Betterment Hours and 2026 Holiday Schedule
Written by
Rudri Bhatt Patel, CFHC™
Edited by
Emily Gadd, CCC™
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Betterment is one of the most popular online investing platforms, known for its automated portfolios, high-yield cash accounts and digital financial planning tools. Since it operates entirely online, you might wonder whether it closes for holidays or if you can always access your account.
Here’s everything you need to know about Betterment’s hours, investment trading schedule and platform availability this year.
Betterment Regular Business Hours
Because Betterment operates entirely online, it doesn’t have branch hours. However, its customer service team and trading activity follow weekday business hours:
| Service | Hours (EST) |
|---|---|
| Stock Market Trading | 9:30 a.m. to 4 p.m. |
| Customer Support | Monday through Friday, 9 a.m. to 8 p.m. |
| Account Access | 24/7 availability |
Betterment 2026 Holiday Schedule
Here are the days when the U.S. stock market — and Betterment’s trading activity — will be closed in 2026:
| Holiday | Date |
|---|---|
| New Year’s Day | Thursday, Jan. 1 |
| Martin Luther King, Jr. Day | Monday, Jan. 19 |
| Presidents Day | Monday, Feb. 16 |
| Easter Sunday | Sunday, April 5 |
| Memorial Day | Monday, May 25 |
| Juneteenth National Independence Day | Friday, June 19 |
| Independence Day | Saturday, July 4 |
| Labor Day | Monday, Sept. 7 |
| Columbus Day/Indigenous Peoples Day | Monday, Oct. 12 |
| Veterans Day | Wednesday, Nov. 11 |
| Thanksgiving Day | Thursday, Nov. 26 |
| Christmas Day | Friday, Dec. 25 |
What If You Need To Access Betterment When Markets Are Closed?
Even when markets close for federal holidays, you can still:
- Log in on the website.
- Deposit or withdraw money from your cash account.
- Review portfolio performance and asset allocations.
- Adjust your goals or recurring contributions.
Example: If you schedule a withdrawal on a holiday, Betterment will process it as soon as other banks resume normal business operations.
Final Tips for Banking and Investing With Betterment
- Plan trades early: Place investment orders before market holidays to avoid delays.
- Set recurring deposits: Automation helps keep your strategy consistent year-round.
- Use digital tools: Review performance, rebalance and track progress anytime.
- Expect delays: Transfers to or from external banks may take longer on holidays.
FAQs About Betterment Holiday Hours
Here are the answers to some of the most frequently asked questions about Betterment holiday hours and how they work:- Is Betterment open on federal holidays?
- Yes. The platform is available 24/7, though trading pauses when the market closes.
- Can I deposit or withdraw money on holidays?
- Yes. You can make transfers anytime, but processing may take longer.
- Does Betterment have physical locations?
- No. It’s a digital platform that offers full online and mobile access.
- Will my automated investments run on holidays?
- Yes. They’ll queue as scheduled and process once markets reopen.
- Can I reach Betterment customer service on holidays?
- Email and voicemail are available, and support resumes during regular weekday hours.
More on Betterment
All holiday hours were confirmed as of Dec. 10, 2025. Check with your local retailer to confirm specific hours. Hours and policies are subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
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