Wells Fargo Cashier’s Checks: Fees, Verification and How To Get One

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

20 Years
Helping You Live Richer

Reviewed
by Experts

Trusted by
Millions of Readers

You can get a Wells Fargo cashier’s check for a fee of $10. You can order the check either online or in person at any Wells Fargo banking location. For online orders, you’ll incur an additional cost of $8 for delivery.

Here’s a deeper look at what a cashier’s check is, how it works and how Wells Fargo’s fee compares with other major banks.

How To Get a Cashier’s Check From Wells Fargo

If you want to get a cashier’s check from Wells Fargo, you can complete the process online or at a physical branch. In either case, you’ll need enough money in your bank account to support the cashier’s check.

Here’s a look at both processes:

Physical Branch

1. Go to a physical bank location: Start the process by heading to your nearest Wells Fargo branch location.
2. Talk to a teller: Depending on the location, you can speak to a bank representative either face-to-face or in a drive-through.
3. Request the cashier’s check: Be prepared to provide some details, like the amount and the recipient.
4. Verify your identity: Generally, you’ll need to prove that you are who you say you are. Come prepared with a government-issued ID.
5. Accept the check: After paying the fee, you can accept the check and move forward with your day.

Online

1. Log into your Wells Fargo account: Start the process by logging into your account.
2. Select Cashier’s Check: You’ll find this option under the orders and currency portion of your accounts.
3. Provide information: You’ll need to share who the check is for, the check amount, and which account you want to use.
4. Wait for delivery: The check should arrive in one business day. But you’ll receive an email confirmation that includes tracking information.

For an online cashier’s check, the limit is $2,000. You can obtain a larger cashier’s check through a physical branch location.

Wells Fargo Cashier’s Check Fees

A Wells Fargo cashier’s check costs $10 at any of its banking locations. However, the bank waives the fee if you have an account that offers no-fee cashier’s checks as a benefit. You can also order the check online for an extra $8 delivery fee.

Here’s a quick look at the Wells Fargo cashier’s check fee and how it compares with that of other major U.S. banks:

Wells Fargo Cashier’s Check Verification Process

To verify a cashier’s check, contact the issuing bank using its official website or phone number. Check for security features like watermarks or special ink.

If unsure, ask the bank to confirm the validity and if the funds are available. Be cautious of scams, especially checks requesting a refund of overpayments.

Does Wells Fargo Issue Cashier’s Checks for Non-Customers?

No, Wells Fargo does not issue cashier’s checks to non-customers. To purchase a cashier’s check, you must have a Wells Fargo checking or savings account with enough funds to cover the full check amount.

If you are not a Wells Fargo customer and need a cashier’s check, you will have to pursue other options like getting a money order or visiting your own bank.

What Happens if a Wells Fargo Cashier’s Check Expires?

If a Wells Fargo cashier’s check expires, you can reach out to the bank for a replacement. Reach out as soon as you can to find a solution for your expired cashier’s check. As more time passes, it becomes more complex to sort out the funds.

If the cashier’s check expires without any action on your part, Wells Fargo might consider it unclaimed property.

As unclaimed property, the check funds might be transferred to the state. After the transfer, the funds are subject to unclaimed property laws.

When To Use a Cashier’s Check

Cashier’s checks are most useful when you need to move large sums of money quickly and securely. They’re often required in situations where personal checks or digital transfers aren’t enough. Common examples include:

• Real estate purchases: Many home closings require a cashier’s check to guarantee funds are available.
• Car purchases: Dealerships or private sellers often request a cashier’s check instead of a personal check.
• Security deposits: Some landlords prefer a cashier’s check for the initial deposit.
• Large one-time payments: If you need to pay tuition, medical bills, or other major expenses, a cashier’s check provides peace of mind.
• Time-sensitive transactions: Because the bank guarantees the funds, recipients don’t have to wait for the check to clear.

A cashier’s check shows the recipient that the money is already set aside and won’t bounce, which makes it a trusted option for high-value or urgent payments.

The Bottom Line: Cashier’s Checks at Wells Fargo

People commonly use cashier’s checks to transfer large sums of money securely, make large purchases, such as buying a home or make time-sensitive transactions.

If you’re a Wells Fargo customer, you can go to any of its banking locations and request a cashier’s check. The bank will first check your account to ensure you have sufficient funds to cover the amount. If not, you’ll want to deposit more cash into your account.

More About Wells Fargo

• Wells Fargo Review
• Wells Fargo CD Rates
• Wells Fargo Savings Account Interest Rates
• Wells Fargo Hours
• Wells Fargo ATM Limits

Lydia Kibet contributed to the reporting for this article.

Information is accurate as of Aug. 26, 2025.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Share This Article: