Here’s Your US Bank Routing Number

Dec 21, 2019 San Jose / CA / USA - US Bank branch located South San Francisco Bay Area; U.
Sundry Photography / iStock.com

If you need to find your U.S. Bank routing number in a hurry and don’t have your checkbook handy, don’t worry. Consult the table below, which shows each U.S. Bank routing number for every state and its regions.

US Bank Routing Numbers by State

State US Bank Routing Number
Alabama 091000022
Alaska 091000022
Arizona 122105155
Arkansas 082000549
California — Northern 121122676
California — Southern 122235821
Colorado — Aspen 102101645
Colorado — all other areas 102000021
Connecticut 091000022
Delaware 091000022
District of Columbia 091000022
Florida 091000022
Georgia 091000022
Hawaii 091000022
Idaho 123103729
Illinois — Northern 071904779
Illinois — Southern 081202759
Indiana 074900783
Iowa — Council Bluffs 104000029
Kansas 101000187
Kentucky — Northern 042100175
Kentucky — Western 083900363
Louisiana 091000022
Maine 091000022
Maryland 091000022
Massachusetts 091000022
Michigan 091000022
Minnesota — East Grand Forks 091215927
Minnesota — Moorhead 091300023
Minnesota — all other areas 091000022
Mississippi 091000022
Missouri 081000210
Missouri — Western 101200453
Montana 092900383
Nebraska 104000029
Nevada 121201694
New Hampshire 091000022
New Jersey 091000022
New Mexico 107002312
New York 091000022
North Carolina 064103707
North Dakota 091300023
Ohio — Cleveland 041202582
Ohio — all other areas 042000013
Oklahoma 091000022
Oregon 123000220
Pennsylvania 091000022
Rhode Island 091000022
South Carolina 091000022
South Dakota 091408501
Tennessee 064000059
Texas 091000022
Utah 124302150
Vermont 091000022
Virginia 091000022
Washington 125000105
West Virginia 091000022
Wisconsin 075000022
Wyoming 307070115

You can use your routing number to set up bill payments online, transfer funds and more. The following information explains why banks use routing numbers and how to find the routing number you need.

What Is a Routing Number?

Routing numbers, also known as ABA transit numbers, identify specific federal- and state-chartered financial institutions so that when people conduct banking transactions, their money goes to the right place. The American Bankers Association established the ABA number in 1910.

Each routing number is comprised of nine digits that serve as an identifying code for financial transactions. The first four digits comprise the Federal Reserve routing symbol, the next four comprise the ABA institution identifier and the last represents a mathematical calculation that verifies the accuracy of the routing number.

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How To Find Your US Bank Routing Number

There are a few ways to find a U.S. Bank routing number. If you remember which state you opened your account in, just use the chart above or simply follow the steps below.

If you have a U.S. Bank checking account, you can also find your routing number on a check — the routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call U.S. Bank at 800-872-2657 to find the routing number for your account.

If you are at all confused about which number to use, you should consider calling U.S. Bank because using the right number could mean the difference between your money going into the right or wrong account.

US Bank’s SWIFT Code for International Wire Transfers

If someone is wiring money to you from another country, you must supply your specific information with U.S. Bank. You need to provide your U.S. Bank account number and your name as it appears on the account.

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You also must use SWIFT code USBKUS44IMT, which is the U.S. Bank number for international wire transfers. A SWIFT code used for an international wire transfer is comparable to an ABA number used in a domestic banking transaction.

Use Accurate Routing Numbers for Successful Transactions

Using the right bank routing number is essential to expediting banking transactions and ensuring their accuracy. Errors in entering routing numbers for direct deposits can result in tax refunds being delayed or even being deposited in the wrong account, according to the IRS.

You can usually find your routing number on a check in the lower left corner, but you might not always have access to a check when you need your number. In that case, consult the chart above to help you find the routing number for the area where you opened your account.

Information is accurate as of Nov. 28, 2022.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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Stacy Calvert creates online content from her home in Peoria, IL. She ghostwrites product descriptions, blog posts and static webpage content for small, medium and large businesses. Stacy has written articles for the Houston Chronicle, NestMagazine and other publications online.
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