directed to an automated system that will ask you to enter the primary cardholder’s account number. Once that information is received you can proceed to making your payment.

To speak with a live representative, you can hit “0” at any time or say “operator” when prompted for your Wayfair credit card information and a live person will speak with you. But note there is a $9 service charge if you complete your payment with the help of a Wayfair customer service representative.

Earn More Perks From Your Credit Card
Sponsors of

Find Out: Is Paying in Full or Making a Partial Payment Better for Your Credit Score?

Pay Online

Besides convenient online shopping, Wayfair makes it easy for you to pay your Wayfair credit card online.

  • Log in to your account with your username and password.
  • From the account dashboard, you can choose how you would like to make a payment
  • Schedule a one-time payment OR schedule a payment 30 days in advance. (Note: you can’t make more than one payment in advance.)

To complete your first payment, you will need access to your checking account number and bank routing number. Thereafter, the information will automatically be saved for future payments. You also can change your payment due date free of charge online if your account is in good standing. But keep in mind, there is a limit to how many times you can change your payment date. Changing your due date will not affect the dates of any previously schedule one-time payments.

Earn More Perks From Your Credit Card
Sponsors of

Pay by Mail

It might not be the fastest Wayfair credit card payment option, but you can also pay your bill by sending your payment to the following Wayfair payment address:

Comenity Bank/Wayfair
PO Box 65917
San Antonio, Texas 78265

It will help to send your payment several days in advance, since it will only be credited to your account the day it is received.

Use Bill Pay Services

If your primary bank has a service for issuing money to your bill collectors — such as Bill Pay at Wells Fargo — then you can use that to pay your Wayfair credit card bill. All you need is your 16-digit Wayfair account number and the Wayfair credit card mailing address for the payment to be authorized and sent by your bank. You can save money paying bills with automatic payments.

Wayfair Credit Card Fees

Be sure to make your Wayfair card payment on time — before 8 p.m. EST on the day it is due. Otherwise, you might face a late fee.

Earn More Perks From Your Credit Card
Sponsors of

Learn more ways to avoid credit card late fees.

Pay Your Other Store Credit Cards

    We make money easy. Get weekly email updates, including expert advice to help you Live Richer™.

    Related Video

    About the Author

    Taylor Bell

    Taylor Bell is an Los Angeles-based journalist and staff writer for GOBankingRates covering personal finance. She is a former staff writer for ATTN: and has covered topics ranging from trending pop culture news to women’s social issues.

    Read More

    4 Ways to Pay Your Wayfair Credit Card
    Close popup

    Win $500 – and Start the New Year Right!

    When you sign-up to receive bi-weekly email updates from GOBankingRates, you’ll automatically be entered for a chance to win our $500 #BestBanksBestYou sweepstakes. Sign up now!

    Please enter an email.
    Please enter a valid email address.
    There was an unknown error. Please try again later.

    For official contest rules, please go to: gobankingrates.com/best-banks/official-rules/