Citi® Hours: Full 2025 Schedule and Holidays
Written by
Lydia Kibet
Edited by
Elizabeth Constantineau
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Planning a branch visit? Here’s a simple, year-round guide to Citi® hours — how branches typically operate, which holidays affect service and the fastest ways to handle your banking in the app, online or at an ATM when the lobby is closed.
Citi Regular Branch Hours
Citi hours vary by city and branch format, but many locations will be open during the following times:
- Monday to Friday: 9:00 a.m. – 5:00 p.m.
- Saturday: Limited hours at select branches
- Sunday: Closed
Citi bank locations in stores or malls and flagship locations may differ. Always confirm your local schedule in the Citi mobile app or on their website using the branch locator.
Citi Holiday Hours for 2025
Citi branches are typically closed on the following U.S. federal holidays. Digital banking and ATMs will remain available.
| Holiday | Date | Branch Hours |
|---|---|---|
| New Year’s Day | Wednesday, Jan. 1 | Closed |
| Martin Luther King Jr. Day | Monday, Jan. 20 | Closed |
| Presidents Day | Monday, Feb. 17 | Closed |
| Memorial Day | Monday, May 26 | Closed |
| Juneteenth National Independence Day | Thursday, June 19 | Closed |
| Independence Day | Friday, July 4 | Closed |
| Labor Day | Monday, Sept. 1 | Closed |
| Columbus Day / Indigenous Peoples’ Day | Monday, Oct. 13 | Closed |
| Veterans Day | Tuesday, Nov. 11 | Closed |
| Thanksgiving Day | Thursday, Nov. 27 | Closed |
| Christmas Day | Thursday, Dec. 25 | Closed |
Good To Know
ACH and many direct deposits don’t post on federal holidays. Items scheduled for a holiday generally post the next business day.
Lobby, ATM and In-Branch Services
Some services run on separate or shorter schedules than the main lobby:
- ATM vestibules and ITM machines: Many offer card-access 24/7 for cash withdrawals. Select ATMs also accept deposits — availability varies by branch.
- Financial consultants and bankers: Hours typically mirror branch hours, but can be appointment-only.
- Safe deposit boxes: Access is usually limited to staffed branch hours — call ahead.
How To Bank With Citi When Branches Are Closed
Looking to bank outside of Citi hours? You still have options at any time of day.
Citi Mobile App and Online
- Check balances and recent activity
- Transfer funds and pay bills
- Deposit checks with mobile deposit
- Set up alerts and schedule payments
- Send money with Zelle
ATM Network
- Withdraw cash and check balances
- Make deposits at eligible ATMs
Customer Support
- In-app customer support chat
- Secure messaging on the website
Pro Tips for Smooth Banking
- Deposit early: Plan ahead if you need funds available right after a weekend or holiday.
- Schedule bill payments: Aim for a day or two ahead to avoid late fees.
- Use cash transfer apps: Services like Zelle come in handy for eligible person-to-person transfers when timing matters.
- Save the bank locator: Bookmark in advance to quickly find branches and fee-free ATMs.
- Set travel notices: Notify your bank if you’re heading out of town to avoid account freezes.
Final Takeaway
Citi makes everyday banking easy — even when the lobby is closed. With 24/7 mobile and online tools, a broad ATM network, and flexible support options, you can check balances, move money, pay bills and deposit checks on your schedule.
For anything requiring in-person help, confirm your bank hours and plan your visit on a regular business day.
FAQs: Citi Hours and Access
Here are answers to some of the most frequently asked questions about Citi hours and holiday closures.- What are Citi’s hours today?
- Branch hours vary by location. You can check the branch and ATM locator in the Citi app or on their website for today’s schedule.
- Are Citi branches open on weekends?
- Some branches offer limited Saturday hours and most are closed Sundays.
- Do deposits post on bank holidays?
- Generally no. ACH and many direct deposits don’t process on federal holidays and typically post the next business day.
- Can I open an account or apply for a loan when the branch is closed?
- Yes. You can apply online or in the app anytime. Underwriting and servicing will resume on business days.
- Is there 24-hour customer service?
- Many credit card lines have 24/7 support. For deposit accounts and other products, hours may vary.
- Can I access a safe deposit box outside branch hours?
- Usually no. Safe deposit access is limited to staffed lobby hours.
Rudri Patel and Caitlyn Moorhead contributed to the reporting for this article.
Schedules are subject to change and may vary by branch. All holiday hours were confirmed as of Oct. 8, 2025. Hours and policies are subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
