Does Wells Fargo issue cashier’s checks for non-customers?

No, only Wells Fargo account holders can request cashier's checks.

Can I cancel a Wells Fargo cashier’s check?

Yes, but only if the check is lost, stolen or damaged. Contact your branch to initiate a stop payment request.

What happens if I lose my Wells Fargo cashier’s check?

Report the loss to Wells Fargo immediately. The bank will guide you through the process of replacing the check, which may include a waiting period.

Is a cashier’s check safer than a personal check?

Yes, because funds are drawn from the bank’s reserves, reducing the risk of the check bouncing.

Can I get a cashier’s check from Wells Fargo on the same day?

Yes, in-person requests are typically processed immediately.

Advertiser Disclosure

How To Get a Wells Fargo Cashier Check: Fees, Limits and Steps

September 17, 2025

4 min Read

Written by Kristopher Kane

Edited by Elizabeth Constantineau

Commitment to Our Readers

GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

20 Years
Helping You Live Richer

Reviewed
by Experts

Trusted by
Millions of Readers

A Wells Fargo cashier’s check has you covered. Perfect for buying a car, putting down a property deposit or handling any large transaction, this guide walks you through everything — fees, limits and how to get your check — so you can pay with confidence.

Wells Fargo Cashier’s Check Fees

Here are some fees to keep in mind before ordering a Wells Fargo cashier’s check.

Fee Type	Fee Amount	Waiver Eligibility
Cashier’s check fee	$10	Possible for premium account holders
Mail delivery fee	$8	No
Replacement fee	Varies	No
Stop payment fee	Varies	No

Wells Fargo Cashier’s Check Limits

Wells Fargo sets different limits for online and in-branch cashier’s checks:

Online limit: $2,000 max

In-branch limit: No max, balance verification required

If you need a cashier’s check over $2,000, visit a Wells Fargo branch for assistance.

How To Get a Cashier’s Check From Wells Fargo

Wells Fargo gives you two ways to get a cashier’s check: visit a branch or order online for amounts up to $2,000.

Option 1: Visit a Wells Fargo Branch

Getting a cashier’s check in person? Here’s how to prepare:

Bring ID: Carry a valid government-issued ID like a driver’s license or passport.
Account access: Ensure you have a Wells Fargo account with enough funds.
Recipient details: Provide the recipient’s full name and mailing address — if delivery is required.
Payment: Pay the amount for the cashier’s check plus any applicable fees.
Confirmation: Verify all details to ensure accuracy and keep the receipt.

Option 2: Order Online

Prefer to order online? Follow these steps:

Log in: Access your Wells Fargo online banking portal.
Navigate: Find the option to order a cashier’s check.
Enter details: Provide recipient information and select your delivery option — mail or pick-up.
Confirm funds: Ensure your account balance covers the check amount and fees.
Submit: Confirm the details and submit the request.

How Long Does a Wells Fargo Cashier’s Check Take to Clear?

Here’s what to expect for processing and clearance times:

Standard processing: Cashier’s checks are generally processed immediately.

Mail delivery: Allow one to three business days, longer for remote locations like Alaska and Hawaii.

Clearance: Most cashier’s checks clear within one business day after deposit, but larger checks may take longer.

Alternatives to Cashier’s Checks for Large Transactions

If a cashier’s check isn’t ideal for your needs, consider these options:

Wire transfers: Ideal for sending large sums quickly. Funds typically arrive the same day but may come with higher fees.
Certified checks: Similar to cashier’s checks, certified checks are guaranteed from your personal account rather than the bank’s account, offering another secure option for big transactions.
Money orders: Best for smaller payments under $1,000. Money orders are available at banks, post offices and retailers, but may come with lower maximum limits than cashier’s checks or wires.

Final Take: Is a Wells Fargo Cashier’s Check Right for You?

A Wells Fargo cashier’s check is a secure way to guarantee payment for significant transactions. With straightforward processes both online and in-branch, Wells Fargo offers flexible options to suit your needs. Always verify recipient details and account balance before ordering to avoid delays.

Wells Fargo Cashier's Check FAQ

Got questions about Wells Fargo cashier's checks? You're not alone. Here are answers to the most common ones.

Does Wells Fargo issue cashier’s checks for non-customers?
- No, only Wells Fargo account holders can request cashier's checks.
Can I cancel a Wells Fargo cashier’s check?
- Yes, but only if the check is lost, stolen or damaged. Contact your branch to initiate a stop payment request.
What happens if I lose my Wells Fargo cashier’s check?
- Report the loss to Wells Fargo immediately. The bank will guide you through the process of replacing the check, which may include a waiting period.
Is a cashier’s check safer than a personal check?
- Yes, because funds are drawn from the bank’s reserves, reducing the risk of the check bouncing.
Can I get a cashier’s check from Wells Fargo on the same day?
- Yes, in-person requests are typically processed immediately.

More About Wells Fargo

Information is accurate as of Sept. 16, 2025.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.