M&T Bank Hours: Full Hours and Holidays
Written by
Rudri Patel
Edited by
Melanie Grafil
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M&T Bank has been providing banking services since 1856. Customers can access their banking needs at over 900 branches and 1,800 ATMs. But if you need to visit a branch, it’s important to know when it’s open — especially around the holidays.
M&T Bank Hours on Normal Days
M&T Bank hours for branches are typically Monday through Friday from either 9 a.m. to 5 p.m. or 9 a.m. to 6 p.m.
Keep in mind that each individual M&T branch sets its own opening hours, so before making a trip, you should use the bank’s branch locator to find your local branch and verify the hours.
M&T Bank Hours for 2025 Holidays
M&T follows the standard U.S. bank holiday schedule and closes its branches on federally recognized holidays. Here are the bank holidays M&T Bank will observe in 2025:
| Holiday | Date |
|---|---|
| New Year’s Day | Wednesday, Jan. 1 |
| Martin Luther King, Jr. Day | Monday, Jan. 20 |
| Presidents Day | Monday, Feb. 17 |
| Memorial Day | Monday, May 26 |
| Juneteenth National Independence Day | Thursday, June 19 |
| Independence Day | Friday, July 4 |
| Labor Day | Monday, Sept. 1 |
| Indigenous People’s Day | Monday, Oct. 13 |
| Veterans Day | Tuesday, Nov. 11 |
| Thanksgiving Day | Thursday, Nov. 27 |
| Christmas Day | Thursday, Dec. 25 |
What If You Need to Bank While M&T Bank Is Closed?
Most banking services — including transfers, bill payments and mobile check deposits — can be handled 24/7 via M&T’s website or mobile app.
Customers can also make deposits through ATMs while branches are closed but should note that deposits on bank holidays are processed the following business day.
How To Contact M&T Bank
M&T Bank provides customer service 24/7 at 1-800-724-2440, although some departments have restricted working hours.
For mail inquiries, the bank has different addresses for each department, and it doesn’t list a main contact address. Instead, the company encourages customers to reach out through online banking with a secure message.
M&T Bank Hours: FAQ
Before you head to a branch, check out answers to some of the most common questions about M&T Bank’s holiday hours and services.- Is M&T Bank open on Thanksgiving?
- No, M&T Bank is closed on Thanksgiving Day in observance of the federal holiday.
- Is M&T Bank open on Labor Day?
- No, M&T Bank branches are closed on Labor Day.
- Is M& Bank open on July Fourth?
- No, M&T Bank is closed on Independence Day, which is a federal holiday.
- Can I deposit checks while the bank is closed?
- Yes, you can deposit checks using an ATM or through mobile deposit. However, deposits made on a holiday will be processed the next business day.
- Do bank holidays affect direct deposits?
- Yes, if a direct deposit is scheduled to arrive on a bank holiday, it may be delayed until the next business day.
Rudri Patel and Elizabeth Constantineau contributed to the reporting for this article.
Schedules are subject to change and may vary by branch.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
