4 Ways to Make a Belk Credit Card Payment

Learn how to avoid Belk credit card late fees.

Belk, Inc., based in North Carolina, is a private department store company offering modern, southern style. Currently, the company has 293 stores in 16 Southern states. Within its hundreds of retail locations, shoppers will find a variety of national and private label brands, shoes, accessories, cosmetics and home merchandise to choose from.

Find out how to pay your Belk credit card bill and decide if it’s one of the best store credit cards for you.

Click here to read how to build credit history when you have no credit.

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How to Make a Belk Credit Card Account Payment

Once you’ve shopped, you’ll need to make your Belk account payment. To avoid interest charges, you’ll have at least 23 days after the close of each billing cycle to make your payment in full. Belk makes it easy and convenient for cardholders to make a payment in one of four ways:

How to Make a Belk Store Card Payment Online

Paying your Belk credit card online is probably one of the easiest and quickest ways to get your payment posted. Gather your checking account and bank routing number before you begin. Here’s how to pay your Belk store card online:

  1. Register with www.belkcredit.com if needed. You’ll create a username and password to log in to your Belk credit card account.
  2. Go to the Belk credit card sign-in page.
  3. Enter your Belk login.
  4. Access the Belk credit card bill-pay option.
  5. Follow the prompts to complete your payment.

Read: Pros and Cons of Store Credit Cards

How to Make a Belk Credit Card Payment Via the Belk App

Sometimes, using your mobile device to make a payment is easier and might help you avoid late fees. You can use the Belk app with both Android and Apple. Here’s how to pay your Belk bill via the mobile app:

  1. Install and open the Belk app on your mobile device.
  2. Register for online account access if you haven’t already.
  3. Log in to the app with the username and password you created when you registered.
  4. Click the “Payments” tab.
  5. Follow the prompts to complete your payment.

How to Make a Belk Credit Card Payment by Mail

Paying your Belk charge card bill by mail is another payment option. Note that payments can be delayed up to five days if not submitted properly. Here’s how to pay:

  1. Make a check or money order payable to BELK for the amount you wish to pay.
  2. Write your Belk credit card account number on the check or money order to aid in processing.
  3. Place the check or money order in an envelope and address it to:

Synchrony Bank/Belk
P.O. Box 530940
Atlanta, GA 30553-0940

  1. Attach the proper amount of postage to the envelope and mail it.

How to Make a Belk Credit Card Payment by Phone

Paying your Belk credit card via phone is simple. Gather your checking account number and bank routing number before beginning.

  1. Dial 800-669-6550 to reach the automated system.
  2. Say or enter your Belk credit card number.
  3. Follow the system prompts to complete your payment.

Read: What Type of Credit Card You Should Get

Belk Credit Card Rewards

One of the best reasons to apply for the Belk credit card is for the rewards you can earn. Rewards are based on your credit card tier. Shoppers earn points per $1 spent: three points for Basic, four points for Premier and five points for Elite. Each time you earn 1,000 points, you’ll receive a $10 reward certificate.

For additional information, call Belk’s customer service line at 866-235-5443 or use the store locator to find a retail location.

Click to find out if full or partial credit card payments are better for your credit score.

About the Author

Cynthia Measom is a Texas-based writer specializing in finance, business, parenting and education. With almost a decade of online writing experience, her work has appeared on websites such as Chron.com, The Bump and The Motley Fool. Measom received a Bachelor of Arts in English from the University of Texas at Austin.