Walmart Pay: A Complete Guide

Jan 9, 2020 Mountain View / CA/ USA - People shopping at a Walmart store in south San Francisco bay area.
Sundry Photography / Getty Images

Walmart welcomes nearly 240 million visitors to its stores every week. With so many customers, the retail giant offers multiple services to make shopping more accessible and convenient. One of these services is Walmart Pay, a service similar to Apple Pay and Google Pay.

If you are a Walmart fan, Walmart Pay allows you to visit the store without bringing your wallet or using debit or credit cards. Here’s everything you need to know about Walmart Pay, from installing it to using the app when you’re on the go.

What Is Walmart Pay?

Walmart Pay is a mobile wallet feature integrated with the Walmart mobile app. It lets you pay for in-store purchases using your smartphone without bringing cash or using a card. Walmart Pay works with credit or debit cards and Walmart gift cards.

Using this feature, you can save time at checkout and have a more convenient and safe option for shopping. Walmart Pay also has several features that make a difference when you shop, potentially saving you money.

Is Walmart Pay the Same as the Walmart App?

Walmart Pay is part of the main Walmart app, so downloading the app is necessary if you want to start using the service. The Walmart app is available for iOS and Android.  

Does Walmart Pay Have Special Features?

Walmart Pay has many features that benefit shoppers who frequently visit the store. The first is hands-free payment. Like Apple and Google Pay, you can now use your app for touch-free checkout, which is more convenient and sanitary.

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Another notable feature of the app is that you can reduce waiting times when you make a return — and you don’t have to save the receipt. Walmart Pay saves your purchases in the app, allowing you to quickly access the purchase information when you want to make an exchange or return in-store.

By using Walmart Pay, you can also lessen your carbon footprint by reducing the printing of paper receipts. It’s also conveniently located in your app — you don’t have to download an additional app to access the service.

How Do You Set Up Walmart Pay?

Using Walmart Pay is a straightforward process. You can link Walmart Pay to your preferred payment method and leave your wallet at home. Once you make it to checkout, scan the QR code on the register to complete your purchase.

How To Set Up Walmart Pay

To start using Walmart Pay, you can follow these steps:

  1. Download the Walmart mobile app.
  2. Once you download the app, open it and tap “Walmart Pay.”
  3. Choose the payment method you would like to use for the mobile wallet.
  4. Upload one or more payment options.

If you use multiple payment options to link to Walmart Pay, click on your preferred payment method, and you can make a purchase. You can also remove and change these payment methods at any time.

How To Use Walmart Pay In-Store

Once you are in the store and want to make a purchase, use your smartphone to access the Walmart App. Then, follow these steps:

  1. Click on Walmart Pay and wait for the security prompt.
  2. Enter your passcode or use Touch ID to access the wallet.
  3. Look at the bottom of the screen and choose your preferred payment method.
  4. Hold your smartphone above the QR code on the register.
  5. Once your purchase confirms, you will hear a chime indicating a successful transaction.
  6. Check your phone for an e-receipt and take your items.
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How Safe Is Walmart Pay?

Walmart Pay is a secure mobile wallet that is safe to use. The superstore uses multiple security layers to protect the customer’s information and maintains consistent system updates. Moreover, Walmart Pay only uses verified payment methods. Customers who want to use their cards must provide their CVV codes to use the mobile wallet.

Walmart encrypts client information using Secure Sockets Layer networks, which are secure and ensure that your card information doesn’t transfer to the store when making a purchase.

Can You Use Walmart Pay in Other Places?

The Walmart Pay feature was designed for exclusive use inside the superstore. You can’t use it at any other store. You also can’t use the wallet to pay online at Walmart fuel pumps or Sam’s Club.

Wrapping Up

Walmart Pay is a great way to manage your expenses at Walmart and take advantage of easy checkout. If you are a major Walmart fan and frequent the superstore for most of your shopping needs, using Walmart Pay has benefits and saves you time and money.

If you are not a frequent shopper at Walmart, you can still link your payment methods to Walmart Pay in case of an emergency, which can be helpful later.

Walmart Pay is a convenient mobile wallet feature that lets you make easy returns and quick payments and saves your information without using a physical wallet, cash or cards to make purchases.


Here are the answers to some of the most frequently asked questions regarding Walmart Pay.
  • How does Walmart Pay work?
    • Walmart Pay allows you to connect your preferred payment method to the app. Then, you can use your smartphone to make purchases in-store without having your physical wallet or card present.
  • What payment options does Walmart Pay accept?
    • Walmart Pay accepts all major debit and credit cards and Walmart gift cards.
  • How does Walmart scan and pay work?
    • After shopping, go to a Walmart register and scan your items. Then, hold your phone camera lens over the QR code on the register and use Walmart Pay to complete the transaction. After you finish, you will hear a chime indicating a successful transaction, and the app will send you an e-receipt.
  • Can I get cash back using Walmart Pay?
    • You cannot get cash back at a Walmart register using Walmart Pay. The feature only works for in-store purchases.
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