Do all Zions Bank accounts have the same routing number?

Yes, Zions Bank uses just one routing number -- 124000054.

How do I find my Zions Bank routing number without a check?

You can find it through online banking , on their website or by calling customer service.

Can I use the same routing number for wire transfers at Zions Bank?

For domestic wires, you can use the routing number 124000054. For international wire transfers, you will need to use the SWIFT code ZFNBUS55.

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Zions Bank Routing Number: How To Find Yours Quickly

February 4, 2025

4 min Read

Written by Sean Dennison

Edited by Elizabeth Constantineau

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Your Zions Bank Routing Number: The Key To Smooth Transactions

Routing numbers are an important component of the financial ecosystem. Banks use these numbers to identify other banks during wire transfers, which help them process funds. Using the wrong routing number can mean your funds go to the wrong account. Many people use routing numbers, for example, to get their tax refunds.

This guide will explain what you need to know to use your Zions Bank routing number.

Zions Bank Routing Number

When you’re setting up a wire transfer between a Zions Bank account and another bank, you’ll use 124000054 to identify Zions as either the source or destination of funds.

Zions Bank Routing Number
124000054

How To Find Your Zions Bank Routing Number

There are a few ways you can find your Zions Bank routing number.

On a Check

Your bank’s routing number can be found in the lower left-hand corner of your check. The number is displayed using magnetic ink character recognition encoding, which helps banks process the check faster. The routing number is usually displayed alongside your personal account number.

Through Online Banking

Log in to your Zions Bank online account.
Navigate to the account details section.
Look for the routing number — it should appear close to your account number.

By Contacting Customer Service

You can reach out to Zions Bank customer service when/if you have questions or concerns. You can also call Zions Bank at 888-307-3411 to get your routing number. Customer service representatives are available Monday to Saturday from 6:00 a.m. to 9:00 p.m. MT. Be prepared to provide your account details for verification.

Zions Bank Routing Numbers for Wire Transfers

Banks executing an international wire transfer use SWIFT codes, which is short for Society of Worldwide Interbank Financial Telecommunication. Also known as Bank Identifier Codes, these number-letter combinations function the same way as routing numbers but on a worldwide scale.

Here’s the information you’ll need for wire transfers:

Transfer Type	Routing Number	SWIFT Code
Domestic Wire Transfer	124000054	N/A
International Wire Transfer	124000054	ZFNBUS55

Zions Bank Routing Number vs. Account Number: What’s the Difference?

When setting up payments or transfers, you’ll need your routing number and account numbers. These numbers serve different purposes. Your routing number identifies the bank where your account is and is mainly used for direct deposits and bill payments. Your account number is assigned to your specific bank account. It’s used to identify it during financial transactions.

How To Use Your Zions Bank Routing Number

You’ll need your routing number for a few different banking transactions:

Setting up direct deposit: Receive your paychecks or government benefits directly into your account.
Making ACH transfers: Send or receive money electronically between banks.
Paying bills online: Link your account to pay your rent or utility bills.

More About Zions Bank

FAQ

Here are the answers to some of the most frequently asked questions about Zions Bank routing numbers.

Do all Zions Bank accounts have the same routing number?
- Yes, Zions Bank uses just one routing number -- 124000054.
How do I find my Zions Bank routing number without a check?
- You can find it through online banking, on their website or by calling customer service.
Can I use the same routing number for wire transfers at Zions Bank?
- For domestic wires, you can use the routing number 124000054. For international wire transfers, you will need to use the SWIFT code ZFNBUS55.

Information is accurate as of Feb. 4, 2025.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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