Here’s Your U.S. Bank Routing Number

Find your U.S. Bank routing number for your next checking or money-wiring transaction.

If you need to find your U.S. Bank routing number in a hurry and don’t have your checkbook handy, don’t worry. Consult this table that shows each U.S. Bank number for every state and its regions. Then, if you ever need the number that identifies U.S. Bank in your area, you’ll be able to find your routing number in seconds.

U.S. Bank Routing Numbers by State:

U.S. Bank Routing Numbers by State
StateRouting Number
California — Northern121122676
California — Southern122235821
Colorado — Aspen102101645
Colorado — all other areas102000021
District of Columbia091000022
Illinois — Northern071904779
Illinois — Southern081202759
Iowa — Council Bluffs104000029
Iowa — all other areas073000545
Kentucky — Northern042100175
Kentucky — Western083900363
Minnesota — East Grand Forks091215927
Minnesota — Moorhead091300023
Minnesota — all other areas091000022
Missouri — Western101200453
New Hampshire091000022
New Jersey091000022
New Mexico107002312
New York091000022
North Carolina091000022
North Dakota091300023
Ohio — Cleveland041202582
Ohio — all other areas042000013
Rhode Island091000022
South Carolina091000022
South Dakota091408501
West Virginia091000022

You can use your routing number to set up bill pay online, transfer funds and more. The following information explains why banks use routing numbers and how to find the routing number you need.

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What Is a Routing Number?

Routing numbers, also known as ABA transit numbers, identify specific federal- and state-chartered financial institutions so that when people conduct banking transactions, their money goes to the right place. The American Bankers Association established the ABA number in 1910.

Each routing number is comprised of nine digits that serve as an identifying code for financial transactions. The first four digits comprise the Federal Reserve routing symbol, the next four identify the institution and the last represents a mathematical calculation that verifies the accuracy of the routing number.

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How to Find You Routing Number on a Check

To locate your routing number on a check, look for a string of nine digits on the bottom left side of your personal checks. Next to your routing number, you’ll see two other strings of numbers: your account number and check number.

U.S. Bank has more than one check routing number, in adherence with federal requirements. The Federal Reserve Bank’s Routing Directory mandates that some banks and credit unions, including smaller institutions, have single universal routing numbers and others — particularly larger, nationwide banks — have multiple routing numbers that include area-specific digits. The first two digits of a bank routing number indicate its Federal Reserve region — there are 12 regions nationwide.

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How to Use Your U.S. Bank Routing Number to Wire Money Internationally

If someone is wiring money to you from another country, you must supply your specific information with U.S. Bank. You need to provide your U.S. Bank account number and your name as it appears on the account.

You also must use SWIFT code USBKUS44IMT, which is the U.S. Bank number for international wire transfers. The international money wiring system’s SWIFT code is comparable to the ABA number used in domestic banking transactions. If you need a bank routing number for your savings account or IRA, call U.S. Bank at 800-872-2657.

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Use Accurate Routing Numbers for Successful Transactions

Using the right bank routing number is essential to expediting banking transactions and ensuring their accuracy. Errors in entering routing numbers for direct deposits can result in tax refunds being delayed or even being deposited in the wrong accounts, according to the IRS.

You can usually find your routing number on a check in the lower left corner but you might not always have access to a check when you need your number. In that case, consult the U.S. Bank number chart to help you find routing number information for your area.

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About the Author

Stacy Calvert creates online content from her home in Peoria, IL. She ghostwrites product descriptions, blog posts and static webpage content for small, medium and large businesses. Stacy has written articles for the Houston Chronicle, NestMagazine and other publications online.