TD Bank Hours: Full Schedule and 2025 Holidays
Written by
Sean Dennison
Edited by
Joe Evans
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TD Bank® is known for its extended branch hours and seven-day service in many locations, making it one of the more convenient banks in the U.S. Still, TD Bank closes on federal holidays like most major banks.
If you’re planning to stop by a branch, here’s everything you need to know about TD Bank’s hours and 2025 holiday schedule.
Is TD Bank Open on Holidays?
No. TD Bank branches close on all federal holidays, even though many locations stay open longer on regular days and weekends. You can still access your accounts anytime using:
- TD Online Banking
- The TD Bank Mobile App
- TD Bank ATMs, open 24/7
| Day | Access |
|---|---|
| Federal holidays | Branches closed, digital and ATM access available |
| Weekdays | Regular business hours |
| Weekends | Many locations open Saturday and Sunday |
Example: Mobile check deposits submitted on federal holidays won’t begin processing until the next business day.
TD Bank 2025 Holiday Schedule
Here is the full national holiday calendar TD Bank follows for 2025. Branches close on all federal holidays listed below:
| Holiday | Date | Hours |
|---|---|---|
| New Year’s Day | Wednesday, Jan. 1 | Closed |
| Martin Luther King Jr. Day | Monday, Jan. 20 | Closed |
| Presidents Day | Monday, Feb. 17 | Closed |
| Memorial Day | Monday, May 26 | Closed |
| Juneteenth | Thursday, June 19 | Closed |
| Independence Day | Friday, July 4 | Closed |
| Labor Day | Monday, Sept. 1 | Closed |
| Columbus Day/Indigenous Peoples Day | Monday, Oct. 13 | Closed |
| Veterans Day | Tuesday, Nov. 11 | Closed |
| Thanksgiving Day | Thursday, Nov. 27 | Closed |
| Christmas Day | Thursday, Dec. 25 | Closed |
According to the Federal Reserve, there are 11 federal banking holidays each year, and TD Bank observes every one.
What If You Need To Bank While TD Bank Is Closed?
Even on bank holidays, TD offers several tools to help you stay on top of your finances:
- Mobile deposit for checks
- Online bill pay
- Transfers between accounts
- Cash withdrawals or deposits at ATMs
- Scheduled payments to avoid delays
Example: If your car payment is due on a federal holiday, schedule your transfer through TD Online Banking a day early so it posts on time.
Local Branch Hours May Vary
TD Bank has more than 1,100 branches across the East Coast, and hours vary by region. Some in-store branches located in grocery stores or retail centers may follow the host store’s schedule.
Use the TD branch locator tool on the bank’s website or mobile app before heading out.
TD Bank Regular Business Hours
TD Bank is known for extended hours compared to other major banks. While hours vary by region, most branches follow this schedule:
| Day | Hours (Local Time) |
|---|---|
| Monday through Wednesday | 8:30 a.m. to 5 p.m. |
| Thursday | 8:30 a.m. to 6 p.m. |
| Friday | 8:30 a.m. to 6 p.m. |
| Saturday | 9 a.m. to 1 p.m. |
| Sunday | 11 a.m. to 3 p.m. (select branches) |
TD Bank’s extended hours are one of its main differentiators, especially during weekends.
How To Contact TD Bank
If you need help during the Thanksgiving holiday:
- Phone: 1-888-751-9000 (automated support available 24/7)
- Website: td.com/us
- Mobile App: Available on iOS and Android
- Mail: TD Bank, N.A., P.O. Box 219, Lewiston, ME 04243
Live support resumes when branches reopen on Black Friday.
Final Tips for Banking With TD Bank
- Plan ahead for holidays: Complete transfers and deposits before bank closures.
- Use mobile tools: Deposit checks and pay bills through the app anytime.
- Expect delays: Transactions made on holidays process the next business day.
- Visit early on weekends: Saturday and Sunday traffic can be heavier at some locations.
Example: If you’re expecting a direct deposit on a federal holiday, it will typically post the next business day when the bank reopens.
TD Bank Holiday Hours FAQ
Here are the answers to some of the most frequently asked questions about TD Bank holiday hours and how they work:- Is TD Bank open on federal holidays?
- No. All TD Bank branches close for federal holidays.
- Does TD Bank have Sunday hours?
- Yes. Many locations are open on Sundays, though hours vary.
- Can I deposit checks while TD Bank is closed?
- Yes. Mobile and ATM deposits are available anytime, with processing starting the next business day.
- Are TD Bank ATMs open 24/7?
- Yes. You can withdraw or deposit cash anytime.
- Do holiday closures delay direct deposits?
- Yes. Deposits post on the next business day.
All holiday hours were confirmed as of Dec. 2, 2025. Check with your local retailer to confirm specific hours. Hours and policies are subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
