Axos Bank Routing Number: How To Find Yours Quickly
Written by
Sean Dennison
Edited by
Nupur Gambhir
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Your Axos Bank Routing Number: The Key to Smooth Transactions
Axos Bank’s routing number is 122287251. This nine-digit code is essential for setting up direct deposits, initiating wire transfers, and managing online bill payments. Having this number handy ensures your financial transactions proceed without a hitch.
Axos Bank Routing Numbers by State
Unlike some banks that have different routing numbers for each state, Axos Bank simplifies things by using the same routing number across all states. This uniformity means that no matter where you are in the U.S., this routing number will work for your Axos Bank account.
How To Find Your Axos Bank Routing Number
On a Check
If you have personal checks, locating your routing number is straightforward. It’s the first nine-digit number printed at the bottom left corner of your check, right before your account number. This sequence helps identify Axos Bank during transactions.
Through Online Banking
Accessing your routing number online is quick and easy:
- Log in to your Axos Bank online banking account.
- Select the account you need information for.
- Navigate to the “Account Details” or “Account Information” section.
- Here, you’ll find both your routing number and account number listed.
This method is convenient, especially if you don’t have a checkbook nearby.
By Contacting Customer Service
If you’re unable to access your routing number through the methods above, you can reach out to Axos Bank’s customer service.
- Phone: Call 1-844-678-2726 to speak with a representative.
Before contacting, ensure you have your account information handy.
Axos Bank Routing Numbers for Wire Transfers
When it comes to wire transfers, using the correct routing information is crucial:
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic Wire Transfer | 122287251 | N/A |
| International Wire Transfer | 122287251 | PCBBUS66 |
Important: For international wire transfers, Axos Bank utilizes an intermediary bank. The SWIFT code corresponds to Pacific Coast Bankers’ Bank, which facilitates these transactions. Ensure you provide all necessary details to avoid delays.
Axos Bank Routing Number vs. Account Number: What’s the Difference?
It’s easy to mix up routing numbers and account numbers, but they serve distinct purposes:
- Routing Number: Identifies the financial institution (Axos Bank) involved in the transaction.
- Account Number: Specifies your individual account within Axos Bank.
Both numbers are essential for processing transactions accurately. On a check, the routing number appears on the bottom left, followed by your account number.
How To Use Your Axos Bank Routing Number
- Setting up direct deposit: Provide your employer with Axos Bank’s routing number and your account number to have your paycheck deposited directly into your account.
- Making ACH transfers: Use the routing number for electronic transactions, such as transferring funds between banks or setting up automatic bill payments.
- Paying bills online: When arranging online bill payments, input both your routing and account numbers to ensure funds are withdrawn from the correct account.
This content is not provided by Axos Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Axos Bank.
