13 Best Cash-Back Sites of 2021

Young woman texting while enjoying a day shopping.
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Whether you’re looking for ways to save on travel, dining, entertainment or retail purchases, don’t miss the chance to secure deals through some of the best cash-back apps. Sites and apps like InboxDollars, Shopkick, Dosh and FlipGive are becoming increasingly popular for those who want to get paid to shop for everyday items and earn money to buy tickets to concerts or sporting events.

What Are the Best Cash-Back Webites?

A cash rewards app offers top-rated cash-back offers, exclusive deals and other perks. Here’s a cash-back site comparison of 13 of the best cash-back apps and websites that might be worth your time:

1. Upromise

  • Number of Merchants: 850+ online partners, 10,000+ restaurant locations, grocery and drug stores, and travel sites
  • Popular Merchants: Expedia, Walmart, Apple, Best Buy, Hotels.com
  • Payout Methods: College savings plan deposit, student loan payment or check

If you’re committed to reaching your college savings goals, join Upromise to build up your savings account every time you shop, dine or book a much-needed vacation. You earn cash back at participating retailers, restaurants and travel sites that you can put towards Upromise GoalSaver Accounts, eligible 529 plans or eligible student loan payments. Users report Upromise is a great way to get rewarded for shopping online and offline, but it’s a good idea to keep track of your purchases to make sure you get all your rewards.

2. BeFrugal

  • Number of Merchants: 5,000+
  • Popular Merchants: Macy’s, Bed Bath & Beyond, Amazon, Walmart, Best Buy
  • Payout Methods: Check, PayPal, direct deposit, Venmo, Zelle or gift card
Make Your Money Work for You

BeFrugal claims to provide the highest cash-back rates, with up to 40 percent cash back at thousands of popular stores. New users earn a $10 bonus for signing up, and shoppers can use coupons and special deals across the site to save even more. Cash back is automatically added to your account. Transactions are tracked accurately and it’s easy to access payments, according to users. Testimonials also highlight the high cash-back rates.

3. Coupon Cabin

  • Number of Merchants: 3,000+
  • Popular Merchants: Gap, T-Mobile, Ulta, Walgreens
  • Payout Methods: Check, PayPal, electronic gift card, Chase payment, direct deposit

CouponCabin sets itself apart from other cash-back sites by offering exclusive offers with popular merchants. For example, shoppers can get $100 back on orders over $100 at retailers like Adidas or $50 back on orders over $50 at Macy’s when they claim special offers through the site. Users can sign up for an account to make money with every purchase. The site states you can earn unlimited cash back with bonus cash-back offers at dozens of stores. Coupon Cabin has earned positive reviews on SiteJabber, with shoppers claiming the entire process is easy and Coupon Cabin is a great site for people who shop online frequently.

4. Coupon Cactus

  • Number of Merchants: Approximately 4,000
  • Popular Merchants: Amazon, Target, AliExpress
  • Payout Methods: Check, PayPal

Get the latest coupon codes for all your favorite retailers through Coupon Cactus. The company has partnered with thousands of merchants to provide special offers and deals, as well as some of the highest cash-back rates on purchases. New members earn an instant $3 bonus for creating an account and then hitting the “Like” button on Facebook. Users say the site provides prompt customer service, and they like how efficiently the site keeps track of verified and eligible purchases.

5. TopCashback

The TopCashback site offers cash-back offers and deals for shoppers at more than 4,000 retailers as well as exclusive seasonal sales and coupon codes. You simply choose your cash-back offer and complete your purchase, then choose a payout method to receive your earnings. The site is easy to use and there is a range of merchants to choose from, said reviewers on Trustpilot. Reviews about customer service are mixed.

Make Your Money Work for You

6. Tada (Formerly ShopAtHome)

  • Number of Merchants: 1,900+
  • Popular Merchants: Amazon, eBay, Walmart, Lands End
  • Payout Methods: Gift cards, PayPal

In addition to earning cash back from popular online retailers, Tada users get a $10 sign-up bonus and can access local deals to earn cash back from sites like Groupon. Users can install a Savings Button on their browser to get real-time updates about available cash-back offers at their favorite retailers.

7. Extrabux

  • Number of Merchants: 10,000+
  • Popular Merchants: Amazon, Sam’s Club, Macy’s, eBags, GNC
  • Payout Methods: PayPal, check, Amazon gift card

You can join Extrabux for free and earn a $20 welcome bonus upon signup. An email address is all you need to sign up, and you can shop at hundreds of popular retail stores to earn cash back on every eligible purchase. A browser extension is available for those who want to earn cash back automatically when shopping.

8. Rakuten (formerly Ebates)

  • Number of Merchants: 2,500+
  • Popular Merchants: Kohl’s, Target, J.Crew, Sephora, Macy’s
  • Payout Methods: Check, PayPal

To qualify for cash-back offers, all Rakuten members must do is visit the website, click on a retailer and shop.  New users earn a $10 welcome bonus. Rakuten is a top cash rewards app because of the many ways you can earn cash back: sign up for the Rakuten credit card, through the mobile up, installing the Rakuten Cash Back Button, linking a credit or debit card to shop at participating retail locations or through the company’s email promotions.

9. Mr. Rebates

  • Number of Merchants: 3,000+
  • Popular Merchants: Overstock.com, Home Depot, Sephora, JCPenney
  • Payout Methods: Check, gift card, PayPal
Make Your Money Work for You

Members earn cash back by clicking through store links on the website to activate a rebate code. Rebates are credited to your Mr. Rebates account a few days later, and you can request a check or PayPal payment after earning $10. Friends you refer through a referral link help you earn a referral rebate of 20 percent of your friends’ original rebates. However, opinions are mixed on how well the site tracks earnings and on the quality of customer service, said reviewers on SiteJabber.

10. Swagbucks

  • Number of Merchants: 1,500+
  • Popular Merchants: Amazon, Walmart, Target, Starbuck
  • Payout Methods: PayPal, gift cards

Members of this site sign up to earn Swagbucks from shopping online, answering surveys, watching videos and searching the web. The company gives out 7,000 free gift cards every day, and members can earn cash back whenever they take advantage of special deals. Members earn “SB” for every dollar they spend — each SB equals 1 percent cash back. Key benefits of the site include the ability to earn free gift cards and the variety of ways to earn rewards.

11. Ibotta

  • Number of Merchants: 1,500+
  • Popular Merchants: Walmart, Food Lion, Kroger, Walgreens, CVS Pharmacy
  • Payout Methods: PayPal, Venmo, featured gift card

One of the more high-tech ways to earn cash back is by snapping a photo of your receipt so your purchases can be matched to cash-back offers. Ibotta promises to deposit your cash back into your account within 48 hours —  all you have to do is find offers you’re interested in before you shop, and keep your receipt. Users can link a loyalty card or make mobile in-app purchases to earn cash back.

12. MyPoints

  • Number of Merchants: 1,900+ retailers, restaurants and travel partners
  • Popular Merchants: Groupon, eBay, Walmart, Kohls, Target, Amazon
  • Payout Methods: Gift cards, PayPal
Make Your Money Work for You

Instead of earning cash back directly from purchases through this site, MyPoints awards points for shopping with various merchants, taking surveys, watching videos and playing games. [x]You can cash out your points for gift cards or online certificates to save money on travel. The Refer-A-Friend program provides 750 Points as an award for friends who make an eligible merchant purchase of at least $20.

13. Lemoney

  • Number of Merchants: 1,700+
  • Popular Merchants: Amazon, Macy’s, Walmart
  • Payout Methods: PayPal

Lemoney awards cash back directly into your PayPal account when you sign up for an account and make purchases with popular online retailers including eBay, JCPenney, Sephora and more.  On a recent visit to the site, some retailers offered as much as 46% cash back. What sets Lemony apart from other sites is that members have the opportunity to earn Turbo Credits — essentially, a commission — by inviting friends to join and making purchases.


There are enough of the best cash-back apps available to get money back for your everyday purchases. You can find savings by determining what stores you frequently buy from and trying to shop through a cash rewards app or site. A few even offer you savings when you shop at the retail location so you can maximize the cash you get back.

Cynthia Bowman and Elizabeth Magill contributed to the reporting for this article.


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