Pinnacle Routing Number: How To Find Yours Quickly

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If you bank with Pinnacle Bank, knowing your routing number is essential for handling everyday financial tasks.
Whether you’re setting up direct deposit, sending a wire transfer, or scheduling online bill payments, you’ll need this nine-digit number to ensure your transactions go through smoothly.
In this guide, we’ll walk you through everything you need to know about the Pinnacle Bank routing number, how to find it, when to use it and how it differs from your account number.
What Is Pinnacle Bank’s Routing Number?
Pinnacle Bank simplifies banking by using one consistent routing number across all states where it operates:
Pinnacle Bank Routing Number: 104913912
This routing number works for all personal and business accounts with Pinnacle Bank, regardless of where you opened your account.
Important: Pinnacle Bank is a separate financial institution from Pinnacle Financial Partners, which uses a different routing number: 064008637. Make sure you’re using the correct one based on your bank.
How To Find Your Pinnacle Bank Routing Number
If you’re unsure where to locate your routing number, here are the best ways to find it:
On a Check
Look at the bottom left corner of any personal check.
- First nine digits: Your Pinnacle Bank routing number
- Next set of digits: Your account number
- Final set: The check number

This is the most direct way to confirm your bank’s routing code.
Online or Mobile Banking
You can also find your routing number by logging into your Pinnacle Bank account:
- Visit the online banking platform or open the mobile app
- Select the appropriate account
- Go to “Account Details” or “Account Information.”
- Your routing number will be displayed near your account number
This method is great if you don’t have physical checks on hand.
Contact Customer Service
Still can’t find it? Reach out directly:
- Phone: Call Pinnacle Bank at 877-759-7939
- In-person: Visit your nearest Pinnacle Bank branch for help
Pinnacle Bank Routing Number for Wire Transfers
Using the correct routing number is especially important for wire transfers. Here’s what you need:
Transfer Type | Routing Number | SWIFT Code |
---|---|---|
Domestic Wire Transfer | 104913912 | N/A |
International Wire Transfer | 104913912 | PNFPUS44 |
Tip: International wire transfers require a SWIFT code in addition to the routing number. Double-check that you’re using the right code, especially if you’re sending or receiving funds globally.
Routing Number vs. Account Number: What’s the Difference?
These two numbers are often used together, but they serve different roles:
- Routing Number: Identifies Pinnacle Bank as the financial institution involved in the transaction.
- Account Number: Identifies your individual account at the bank.
Both are necessary to process ACH transfers, wire transfers, direct deposits and other banking transactions accurately.
When You’ll Need Your Routing Number
You’ll need to use your Pinnacle Bank routing number (104913912) in several common scenarios, including:
Direct Deposit
Set up automatic payroll or government benefit deposits into your checking or savings account.
ACH Transfers
Move money between banks or schedule recurring transfers and automatic payments.
Online Bill Payments
Use your routing number to link your Pinnacle Bank account for online bill pay services with utilities, subscriptions, or loan providers.
Wire Transfers
Whether you’re sending money across the country or across the globe, your routing number (plus the SWIFT code for international transfers) is required.
Final Take to GO
If you’re a Pinnacle Bank customer, knowing your routing number — 104913912 — is crucial for managing your finances. From setting up direct deposits to completing secure wire transfers, this number helps streamline your banking experience.
Need help? Contact Pinnacle Bank customer support at 877-759-7939 or visit a local branch to get assistance.
FAQs: Pinnacle Bank Routing Number
Here are some common questions and concerns that come up while looking into your Pinnacle Bank routing number:- What is the routing number for Pinnacle Bank?
- The routing number for Pinnacle Bank is 104913912. This number is used for all types of transactions -- like direct deposits, ACH transfers and wire transfers -- regardless of your location.
- Is Pinnacle Bank the same as Pinnacle Financial Partners?
- No. Pinnacle Bank and Pinnacle Financial Partners are two different financial institutions. Pinnacle Bank uses the routing number 104913912, while Pinnacle Financial Partners uses 064008637. Be sure to confirm which institution you’re using before initiating any transaction.
- Where can I find my Pinnacle Bank routing number?
- You can find your routing number by:
- Looking at the bottom left corner of your check
- Logging into your Pinnacle Bank online or mobile banking account
- You can find your routing number by:
- Does Pinnacle Bank use the same routing number for wire transfers?
- Yes. For domestic wire transfers, Pinnacle Bank uses the same routing number: 104913912. For international wire transfers, you'll also need the SWIFT code PNFPUS44 in addition to the routing number.
- When do I need to use my routing number?
- You’ll need your Pinnacle Bank routing number for tasks like setting up direct deposits, making ACH payments, transferring funds between banks or completing wire transfers. It ensures the money is routed to the correct financial institution.
The information is accurate as of Feb. 18, 2025.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
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