If you have a Bank of America account, you might need to know the bank routing number to set up online payments, direct deposit or to wire money. Consult this chart listing every Bank of America routing number by state so you can find your routing number right away.
Here are all Bank of America routing numbers:
|Bank of America Routing Numbers|
|District of Columbia||054001204|
|Illinois, Chicago Metro||071103619|
|Illinois, Chicago Metro||081904808|
|Indiana, accounts opened online before 08/23/2008||051000017|
|Indiana, accounts opened online after 08/23/2008||081904808|
|Michigan, accounts opened online before 8/23/2008||051000017|
|Michigan, accounts opened online after 8/23/2008||081904808|
|Michigan, all other||072000805|
|Missouri East/St. Louise||081000032|
|Missouri West/Kansas City||101000035|
|Missouri West/Kansas City||081000032|
What Is a Routing Number?
A bank routing number is assigned by the American Bankers Association and consists of nine digits that identify a financial institution in a transaction. The first four numbers are Federal Reserve identifiers. The first two of those indicate in which of the 12 Federal Reserve Bank districts a bank is located, and the next two show which Federal Reserve check-processing center is assigned to your bank.
The next four numbers identify your banking institution — banks are assigned identifying numbers much like checking accounts. The last number is a check digit, which is calculated from the first eight digits.
How to Find Your Bank of America Routing Number
You can find your routing number for Bank of America on any of your personal checks: It’s the first nine-digit number on the bottom left-hand side. You can also use the previous chart to find your BofA routing number.
Keep in mind that your check routing number will be different depending on where you opened your BofA account. Bank of America has branches in most U.S. states and each state has its own routing number, which makes processing easier and helps the bank manage accounts better.
For instance, Texas, Missouri, Michigan, Indiana, Illinois and Florida each have more than one routing number, so you should contact the bank or try logging into your online account to find the correct number for your account. If you’re even just one number off, your funds might go to the wrong place.
Know Your Routing Number When You Order Checks
You’ll need your routing number to order new Bank of America checks. It’s important to correctly identify this number to avoid issues with returned checks and processing problems. Take the time to verify your routing and bank account numbers when you order your checks.
Sponsored: Are you sending money to another country? Watch out for hidden fees and bad exchange rates. Here’s what to look for.
Different Numbers for International Wire Transfers
A wire transfer is one of the fastest ways you can transfer money to someone electronically. The money is moved from one bank to another bank electronically and you don’t need a check to complete the transaction.
If you’re moving the money abroad, you’re making an international transfer and you might need to take exchange rates into consideration when you complete the transaction. The routing number on a check is different from the ones you use for wire transfers.
Make sure you use the correct number so the funds will be credited correctly. Here are Bank of America’s wire transfer numbers:
|Bank of America Wiring Numbers|
|Domestic Wire Transfer||26009593|
|International Wire Transfer||26009593|
|SWIFT Code — Incoming Wires in U.S. Dollars||BOFAUS3N|
|SWIFT Code — Incoming Wires in Foreign Currencies||BOFAUS6S|
Up Next: 10 Best Checking Accounts of 2017