021000089 – Citi Routing Number in New York
Citi New York Routing Number
The Citi® routing number for New York is: 021000089.
If you don’t see your region listed or aren’t sure where you opened your account, call Citi at 800-374-9700 for assistance.
What Is a Routing Number?
The routing number — also known as the ABA or check routing number — was created by the American Bankers Association in 1910 as a way to process paper checks. Over the last century, it evolved to give banks and credit unions the ability to send and receive funds to and from other financial institutions.
How To Find Your Citi Routing Number
There are a few ways to find a Citi routing number. If you remember which state you opened your account in, just use the chart.
If you have a Citi checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call Citi at 800-374-9700 any time to find the routing number for your account.
If you are at all confused about which number to use, you should consider calling Citi, because using the right number could mean the difference between your money going into the right or wrong account.
How To Find Your Routing Number on a Check
Routing numbers typically appear in the lower left-hand corner of a check. See the graphic below that will show you where to find your Citi routing number right in your checkbook.
Banks Can Have Multiple Routing Numbers
Banks aren’t tied to having just one routing number. Much like how big banks have different addresses for their branches across the nation, they often feature different routing numbers, too, to ensure accuracy in locating funds.
A bank typically features a primary routing number, which is assigned based on where its main office is located. As it adds locations, the bank might become eligible to receive more numbers.
Getting the Routing Number for International Wire Transfers
Sending cash across borders comes with a different set of rules. If you’re sending an international wire transfer, you’ll need to know the following:
- The beneficiary’s full name
- The name and location of the beneficiary’s bank
- The beneficiary’s account number
- The BIC or SWIFT code aka Society for Worldwide Interbank Financial Telecommunication code
- The CHIPS UID aka Clearing House Interbank Payments System Universal Identifier
You’ll Need Your Routing Number
Your routing number — sometimes called an ABA — is an extremely useful piece of information when it comes to your banking life. Your Citi routing number appears on your checks, or you can get it by contacting your bank directly.
Be sure to verify the routing number before you send your cash. If it’s off by even one digit, your money could go somewhere else.
Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been endorsed by Citi.
Information is accurate as of September 22, 2022. For the most up-to-date information on an institution or its accounts, visit its website.