OceanFirst Bank Routing Number: How To Find Yours Quickly

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Banks frequently move vast sums of money to other banks. Such a feat wouldn’t be possible without routing numbers, however. Routing numbers ensure that money is sent to the correct bank or credit union, whether for direct deposits, wire transfers, or bill payments. Although only nine digits long, routing numbers facilitate money transfers between banks that could be nine figures long.

Routing numbers are used in a variety of everyday banking activities, such as setting up online payments and processing your checks.

Your routing number plays a critical role in various banking activities, including:

• Direct Deposits – Ensure your paycheck, tax refund, or government benefits are deposited directly into your account without delays.
• Wire Transfers – Send or receive domestic and international wire transfers safely.
• Bill Payments – Set up recurring payments for utilities, loans, and other bills using your bank account.

Having your OceanFirst routing number handy simplifies transactions and helps avoid payment issues. If you’re unsure of your routing number, you can find it on your checks, through online banking, or by contacting Ocean First customer service.

OceanFirst Bank Routing Number

OceanFirst Bank operates in several states across the northeastern United States. They have a presence in:

• New Jersey
• Pennsylvania
• Maryland
• New York
• Massachusetts

OceanFirst Bank uses the same routing number regardless of the state you are in.

This is the number you’ll use when completing banking tasks, like setting up a domestic wire transfer or paying a bill online.

How To Find Your OceanFirst Bank Routing Number

There are a couple of different ways to find your OceanFirst routing number:

On a Check

The routing number on a check can be found on the lower-left corner. Checks also include the customer’s account number, printed next to the routing number, and the individual check number.

Through Online Banking

Locating your OceanFirst Bank routing number is quick and easy using their online banking platform or mobile app. Follow these steps to find it:

Via the OceanFirst Website

1. Log in to your OceanFirst online banking account.
2. Navigate to the accounts section.
3. Select the specific checking or savings account you need the routing number for.
4. Look for the account details section, where your routing number will be displayed.

Via the OceanFirst Mobile App

1. Open the OceanFirst mobile banking app on your device.
2. Log in using your credentials.
3. Tap on the account you need the routing number for.
4. Scroll to the account details section to view your routing and account numbers.

By Contacting Customer Service

If you’re unable to find your OceanFirst Bank routing number online, you can always reach out to their customer service team for assistance. OceanFirst Bank’s customer service line number is 1-888-623-2633.

To verify your identity and receive your routing number, be prepared to provide:

• Your full name
• Your OceanFirst account number
• The last four digits of your Social Security number
• Any other security details required for verification

OceanFirst Bank Routing Numbers for Wire Transfers

When conducting wire transfers with OceanFirst Bank, it’s essential to use the correct routing numbers and codes to ensure your funds are transferred accurately and efficiently.

The SWIFT code is a unique identifier used internationally to specify banks and financial institutions, ensuring that your international wire transfer reaches the correct destination.

Before initiating any wire transfer, confirm the necessary details with OceanFirst Bank or the receiving institution.

OceanFirst Bank Routing Number vs. Account Number: What’s the Difference?

Your routing number and account number serve different purposes, but both are essential for managing your OceanFirst Bank account.

Purpose of Each Number

1. Routing Number: A nine-digit code that identifies OceanFirst Bank in financial transactions, such as direct deposits, bill payments, and wire transfers. OceanFirst Bank uses 231270353 for most transactions.
2. Account Number: A unique identifier assigned to your specific OceanFirst account. It specifies where your money is held and is needed for setting up payments and deposits.

How To Use Your OceanFirst Bank Routing Number

Your OceanFirst Bank routing number is key for direct deposits, ACH transfers, and online bill payments. Use it with your account number to set up direct deposit for paychecks or government benefits, ensuring hassle-free deposits. It’s also needed for ACH transfers, whether you’re moving money between banks, making automatic payments, or receiving funds.

Information is accurate as of Feb. 5, 2025.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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