PNC Bank Hours: Full Schedule and 2025 Holidays

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PNC Bank® is one of the largest financial institutions in the United States, offering checking and savings accounts, credit cards, business banking and investment services.

If you’re planning to visit a branch or make a transaction, here’s everything you need to know about PNC Bank’s hours, holiday schedule and digital banking access for 2025.

Is PNC Bank Open on Holidays?

No. PNC Bank branches close on all federal holidays, though you can still access your accounts 24/7 using PNC Online Banking, the PNC Mobile App or at any of the bank’s 60,000+ fee-free ATMs.

Example: If you deposit a check or schedule a transfer on a federal holiday, your transaction will process once PNC reopens the following business day.

PNC Bank 2025 Holiday Schedule

Here’s the full list of PNC Bank branch closures for 2025:

According to the U.S. Office of Personnel Management, there are 11 federal holidays each year, and most major banks — including PNC — observe them all.

What If You Need To Bank While PNC Is Closed?

Even when branches close, you can still:

• Log in to PNC Online Banking at pnc.com
• Deposit checks or transfer funds through the PNC Mobile App
• Withdraw or deposit cash at any PNC ATM
• Schedule payments or transfers in advance

Example: If your mortgage payment is due on a federal holiday, schedule it ahead of time to ensure it posts once PNC reopens.

Local Branch Hours May Vary

PNC operates more than 2,300 branches across 28 states, and hours can vary by location — especially for branches inside grocery stores or retail spaces.

Use the PNC branch locator on the website or app to confirm your local hours before visiting.

PNC Bank Regular Business Hours

While hours vary slightly by location, most PNC Bank branches follow this standard schedule:

According to the Federal Reserve, more than 80% of U.S. adults now use digital banking tools, which allow customers to manage money seamlessly, even during bank holidays.

How To Contact PNC Bank

If you need help while branches are closed, you can reach PNC Bank customer support several ways:

• Phone: 1-888-PNC-BANK (1-888-762-2265) — automated support available 24/7
• Website: pnc.com
• Mobile App: Available for iOS and Android
• Mail: PNC Bank, P.O. Box 3429, Pittsburgh, PA 15230

Live representatives return during regular business hours after holidays.

Final Tips for Banking With PNC

• Plan ahead: Complete important transfers before holidays to avoid delays.
• Use digital tools: Manage accounts, pay bills and move money online anytime.
• Automate payments: Schedule recurring transfers for bills due near holidays.
• Check deposit timing: Mobile and ATM deposits made on holidays post the next business day.

Example: If your paycheck typically arrives on a Monday and that Monday is a federal holiday, expect to see the deposit reflected in your account on Tuesday morning.

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Caitlyn Moorhead contributed to the reporting for this article.

All holiday hours were confirmed as of Nov. 12, 2025. Check with your local retailer to confirm specific hours. Hours and policies are subject to change.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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