Chase SWIFT Code: What It Is and How To Use It

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If you’re sending or receiving money from overseas, you’ll need a SWIFT code. For Chase Bank customers, that code is CHASUS33 — but knowing it is just the first step. Read on to learn how to use the Chase SWIFT code and how to find the right one for your transfers.

What Is the Chase SWIFT Code?

If you bank with Chase, this is the SWIFT code to include for international payments:

Keep in mind you might also see the Chase SWIFT code written as CHASUS33XXX. Either option is correct — the characters XXX at the end of a SWIFT code show that the code is for the bank’s headquarters, and these digits are optional.

Alternative SWIFT Codes for Chase Bank

While CHASUS33 works for most international wire transfers, Chase may use different SWIFT codes for different Chase branches and banking services. Not all of these codes are publicly available online, so you can find your SWIFT code by calling your local branch or logging into your Chase Bank account.

However, most wire transfers don’t require a code for your specific bank branch. In most cases, the SWIFT code listed above will work.

How To Use the a SWIFT Code for International Transfers

Here’s a step-by-step guide on how to send money using a SWIFT code for international transfers:

1. Gather the recipient’s information: You’ll need the recipient’s full name and address, account number, routing number, SWIFT code and bank address. 
2. Visit your bank or log into your account: You can either visit a branch or log into the website or mobile app and navigate to international wire transfers section.
3. Enter the transfer details: Provide the recipient bank’s SWIFT code, the recipient’s account number and personal information, and the transfer amount and currency. 
4. Provide additional information: Some countries may require you to state the purpose of the payment or submit other documentation.
5. Verify all details: Make sure the recipient’s name and SWIFT code are correct, and double-check the amount and payment purpose before submitting the information.
6. Complete the transfer: Submit the transfer request, and you will receive a confirmation.

How To Find the Right Chase Bank SWIFT Code

There are a few places you can locate your Chase SWIFT code:

• Chase website: Go to the Chase website and search for “international wire transfers” to find the SWIFT code.
• Chase bank account: Log in to your account online or through the Chase mobile app. The SWIFT code is likely listed under international wire transfers.
• Chase customer support: Call 1-800-935-9935 to speak to a customer service representative, or visit a branch in person.

How Long Do Chase SWIFT Transfers Take?

International wire transfers through Chase don’t always arrive instantly. The processing time depends on the currency, the destination country, and whether intermediary banks are involved.

• U.S. dollar transfers: Usually 1-2 business days
• Foreign currency transfers: Typically 3-5 business days
• Possible delays: Transfers submitted late in the day, on weekends, or during holidays may not be processed until the next business day

If your transfer seems to be taking longer than expected, it’s often due to time zone differences, additional security checks, or extra steps required by the recipient’s bank. To help ensure faster delivery, submit transfers early in the business day and double-check all details before confirming.

What To Know Before Sending an International Wire Transfer

Before you send money overseas with Chase, keep these points in mind:

• Fees apply: Chase charges fees for outgoing and incoming international wires. Check the current rates before sending.
• Exchange rates may vary: The rate applied may be different from the market rate. Confirm the conversion before sending.
• Processing times differ: International wires can take up to five business days, depending on the destination and intermediary banks.
• Daily transfer limits: Chase may impose limits on how much you can send in a day.

Common Errors With Chase SWIFT Transfers (and How To Avoid Them)

Sending money internationally requires precise information. Even a small error can cause delays or extra fees. Here are the most common mistakes customers make:

• Wrong SWIFT code: Using an incorrect or outdated code can lead to failed transfers or returns. Always confirm with Chase before sending.
• Incomplete recipient details: Be sure to include the recipient’s full name, address, account number, and bank information.
• Currency mismatch: If you send U.S. dollars when the recipient expects local currency, the transfer may be converted at a less favorable rate.
• Exceeding transfer limits: Chase imposes daily limits on international wires. If you try to send more than allowed, the transfer may be blocked.

Taking a few extra minutes to verify your information can help avoid these setbacks and ensure your money reaches the right destination smoothly.

More About Chase Bank

• Chase Bank Review
• Chase Bonus Offers and Promotions
• Chase ATM Limits
• Chase Bank Hours
• Chase CD Rates

Quinlan Grim contributed to the reporting for this article.

Information is accurate as of Aug. 25, 2025.

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