EFCU Financial Federal Credit Union Routing Number

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EFCU Financial Federal Credit Union is a non-profit, member-owned financial institution with eight branches across Louisiana. It is the second largest credit union in the Greater Baton Rouge Area, and the third largest in Louisiana.

The credit union provides fee-free checking and savings accounts, including a Rewards checking that delivers an APY as high as or up to 3% cash back on debit card purchases up to $250. Members can also take advantage of IRAs, health savings accounts, and low rates on loans, mortgages, and home equity lines of credit. EFCU also offers business checking and savings accounts.

Your EFCU Financial accounts offer many benefits, including early direct deposit to receive your money as soon as two days faster, free overdraft protection, a network of shared credit union branches covering more than 5,300 locations, and access to over 50,000 surcharge-free Allpoint ATMs. Your EFCU debit and credit cards easily connect to your digital wallet for payments through your smartphone.

EFCU Membership

Unlike many credit unions, membership into EFCU is not restricted. Anyone who makes an annual donation to the Louisiana Wildlife Federation or The Arc of Baton Rouge can become a member. Alternatively, anyone living in one of nine Louisiana Parishes in the Greater Baton Rouge area, plus immediate family or household members of current EFCU members, can join.

Since EFCU Financial is locally owned and operated, it holds appeal for Baton Rouge area residents. But with robust digital banking services, it may also meet the needs of consumers who live in other regions.

If you open an account at EFCU Financial, at some point you are likely to need your EFCU routing number. We can help you find it. But first, here are some banking basics about the importance of routing numbers.

What Is a Routing Number?

A routing number is a nine-digit number, issued by the American Bankers Association, that is unique to each bank or credit union. Some larger financial institutions like Chase and Bank of America have multiple routing numbers for different states or regions, or even for different purposes such as digital transactions and paper checks. Smaller banks and credit unions have just one routing number for all branches and transactions.

Where To Find Your EFCU Routing Number

EFCU Financial makes it easy for members to find the credit union’s routing number, publishing it in several different places on the EFCU Financial website. You’ll see the routing number in the top right corner of every page at efcufinancial.org.

Here’s how to find it:

1. Click the hamburger button; it’s the navigation icon that is made up of three horizontal lines.
2. Look for a blue dropdown menu.
3. You’ll find the routing number at the bottom of that menu.

And, like every financial institution, EFCU Financial prints the routing number at the bottom of every check. The routing number is the first nine digits on a check, followed by the account number.

What Is the EFCU Routing Number?

The EFCU routing number is 265473511. EFCU Financial members will use this number for ACH direct deposits, ACH debits, wire transfers, and other transactions requiring a routing number.  

EFCU Name Change

In March 2015, the credit union changed its name from E Federal to EFCU. According to a FAQ page on the EFCU Financial website, the new name “pays tribute to our history as the credit union for refinery workers – Exxon Federal Credit Union. Today, however, you don’t need to be affiliated with the oil refinery industry to become a member. The routing number, account numbers and management team for EFCU remained the same. The credit union simply updated its name and branding.

Eglin Federal Credit Union vs. EFCU Financial Credit Union

Because of the similarity in their initials, some people confuse EFCU Financial Credit Union and Eglin Federal Credit Union. Eglin Federal Credit Union is a not-for-profit, member-owned financial institution founded to serve U.S. military members, civil service workers, and those with U.S. government affiliations.

Celebrating its 70^th year, Eglin FCU has branches in Florida and Alabama. Membership is open to military members and veterans, as well as their family members. You can also join Eglin FCU if you don’t have any military or government affiliation; it is open to people who live, work, study, or worship in select regions of Florida or Alabama and to those who work or volunteer for certain companies or organizations. Family members of EFCU members can also join.

Eglin Federal Credit Union offers its Free Premium Checking account that pays dividends, savings and money market accounts, share certificates, IRAs and more to help members manage their money and save for the future.

Avoid confusing Eglin FCU with EFCU Financial Credit Union; knowing the routing number for each bank is one way to ensure funds are debited or deposited through the correct financial institution. Eglin Federal Credit Union’s routing number is 263178070.

Final Take

EFCU Financial Credit Union serves members across the United States, with physical branches in Alabama and Florida. Knowing where to find your routing number can make completing transactions through EFCU Financial easier.

Rates are subject to change; unless otherwise noted, rates are updated periodically. All other information on accounts is accurate as of Oct. 8, 2024.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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