Checking Account How-To

Credit unions and banks offer a variety of checking account options designed to fit your lifestyle and financial goals. There are several types of checking accounts, including standard checking accounts, student checking accounts, joint checking accounts and high-yield checking accounts. GOBankingRates provides the tips and advice you need to choose the type of account that meets your needs.

Standard checking accounts are the most common type of checking accounts. They provide the vast majority of consumers with a safe, risk-free, federally insured place to store and manage their money. Debit, credit and check-writing options are typical features of these accounts. GOBankingRates’ library of articles on checking accounts can help you choose the best checking account for your needs.

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Most Read Checking Account How-To Articles

6 Times When Your Debit Card Is Better Than Your Credit Card

From reducing debt to avoiding fees, find out when you should choose your debit card over credit.

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What Does Overdrawn Mean?

Learn what it means to overdraw your account — and what it could cost you.

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Everything You Need to Know About Overdraft Protection

Learn what overdraft protection is and whether you should opt into it.

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Chase QuickPay Offers Easy Money Transfers

Find out whether transferring money with QuickPay is right for you.

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How to Close a Checking Account When a Loved One Dies

Closing the checking account of someone who is deceased can be easy or complicated, depending on the circumstances.

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Every Type of Check Fraud You Have to Worry About

Learn how to avoid becoming a victim of check fraud.

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How to Set Up Direct Deposit

Millions of Americans use direct deposit because it is safe and convenient. Find out how to get started.

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How to Avoid Overdraft Fees

Find how much overdraft fees are costing you and how to avoid them.

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