What Are Charles Schwab’s Hours?

How do you bank after business hours?

Charles Schwab is one of the largest brokerages in the country and, as of April 2020, controls about $3.86 trillion in client assets. While Schwab might be best known for its investment and retirement tools, it also operates Charles Schwab Bank, which provides traditional banking products and services such as checking and savings accounts and home loans

Read on to learn when Charles Schwab is open for banking business:

Charles Schwab Hours for Normal Days

Charles Schwab bank branches typically open at 8 or 8:30 a.m. on weekdays and close at 5 p.m. If you want to visit a branch to conduct business, call ahead or check online first to confirm its hours before heading out.

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Is Charles Schwab Open on Weekends?

None of the branches posted on Charles Schwab’s website listed hours on either Saturday or Sunday. The table below shows typical hours at a Schwab branch.

Charles Schwab Bank Hours
Monday-Friday8-8:30 a.m. to 5 p.m.
SaturdayClosed
SundayClosed

Note that Charles Schwab has temporarily closed its branches amid the COVID-19 pandemic, though some branches are open by appointment only. Use Charles Schwab’s branch locator to see if you can still set up an appointment at your local branch, or to find out normal banking hours throughout the year.

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Charles Schwab Hours for Holidays

Charles Schwab Bank’s holiday schedule follows the guidelines set by the U.S. Office of Personnel Management. All Schwab bank branches close during the following holidays:

Charles Schwab Bank Holidays 2020
HolidayDate
New Year’s DayWednesday, Jan. 1
Martin Luther King, Jr. DayMonday, Jan. 20
Presidents DayMonday, Feb. 17
Memorial DayMonday, May 25
Independence DaySaturday, July 4
Labor DayMonday, Sept. 7
Columbus DayMonday, Oct. 12
Veterans DayWednesday, Nov. 11
Thanksgiving DayThursday, Nov. 26
Christmas DayFriday, Dec. 25

For investment services, Charles Schwab follows a slightly different holiday schedule than for bank services. For example, though banks close on Columbus Day and Veterans Day, the stock market is open, which means Charles Schwab investment offices are open as well.

Related: Full List of Bank Holidays

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laptop screen with Charles Schwab Bank login website
Charles Schwab/ipopba / Getty Images/iStockphoto

How To Bank With Charles Schwab Outside of Business Hours

Charles Schwab offers online and mobile banking platforms you can access at any time, no matter the day or hour. With its Schwab Mobile app you can deposit checks into either your bank or brokerage accounts using your phone’s camera. If you’re using the app for both banking and investment accounts, it also provides an easy way to track your investments.

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How To Contact Charles Schwab Customer Service

Charles Schwab Bank’s customer service line is available seven days a week, though weekday hours differ from weekend hours. The number is 888-403-9999. Here are the hours:

  • Monday through Friday from 4 a.m. to 8 p.m. Pacific time (excludes banking holidays)
  • Saturday and Sunday from 6 a.m. to 7:30 p.m. Pacific time

Depending on the nature of your issue, you can also access Schwab’s 24/7 automated services line at 877-824-5625.

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About the Author

Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Sean’s first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.