Here’s Your Delta Credit Union Routing Number

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Your routing number is a series of numbers that identifies your bank. You can use the number to make transfers, set up direct deposit and reorder checks. It’s an essential number to know but can be hard to find. Here’s how to find the routing number for Delta Community Credit Union. 

Delta Credit Union Routing Number

Delta Credit Union has just one routing number:

Delta also uses the same routing number for customers in every ZIP code. It doesn’t change based on where you live, making it easier for customers to remember. 

How Do You Find Your Delta Credit Union Routing Number?

Your routing number is a 9-digit number on the far left of your checks, located in the lower corner.

Checks have other numbers on the right side, including your account and check numbers, which differ from your routing number. To avoid confusion, always look to the left when you’re looking for your routing number.

You can also find your routing number when you log into your bank account. You can usually view it once you click “account details” or “account numbers.” If you can’t find the number, call Delta Community Credit Union at 800-544-3328.

What Is a Routing Number?

A routing number is your bank’s identification code. It’s always a series of 9-digit numbers, and every bank has a unique one. 

The numbers help other institutions confirm that transactions occur with the correct bank. When you set up a transfer, you usually need to provide your routing number and account number. 

For example, if you wanted to establish automatic bill pay with your internet provider. You can set up bill pay on the provider’s website, but you must input your bank’s routing and account numbers. After you enter the correct numbers, you check a box to agree to the terms. The company will automatically deduct the bill amount from your account.

How Do You Use Your Routing Number?

You need your routing number to complete different financial tasks. For example, once you confirm or verify a bank account, you must provide the routing number. 

Here are common scenarios when you need to use your routing number.

• Wire transfer: You can use a wire transfer to send or receive money from your savings or checking account. The transfer is electronic and usually takes a few days to complete. You must provide the routing number to verify your bank. 
• Direct deposit: Most employers offer direct deposit for checks, which allows you to receive payment digitally. When you initially set it up, you must input your routing number. 
• Automatic bill pay: Companies like internet providers and utility companies allow customers to set up automatic bill pay. The first time you set it up, you need to confirm your bank’s routing number. 
• Peer-to-peer payments: Peer-to-peer payment apps, like Venmo, require users to confirm their bank account by inputting the routing number. Some apps allow you to verify the account automatically, but most require the routing number. 
• Reordering checks: You must provide your routing and account number when you reorder checks online, especially if you buy from an outside company not connected to your bank. 

Can Banks Have Multiple Routing Numbers?

Large banks with multiple locations nationwide usually have more than one routing number. For example, Bank of America, Member FDIC, and Wells Fargo have numerous routing numbers. Bank routing numbers can differ based on location or the type of transfer. Some banks have different routing numbers for ABA transfers versus ACH transfers. 

The good news for Delta Credit Union members is that the credit union has only one routing number. You can use the same number to complete any transaction, regardless of location. 

Delta Credit Union SWIFT Code for International Transfers

If you need to make an international wire transfer, use a SWIFT Code. The code is similar to a routing number, but you can only use it for international transfers. Beyond that, the primary difference between the numbers is that the SWIFT Code includes a mixture of letters and numbers. 

Here’s the SWIFT Code for Delta Credit Union:

Final Take

You need to know the Delta Credit Union routing number to complete tasks like setting up automatic bill pay, wiring money or using direct deposit at work. You can find the routing number at the bottom of your checks on the lower left side. It’s also in your online account. But if you still can’t find it or want to double check that you have the correct digits, call the bank to confirm. 

Information is accurate as of Sept. 20, 2024. 

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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