How Do You Set Up Direct Deposit With Chase?

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Setting up direct deposit with Chase is quick and easy. Once it’s set up, your paycheck, government benefits or tax refunds will be deposited straight into your Chase account, so there’s no waiting for checks or trips to the bank.

Keep reading to learn how to set up direct deposit with Chase, what information you’ll need and how long it’ll take for your first deposit to arrive.

How To Set Up Direct Deposit With Chase: 4-Step Guide

Getting started with direct deposit at Chase is simple. You’ll just need your account information and a direct deposit form. Here’s what to do:

1. Have Your Chase Account and Routing Numbers Ready

You’ll need your Chase account number and routing number. These numbers are found on your checks or online.

You will also need to find out where to send your form to your employer or payment provider. 

2. Complete a Chase Bank Direct Deposit Form

You may access your direct deposit form online, through your mobile app or in person. You have the option to print or download your form. 

You’ll need to fill this form out to complete your direct deposit setup.

3. Submit Your Form to Your Employer or Payment Provider

Give the completed form to your employer’s human resources department. 

4. Confirm Setup With Chase Bank or Your Employer

Ask your employer when you should expect to see the first direct deposit in your account. Monitor your account for direct deposit.

How To Get a Chase Direct Deposit Form

There are three ways to access the direct deposit form. You can either request the form in person at Chase Bank, locate the form online or find it on your mobile app. 

Request the Form From Chase Bank

You can request the direct deposit in person from a teller or another representative at a Chase Bank branch. Fill out the information needed and give it to the customer service representative. 

Locate the Direct Deposit Form Online

You can sign in to your account on the Chase website to access your direct deposit form. Here’s how:

1. Select the account where you’d like to set up the direct deposit.
2. Navigate to “Account Services” and click on “Set up direct deposit form.”
3. You can download, email or print the prefilled form and give it to your employer. 

Get a Direct Deposit Form From the Chase Mobile App

Log in to your Chase app and tap into the account where you want your direct deposit to go. You can set up your direct deposit form by following the prompts.

Once you fill out the form, you can download and print it for your employer. 

How To Get a Voided Check From Chase Bank

Some employers or payment providers may request a voided check to set up direct deposit. This voided check is requested for verification purposes.

You can void a check from your checkbook or request a direct deposit form from Chase Bank. A direct deposit form is often accepted instead of a voided check. 

To properly void a check, use a permanent ink black or blue pen and write VOID across your check. Do not sign this check. 

Chase Bank Address for Direct Deposit

You don’t need to mail your direct deposit form to Chase Bank — it goes directly to your employer’s payroll department. However, if your employer requires a bank address for their system, you can use:

Chase Bank

P.O. Box 6185

Westerville, OH 43086

You can download and complete your prefilled Chase direct deposit form through your online or mobile account, then submit it to your employer’s HR or payroll team.

What Time Does Chase Direct Deposit Hit?

Typically, a direct deposit hits your account immediately on payday, but funds may not be available until the next business day. 

Chase Bank doesn’t offer specific guidance on when your direct deposit will go through and be available in your account. However, typically Chase Bank posts direct deposits to your account on the morning of the scheduled payment date. This means that funds are usually available at the start of the business day. 

Troubleshooting Chase Direct Deposits

If your Chase direct deposit doesn’t show up, don’t panic — a few common issues could be the cause:

• New account setup: It can take one or two pay cycles for your first direct deposit to process.
• Holidays and weekends: Deposits may post on the next business day if your payday falls on a non-business day.
• Employer error: Confirm with your HR or payroll department that your direct deposit information is correct.

Final Takeaway

Setting up direct deposit with Chase makes managing your money faster and easier — no waiting for checks or standing in line. Once your deposit is set up, you can track it anytime in your Chase account online or through the Chase mobile app. For questions or delays, contact Chase customer service at 1-800-935-9935. 

More About Chase Bank

• Chase Bank Review
• Chase Bank CD Rates
• Chase Bank Savings Account Interest Rates
• Chase Bank Hours
• Chase Bank ATM Limits

Alicia Bodine contributed to the reporting for this article.

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