Here’s Your USAA Routing Number
Written by
Alicia Bodine
Edited by
Nupur Gambhir
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If you currently have a membership with the United Services Automobile Association, more commonly known as USAA, or you plan to do business with someone who banks at USAA Federal Savings Bank, you’ll need to locate the bank’s routing number.
Unlike bigger banks that have several routing numbers, there is only one USAA Federal Savings Bank routing number. USAA provides banking services to its members, which include active and retired members of the U.S. military and their families.
USAA Routing Number
USAA makes it easy to know your routing number, as it’s the same for every state. Here’s USAA’s routing number:
| USAA Routing Number |
|---|
| 314074269 |
This routing number is used for direct deposits, electronic payments, and domestic wire transfers. If you’re sending or receiving an international wire transfer, you’ll also need USAA’s SWIFT code (more on that later).
How To Find Your USAA Routing Number
If you need to confirm your routing number, here are a few simple ways to find it:
On a Check
Your routing number is printed on the bottom left corner of your check. It’s the first set of nine digits before your account number.
Through Online Banking
No check? No problem. You can find your routing number online by:
- Logging into your USAA online banking account.
- Navigating to the account details section.
- Finding the routing number listed alongside your account number.
By Contacting Customer Service
If you still have questions, USAA’s customer service can help. Have the following information ready when you call:
- Your account number
- Any verification details the representative may need
USAA Routing Numbers for Wire Transfers
Wire transfers use a specific routing number and, for international transfers, a SWIFT code. Here’s what you need to know:
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic Wire Transfer | 314074269 | N/A |
| International Wire Transfer | 314074269 | USAAUS44 |
For international wire transfers, the sending bank will require both the routing number and SWIFT code.
USAA Routing Number vs. Account Number: What’s the Difference?
It’s easy to confuse these numbers, so here’s a quick breakdown:
- Routing Number – Identifies USAA and directs transactions to the right place.
- Account Number – Uniquely identifies your personal or business account within USAA.
Both numbers are printed on your checks, but the routing number always comes first.
How To Use Your USAA Routing Number
Now that you have your routing number, here’s how you can use it:
- Set up direct deposit – Have your paycheck deposited into your USAA account automatically.
- Make ACH transfers – Send or receive electronic payments.
- Pay bills online – Set up recurring payments for utilities, rent, and other expenses.
- Wire transfers – Move money between accounts domestically or internationally.
Having your routing number handy makes banking easier and helps avoid delays in transactions.
FAQ
Here are the answers to some of the most frequently asked questions about USAA and routing numbers.- Are all USAA routing numbers the same?
- Yes, all USAA routing numbers are the same. Unlike larger banks with multiple routing numbers, USAA uses a single routing transit number for all transactions: 314074269. This number is used for checks, ACH transfers, direct deposits and wire transfers.
- How long is a USAA account number?
- A USAA account number is typically 10 digits long. This number helps to identify your specific account within USAA Federal Savings Bank and is different from the USAA ABA routing number used to direct funds electronically.
Information is accurate as of Feb. 20, 2025.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
