How long does it take to receive a new account bonus?

Associated Bank typically credits the bonus to your new checking account within 120 days of account opening, provided all promotional requirements are met.

Can existing customers qualify for these promotions?

No, these promotions are for new customers.

What happens if I close my account early?

If you close your account without maintaining it for at least 12 months, Associated Bank may deduct the bonus amount from your balance upon closing.

Are there any taxes on bank bonuses?

Yes, bank bonuses are generally considered taxable income.

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Associated Bank Bonuses and Promotions for 2025

September 3, 2025

10 min Read

Written by Cynthia Bowman

Edited by Melanie Grafil

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Associated Bank has almost 200 locations throughout Wisconsin, Illinois and Minnesota. If you’re a resident of the Midwest, you might want to take a look at the latest Associated Bank bonuses and promotions to earn some free cash.

Current Associated Bank Promotions: September 2025

Associated Bank’s current bonuses feature the bank’s checking accounts. Here’s a quick preview:

Account Type	Bonus Amount	Offer Expiration
Associated Bank Personal Checking Accounts	Up to $600	Sept. 30, 2025
Business Access Checking	$100	Sept. 30, 2025
Business Balanced Checking	$400	Sept. 30, 2025
Business Choice Checking	$750	Sept. 30, 2025

Associated Bank Checking Account Bonus

An Associated Bank checking account bonus will give your wallet a boost. Read on to learn more about these lucrative promotions.

Associated Bank Personal Checking Account Bonus: Up to $600

Associated Bank offers a personal checking account bonus of up to $600. The bank offers three personal checking account options: Access Checking, Balanced Checking and Choice Checking.

Here are the details:

Bonus value: Earn $300 for maintaining an average daily balance between $1,000 and $4,999.99; earn $400 for maintaining an average daily balance between $5,000 and $9,999.99; earn $600 for maintaining an average daily balance of at least $10,000
Minimum deposit: $1,000
Expiration date: Sept. 30, 2025
How to claim: Open a new personal checking account and set up $500 or more in direct deposits from an employer or government agency within 90 days of account opening. Maintain an average daily balance in the qualifying range for days 31 to 90 of your new account to receive the bonus.
When you’ll get it: Within 120 days of opening the account after meeting the requirements
Terms and conditions: For new checking account customers only. You must keep the account open for at least 12 months to retain the bonus.
Fees: No monthly fee for Access Checking account; Balanced Checking has a $9 monthly fee, waived with $1,000 daily balance, $500 in direct deposits or $2,500 combined account balances; Choice Checking has a $25 monthly fee, waived with $10,000 in combined account balances

Claim your bonus now by opening a new Associated Bank checking account.

Milwaukee Film Checking Account Bonus: Up to $600

If you’re a movie buff, the Milwaukee Film Checking account is a good way to grab some extra money.

Here’s more about the bonus:

Bonus value:
- Earn $300 for maintaining an average daily balance between $1,000 and $4,999.99
- Earn $400 for maintaining an average daily balance between $5,000 and $9,999.99
- Earn $600 for maintaining an average daily balance of at least $10,000
Minimum deposit: $1,000
Expiration date: Sept. 30, 2025
How to claim: You must open a new personal checking account with Associated Bank and set up recurring direct deposits totaling $500 or more from an employer or government agency within 90 days of account opening. You will also need to maintain an average daily balance in the qualifying range for days 31 to 90 of your new account to receive the bonus.
When you’ll get it: Within 120 days of opening the account, after meeting the requirements
Terms and conditions: This offer is for new customers only, and you must keep the account open for at least 12 months to retain the bonus.
Monthly fee:
- No monthly fee for Access Checking account
- Balanced Checking includes a $9 monthly fee, waivable with $1,000 daily balance, $500 in direct deposits or $2,500 combined account balances
- Choice Checking includes a $25 monthly fee, waivable with $10,000 in combined account balances

Claim your bonus now by opening a new Milwaukee Film Checking account.

Packers Checking Account Bonus: Up to $600

If you’re a Green Bay Packers fan, you can show your team pride and also earn up to $600 by opening an Associated Bank personal checking account.

Here are the details:

Bonus value:
- Earn $300 for maintaining an average daily balance between $1,000 and $4,999.99
- Earn $400 for maintaining an average daily balance between $5,000 and $9,999.99
- Earn $600 for maintaining an average daily balance of at least $10,000
Minimum deposit: $1,000
Expiration date: Sept. 30, 2025
How to claim: You must open a new personal checking account with Associated Bank and set up recurring direct deposits totaling $500 or more from an employer or government agency within 90 days of account opening. You also need to maintain an average daily balance in the qualifying range for days 31 to 90 of your new account to receive the bonus.
When you’ll get it: Within 120 days of opening the account, after meeting the requirements
Terms and conditions: This offer is for new customers only, and you must keep the account open for at least 12 months to retain the bonus.
Monthly fee: No monthly fee for Access Checking account; Balanced Checking includes a $9 monthly fee, waivable with $1,000 daily balance, $500 in direct deposits or $2,500 combined account balances; Choice Checking includes a $25 monthly fee, waivable with $10,000 in combined account balances

Claim your bonus now by opening a new Packers Checking account.

Brewers Checking Account Bonus: Up to $600

If you’re a Brewers fan, you can show your team pride and also earn up to $600 by opening an Associated Bank checking account.

Here are the details:

Bonus value:
- Earn $300 for maintaining an average daily balance between $1,000 and $4,999.99
- Earn $400 for maintaining an average daily balance between $5,000 and $9,999.99
- Earn $600 for maintaining an average daily balance of at least $10,000
Minimum deposit: $1,000
Expiration date: Sept. 30, 2025
How to claim: You must open a new personal checking account with Associated Bank and set up recurring direct deposits totaling $500 or more from an employer or government agency within 90 days of account opening. You must also maintain an average daily balance in the qualifying range for days 31 to 90 of your new account to receive the bonus.
When you’ll get it: Within 120 days of opening the account, after meeting the requirements
Terms and conditions: This offer is for new customers only, and you must keep the account open for at least 12 months to retain the bonus.
Monthly fee:
- No monthly fee for Access Checking account
- Balanced Checking includes a $9 monthly fee, waivable with $1,000 daily balance, $500 in direct deposits or $2,500 combined account balances
- Choice Checking includes a $25 monthly fee, waivable with $10,000 in combined account balances

Claim your bonus now by opening a new Brewers checking account.

Associated Bank Business Access Checking Account Bonus: $100

Business owners seeking a new business bank account for a start-up or small business might appreciate this $100 bonus opportunity.

Here are the details:

Bonus value: $100
Minimum deposit: $2,000
Expiration date: Sept. 30, 2025
How to claim: You must open a Business Access Checking account with a minimum deposit of $2,000 in new money within 30 days. You must also maintain a minimum daily balance of $2,000 for days 31 to 90 after opening your account.
When you’ll get it: You’ll receive the checking account bonus within 120 days of opening the account, after meeting the requirements.
Terms and conditions: This offer is for new customers only, and you must keep the account open for at least 12 months to retain the bonus.
Fees: No monthly fee

Claim your bonus now by opening a new Business Access checking account.

Associated Bank Business Balanced Checking Account Bonus: $400

Business owners seeking a new business bank account might appreciate this $400 bonus opportunity. The account is designed for mid-size businesses.

Here are the details:

Bonus value: $400
Minimum deposit: $5,000
Expiration date: Sept. 30, 2025
How to claim: You must open a Business Balanced Checking account with a minimum deposit of $5,000 in new money within 30 days. You must also maintain a minimum daily balance of $5,000 for days 31 to 90 after opening your account.
When you’ll get it: You’ll receive the checking account bonus within 120 days of opening the account, after meeting the requirements.
Terms and conditions: This offer is for new customers only, and you must keep the account open for at least 12 months to retain the bonus.
Fees: $20 monthly fee, waivable with an average monthly balance of $5,000, a $20,000 balance in relationship accounts, or an Associated Bank Merchant Services Account or linked personal Balanced, Choice or Private checking account

Claim your bonus now by opening a new Business Balanced checking account.

Associated Bank Business Choice Checking Account Bonus: $750

Established business owners seeking a new business bank account might appreciate this $750 bonus opportunity.

Here are the details:

Bonus value: $750
Minimum deposit: $20,000
Expiration date: Sept. 30, 2025
How to claim: You must open a Business Choice Checking account with a minimum deposit of $20,000 in new money within 30 days. You must also maintain a minimum daily balance of $20,000 for days 31 to 90 after opening your account.
When you’ll get it: You’ll receive the checking account bonus within 120 days of opening the account, after meeting the requirements.
Terms and conditions: This offer is for new customers only, and you must keep the account open for at least 12 months to retain the bonus.
Fees: $35 monthly fee, waivable with an average monthly balance of $15,000, a $75,000 balance in relationship accounts, or an Associated Bank Merchant Services Account or linked personal Balanced, Choice or Private checking account

Claim your bonus now by opening a new Business Choice checking account.

How To Qualify for an Associated Bank Bonus

You can open an Associated Bank account in person or online. Here’s what you’ll need to provide:

Contact information, including home address
Social Security number
Date of birth
Driver’s license or state ID
Cash, check or your other bank’s routing number and bank account numbers to transfer money into the new account.

Once your account is open, set up any qualifying direct deposits and make sure you deposit the minimum amount to qualify for the bonus. Then, keep that money in the account until you’ve received your bonus.

Common Reasons Your Associated Bank Bonus May Be Denied

If you close the account prematurely, you may not receive your bonus. Also, if you do not make the required direct deposit amounts or maintain the balances required on the accounts, you may forfeit your bonus.

Comparing Associated Bank Offers to Competitor Promotions

How does Associated Bank’s bonus offer compare to other banks? Here’s a quick look.

Citi® vs. Associated Bank

At Citi, you can open a new eligible checking account and receive qualifying direct deposits totaling at least $3,000 within 90 days to receive a bonus of $325. You can earn a higher bonus with Associated Bank, but it requires a heftier deposit.

TD Bank vs. Associated Bank

With TD Bank, you can open a new Beyond Checking account and earn $300, if you have direct deposits totaling $2,500 within 60 days.

Tips for Maximizing Your Associated Bank Offer

There are ways you can maximize your Associated Bank bonus.

Look for seasonal promotions: Bonuses and promotions are typically offered at the beginning of the year, mid-year or around the holidays.
Check your email: Sometimes existing customers get targeted offers in their email.
Consider themed accounts: If you’re already a Brewer, Packers or film festival fan, consider those accounts, because they have extra perks.

Final Take

If you’re a resident of Wisconsin, Illinois or Minnesota, Associated Bank might be a good option to earn some free cash. You’ll have access to both physical branches and online banking and have a variety of different accounts and other products to choose from.

Just keep in mind that some of the bonuses require large minimum deposits. If you don’t have a lot of cash on hand for an initial deposit, some of these promotions probably aren’t right for you.

FAQs

You have questions about Associated Bank bonuses. Here are the answers.

How long does it take to receive a new account bonus?
- Associated Bank typically credits the bonus to your new checking account within 120 days of account opening, provided all promotional requirements are met.
Can existing customers qualify for these promotions?
- No, these promotions are for new customers.
What happens if I close my account early?
- If you close your account without maintaining it for at least 12 months, Associated Bank may deduct the bonus amount from your balance upon closing.
Are there any taxes on bank bonuses?
- Yes, bank bonuses are generally considered taxable income.

More About Associated Bank

Rudri Patel contributed to the reporting for this article.

Information is accurate as of Sept. 3, 2025.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.