Here’s Your Bank of America Routing Number

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Knowing your Bank of America routing number can save you some time when you need to accomplish different banking tasks. But routing numbers can differ, depending on the state in which your account was opened and the type of transaction you make. Here’s how to locate your bank routing number.

Bank of America Routing Numbers

Consult this chart for every routing number Bank of America offers — in every state — so you can find your routing number right away.

State Routing Number
Alabama 051000017
Alaska 051000017
Arizona 122101706
Arkansas 082000073
California 121000358
Colorado 123103716
Connecticut 011900254
Delaware 031202084
Florida, East 063100277
Florida, West 063100277
Georgia 061000052
Hawaii 051000017
Idaho 123103716
Illinois, South 081904808
Illinois, North 071000505
Illinois, Chicago Metro 081904808
Indiana 071214579
Iowa 073000176
Kansas 101100045
Kentucky 051000017
Louisiana 051000017
Maine 011200365
Maryland 052001633
Massachusetts 011000138
Michigan 072000805
Minnesota 071214579
Mississippi 051000017
Missouri East/St. Louis 081000032
Missouri West/Kansas City 081000032
Montana 051000017
Nebraska 051000017
Nevada 122400724
New Hampshire 011400495
New Jersey 021200339
New Mexico 107000327
New York 021000322
North Carolina 053000196
North Dakota 051000017
Ohio 071214579
Oklahoma 103000017
Oregon 323070380
Pennsylvania 031202084
Rhode Island 011500010
South Carolina 053904483
South Dakota 051000017
Tennessee 064000020
Texas, North 111000025
Texas, South 113000023
Texas, South 111000025
Utah 123103716
Vermont 051000017
Virginia 051000017
Washington 125000024
Washington, D.C. 054001204
West Virginia 051000017
Wisconsin 051000017
Wyoming 051000017

What Is a Routing Number?

A bank routing number is assigned by the American Bankers Association and consists of nine digits that identify a financial institution in a transaction. The first four numbers are Federal Reserve identifiers. The first two of those indicate in which of the 12 Federal Reserve Bank districts a bank is located, and the next two show which Federal Reserve check-processing center is assigned to your bank.

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The next four numbers identify your banking institution, as banks are assigned identifying numbers much like checking accounts. The last number is a check digit, which is calculated from the first eight digits.

How To Find Your Routing Number

If you have a Bank of America checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call Bank of America any time at 800-432-1000 to find the routing number for your account. If you are at all confused about which number to use, you should consider calling Bank of America because using the right number could mean the difference between your money going into the right or wrong account.

How To Find Your Routing Number on a Check

If you’re wondering how to find routing number information for Bank of America on any of your personal checks, simply look at the first nine-digit number on the bottom left-hand side. You can also use the previous chart to find your Bank of America routing number.

Keep in mind that your check routing number will be different depending on where you opened your Bank of America account. Bank of America has branches in most U.S. states and each state has its own routing number, which makes processing easier and helps the bank manage accounts better.

For instance, Texas, Missouri, Illinois and Florida each have more than one routing number, so you should contact the bank or log into your online account to find the correct number for your account. If you’re even just one number off, your funds might go to the wrong place.

How Is Your Bank Routing Number Used?

If you have a Bank of America account, there are various reasons you might need to know your bank routing number. Here are some of the most common ones:

  • Making online or phone payments
  • Setting up automatic bill payments
  • Processing checks
  • Transferring money

Different Numbers for International Wire Transfers

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A wire transfer is one of the fastest ways you can transfer money to someone electronically. The money is moved from one bank to another electronically, and you don’t need a check to complete the transaction.

If you’re moving the money abroad, you’re making an international transfer, and you might need to take exchange rates into consideration when you complete the transaction. The routing number on a check is different from the ones you use for wire transfers.

Make sure you use the correct number so the funds will be credited correctly. Here are Bank of America’s wire transfer numbers:

Bank of America Wire Transfer Numbers
Domestic Wire Transfer 26009593
International Wire Transfer 26009593
SWIFT Code — Incoming Wires in U.S. Dollars BOFAUS3N
SWIFT Code — Incoming Wires in Foreign Currencies BOFAUS6S

Click through to read about the best banks of 2021 — and find out if yours is on the list.

About the Author

Cynthia Measom is a personal finance writer and editor with over 12 years of collective experience. Her articles have been featured in MSN, Aol, Yahoo Finance, INSIDER, Houston Chronicle, The Seattle Times and The Network Journal. She attended the University of Texas at Austin and earned a Bachelor of Arts degree in English.

Here’s Your Bank of America Routing Number
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