Charles Schwab Columbus Day Hours: Is Schwab Open?
Written by
Sean Dennison
Edited by
Joe Evans
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Charles Schwab® is one of the most recognized names in investing and personal finance. The firm provides brokerage accounts, retirement planning tools and banking services through Charles Schwab Bank®, Member FDIC.
If you’re planning a trade or need to reach customer service on Columbus Day (also known as Indigenous Peoples Day), here’s what you should know about Charles Schwab’s Columbus Day hours for 2025.
Is Charles Schwab Open on Columbus Day?
Yes. You can access your Charles Schwab account online anytime, but since Columbus Day is a federal holiday, the U.S. stock market will be closed.
| Day | Hours |
|---|---|
| Monday, Oct. 13 (Columbus Day) | Market closed; account access available 24/7 |
| Customer Service | Limited phone and chat availability |
| Branch Offices | Closed |
| Online and Mobile Banking | Open 24/7 |
According to the U.S. Office of Personnel Management, Columbus Day is one of 11 federal holidays observed in 2025. While Schwab’s digital tools and mobile app remain fully accessible, trading and settlement operations pause until markets reopen the next business day.
Charles Schwab Normal Hours
Charles Schwab’s regular hours vary depending on the service you need:
| Service | Hours (ET) |
|---|---|
| Stock Market Trading | 9:30 a.m. to 4 p.m. |
| Customer Service | 24/7 by phone or chat |
| Branch Offices | Typically 8:30 a.m. to 5 p.m., Monday to Friday |
Schwab clients can trade certain securities in extended hours sessions from 4 a.m. to 8 p.m. ET, though activity may be limited during holidays.
Charles Schwab 2025 Holiday Schedule
Here’s when the markets — and Schwab branch offices — will be closed in 2025:
| Holiday | Date |
|---|---|
| New Year’s Day | Wednesday, Jan. 1 |
| Martin Luther King Jr. Day | Monday, Jan. 20 |
| Presidents Day | Monday, Feb. 17 |
| Good Friday | Friday, April 18 |
| Memorial Day | Monday, May 26 |
| Juneteenth | Thursday, June 19 |
| Independence Day | Friday, July 4 |
| Labor Day | Monday, Sept. 1 |
| Columbus Day / Indigenous Peoples Day | Monday, Oct. 13 |
| Thanksgiving Day | Thursday, Nov. 27 |
| Christmas Day | Thursday, Dec. 25 |
According to Schwab’s 2024 annual report, the firm now manages over $9 trillion in client assets, and more than 90% of trades are executed online. That means even on holidays, most investors can still view balances and adjust settings through digital channels.
How To Bank or Trade With Schwab After Hours or on Holidays
Even though markets are closed on Columbus Day, Schwab customers can still:
- Access their brokerage or bank accounts online
- Transfer funds between Schwab accounts
- Deposit checks through the Schwab Mobile App
- Use ATMs for withdrawals and deposits
Transfers initiated after 7 p.m. ET or on holidays will process the next business day.
According to FINRA, electronic trading accounts for nearly 75% of all retail investor activity, which means holidays rarely disrupt access to financial tools or data.
How To Contact Charles Schwab Customer Service
You can reach Schwab’s customer service team through multiple channels:
- Phone: 866-855-9102 (24/7 availability)
- Chat: Accessible through the Schwab Mobile App or website
- Branch Services: Closed on federal holidays
- Mail: Charles Schwab & Co., Inc., P.O. Box 982600, El Paso, TX 79998
Schwab also provides support through secure messaging within your online account — a quick option for non-urgent inquiries.
The Bottom Line
While Charles Schwab branches and trading operations close on Columbus Day, you can still manage your money online without interruption. Whether you’re checking balances, transferring funds or preparing your next investment move, Schwab’s digital tools stay available 24/7.
Next: Compare Fidelity and Vanguard holiday hours to see which brokerage best fits your investing schedule.
FAQs About Charles Schwab Columbus Day Hours
Here are the answers to some of the most frequently asked questions about Charles Schwab's Columbus Day hours and how it works:- Is Charles Schwab open on Columbus Day 2025?
- You can access your account and use digital tools anytime, but trading and branch services pause since the markets are closed.
- Can I reach customer service on Columbus Day?
- Yes. Schwab’s customer support is available 24/7 by phone and chat, even during holidays.
- Will deposits or transfers go through on Columbus Day?
- You can initiate them, but they’ll post the next business day once banking operations resume.
- Are Schwab branches open on Columbus Day?
- No. All physical locations are closed in observance of the holiday.
- Can I still check my portfolio or move money on Columbus Day?
- Yes. All online and mobile account features remain available.
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Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
Rudri Patel contributed to the reporting for this article.
