Are Banks Open on Martin Luther King Jr. Day?
Written by
Laurel Funk
Edited by
Levi Leidy
Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 Years
Helping You Live Richer
Reviewed
by Experts
Trusted by
Millions of Readers
Every third Monday in January, we celebrate Martin Luther King Jr. Day for the iconic leader’s contributions to the civil rights movement. Known for his unparalleled courage and work to end racial discrimination in the United States, Dr. King ranks as one of America’s most enduring figures.
Although most banks are not required to close on federal holidays, the majority do observe Martin Luther King Jr. Day.
Bank Hours on MLK Day
Most banks are closed on MLK Day, so customers hoping to use in-person services will have to wait until normal banking hours the following day.
However, some small local banks and credit unions may choose to remain open, as well as banks with in-store branches. Call your local branches for hours of operation on MLK Day to be sure.
Alternative Banking Options
Although most banks are closed on MLK Day, you can still complete many of your banking tasks — such as managing your accounts and depositing checks — by visiting your bank’s ATM, accessing online banking or calling customer service even if your local branch is closed for the holiday.
If what you’re after is a money order or to cash a check, many retail stores, such as grocery stores, offer these services for a fee.
If you need a service that can only be accessed in person at the bank, you will likely have to wait until the following day. That’s why it’s important to plan your banking needs ahead of time so you can enjoy a stress-free holiday.
When Banks Reopen After MLK Day
Banks generally reopen the day following Martin Luther King Jr. Day. Since MLK Day always falls on a Monday, your bank should be open for business on Tuesday with its usual schedule. Hours vary by bank, and even by branch, so if you’re unsure of your bank’s schedule you should check online or call the location.
2025 Bank Holiday Schedule
| Holiday | Date |
|---|---|
| New Year’s Day | Wednesday, Jan. 1 |
| Martin Luther King, Jr. Day | Monday, Jan. 20 |
| Presidents Day | Monday, Feb. 17 |
| Memorial Day | Monday, May 26 |
| Easter Sunday | Sunday, April 20 |
| Juneteenth National Independence Day | Thursday, June 19 |
| Independence Day | Friday, July 4 |
| Labor Day | Monday, Sept. 1 |
| Columbus Day/Indigenous Peoples Day | Monday, Oct. 13 |
| Veterans Day | Tuesday, Nov. 11 |
| Thanksgiving Day | Thursday, Nov. 27 |
| Christmas Day | Thursday, Dec. 25 |
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Chase.
Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.
