15 Best Mobile Banking Apps and Services

Mobile banking apps enable you to easily perform many of your banking functions from your phone or tablet. Whether you need to deposit checks, pay bills or check your account balance at your financial institution, don’t miss the chance to get the job done in just a few screen taps with some of the best banking apps available.

A great app might be at the top of your priority list for choosing a big bank or credit union if you want to bank on the go. Stay on top of banking technology — here are 15 mobile apps and mobile banking services to consider right now.

1. Ally Mobile Banking

Cost: Free
Compatibility: iOS/Android

The Ally Bank mobile bank app and web application enable you to make deposits with Ally eCheck Deposit, pay your bills and transfer money between Ally and non-Ally accounts. You can also use Popmoney to pay anyone who has a U.S. bank account and use the app to find ATMs in your area. If you have questions about your account or want to schedule a payment or transfer, you can use AllyAssist to get help.

See: Ally Bank Is the Best Online Bank of 2018

2. Bank of America Mobile Banking

Cost: Free
Compatibility: iOS/Android

Use this secure app to access your Bank of America and Merrill Edge accounts. It offers perks such as credit card rewards redemption options, free access to your FICO score and a Spanish language setting. You can deposit checks using your smartphone camera, so a trip to the bank teller or ATM is no longer necessary. If you’re out shopping, you can access BankAmeriDeals cash-back offers available near you through the app.

3. Capital One Mobile

Cost: Free
Compatibility: iOS/Android

You can find an ATM in your area, make a deposit or pay a bill through the Capital One Mobile app, which is compatible with Touch ID and SureSwipe technology for fast interactivity. The app is available for Apple Watch if you want to check your accounts on your wrist instead, and you can monitor your credit score for free with CreditWise.

4. Chase Mobile

Cost: Free
Compatibility: iOS/Android

View account balances, make Chase payments, transfer funds and deposit checks using your mobile device with the Chase Mobile app. You can use Chase QuickPay to send and receive money from anyone enrolled in the service and wire money to and from non-Chase accounts in the U.S. In addition, you can receive account alerts that will enable you to keep tabs on your finances and help you locate a nearby Chase ATM.

5. Simple – Better Banking

Cost: Free
Compatibility: iOS/Android

The Simple – Better Banking mobile app helps you create and stick with your budget by setting up goals with digital envelopes and keeping tabs on your “safe to spend” limit — an alternative to checking your available balance that’s calculated by assessing your goals, upcoming bill payments and any pending transactions — to help you avoid overspending. You can link this app to your Simple Visa card to lock the card from your phone if you lose it. Other perks include free instant transfers and photo check deposits.

6. Wells Fargo Mobile Banking

Cost: Free
Compatibility: iOS/Android

Access your Wells Fargo accounts with a few screen taps and handle everyday banking tasks like transferring funds, paying bills, reviewing balance information and sending and receiving money. The app makes it easy to find an ATM in your area and provides directions in a flash. You can also see your detailed account activity without having to log in to the main website or call the bank.

7. PNC Mobile App

Cost: Free
Compatibility: iOS/Android

Use the PNC mobile app to send money to friends and family directly from your account. When you deposit an approved check from your mobile phone, PNC Express Funds gives you the option, for a fee, to make the full amount available immediately for withdrawals and purchases. Sign up for mobile alerts for a notification when a direct deposit is received and to track your debit and credit card activity.

Related: 10 Best National Banks of 2018

8. BMO Harris Mobile Banking

Cost: Free
Compatibility: iOS/Android

Log in to BMO Harris Bank using Touch ID or Passcode for a secure connection to your accounts and use the mobile cash feature to make debit card transactions without using your physical card. The app lets you deposit checks via your iPhone camera and helps you find an ATM or branch location. You can schedule time with a banker by using the app instead of calling the bank to make an appointment.

9. Citi Mobile

Cost: Free
Compatibility: iOS/Android

Use the Citi Mobile app to manage your banking and Citi credit card accounts from your smartphone. You can check account balances, keep tabs on recent transactions, make mobile deposits and send money directly through the app. You can also use the Citi Mobile Snapshot feature to gain instant access to your most recent transactions without having to sign in. The app is Apple Watch-ready and you can access your account information quickly by using your iPhone’s Touch ID.

10. Discover Bank

Cost: Free
Compatibility: iOS/Android

Just set up your four-digit passcode or fingerprint ID to log in to the Discover Bank mobile app quickly. You can check account balances and activity without logging in by using the quick-view feature, and you can find the nearest free ATM or deposit checks via your phone. To pay bills when you’re on the go, use the app to schedule and confirm payments with a few screen taps.

11. TD Bank Online Banking

Cost: Free
Compatibility: Any web browser

You can manage all your TD Bank accounts with the bank’s secure mobile banking app or use the mobile banking services online. TD’s online banking enables you to view account balances, pay bills, set up text alerts, transfer money and go paperless with your statements. You can also link your accounts to Quicken and QuickBooks to balance your budget.

12. Bank5 Connect

Cost: Free
Compatibility: iOS/Android

Get access to your checking, savings and CD accounts using Bank5 Connect’s online banking features. You’ll have access to all traditional banking services plus the option to set up online bill pay, get e-statements and use the free mobile banking services. You can move money between non-Bank5 Connect accounts and your account once you’re logged in and use the mobile app to deposit checks via photo.

13. KeyBank Online Banking

Cost: Free
Compatibility: Any web browser

Take care of your banking transactions from your desktop computer by enrolling in online banking with Key Bank. You can schedule single or recurring bill payments, check account balances and conduct financial health checkups using the tools and resources available to Key Bank customers. You can also download the mobile app, which offers many of the same features as online banking.

Also See: 10 Best Online Banks of 2018

14. SunTrust Online Banking

Cost: Free
Compatibility: Any web browser

SunTrust’s online banking program gives you 24/7 access to digital banking services to pay bills, transfer money and review online statements. SunTrust stores 18 months of your account statements online and gives you access to your accounts from a mobile phone or tablet. The site is optimized for the latest versions of Google Chrome, Internet Explorer, Mozilla Firefox and Safari.

15. Regions Online

Cost: Free
Compatibility: Any web browser

Regions Bank is working to simplify the digital banking experience so you can manage your finances when you’re on the go and navigate through the site safely and securely. Online banking features include access to your banking statements with real-time updates and online bill pay. Other features include Regions Personal Pay, which allows you to make secure electronic payments, and My GreenInsights, a tool designed to help you set up a budget and manage cash flow.

Best Money Management App Reviews: Mint, YNAB, LearnVest and More

Simplify With Apps and Services

Simplify your life by taking advantage of the best apps that are easy to use and provide a full range of banking services from your credit union or traditional bank. You don’t have to pay an extra fee to access your accounts via a mobile device, and you can get customer support and access card-activation services with a few clicks or screen swipes. Choose the best banking app to meet your needs or make use of desktop functionality features to access your accounts online on your schedule — no teller required.

Barri Segal contributed to the reporting for this article.