Woodforest Routing Number: How To Find Yours Quickly
Written by
Gabrielle Olya
Edited by
Joe Evans
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Having the right routing number is essential when you set up direct deposits, receive wire transfers, or move funds between different banks. If you’re a Woodforest National Bank customer, or planning to transfer money into a Woodforest account, you’ll want to know your Woodforest routing number.
This guide will walk you through everything — where to find it, why it matters and how to use it for seamless transactions.
Your Woodforest Routing Number: The Key to Smooth Transactions
Routing numbers — also called ABA routing numbers — indicate which financial institution processes your payments. Woodforest’s routing numbers vary by state and, in some cases, by county. Grabbing the correct one makes sure your money arrives safely and on time, whether it’s a direct deposit or a wire transfer.
Why Routing Numbers Matter
- Direct Deposits: If you want your paycheck or government benefits deposited into your Woodforest account, you’ll need the right routing number.
- Wire Transfers: Whether you’re sending or receiving funds from another bank, the correct routing number is essential for international and domestic wires.
- Bill Payments & ACH Transfers: From paying rent electronically to automatic loan payments, an accurate routing number keeps everything on track.
Woodforest Routing Numbers by State
Below is a table listing Woodforest National Bank routing numbers based on where your account was originally opened. If you’re not sure which one applies, check your checks or contact customer service for confirmation.
| State | Woodforest Routing Number |
|---|---|
| Alabama, Florida, Georgia, Kentucky, Louisiana, Mississippi, New York, South Carolina, Texas (Refugio County) | 314972853 |
| Illinois (Adams, Alexander, Bond, Brown, Calhoun, Clay, Clinton, Crawford, Edwards, etc.) | 081226829 |
| Illinois (All Other Counties) | 071926809 |
| Indiana (Clark, Crawford, Daviess, Dubois, Floyd, Gibson, Greene, Harrison, Jackson, Jefferson, Knox, etc.) | 081226829 |
| Indiana (All Other Counties) | 071926809 |
| Maryland, North Carolina, Virginia, West Virginia (Some Counties) | 053112592 |
| Ohio, Pennsylvania (Allegheny, Armstrong, Beaver, Butler, Clarion, Crawford, Erie, etc.), West Virginia (Brooke, Hancock…) | 044115809 |
| Pennsylvania (All Other Counties) | 031319058 |
| Texas (All Other Counties) | 113008465 |
If you have any doubts, you can also check your bank documents or read on for more ways to confirm.
How To Find Your Woodforest Routing Number
Even with the table above, it’s helpful to know multiple ways to find your exact routing number — especially if you’re pressed for time or want to verify you have the right one.
1. On a Check
Look at a personal check tied to your Woodforest account. At the bottom, you’ll see three sequences of numbers:
- Routing Number (9 digits)
- Account Number (usually 10-12 digits, but it varies)
- Check Number
The routing number is typically on the bottom left corner.
2. Through Online Banking
- Website: Log in to your Woodforest account and navigate to your checking or savings dashboard. Your routing number may be listed in the “Account Details” section.
- Mobile App: In many cases, you can also find it in the app under account or deposit settings.
3. By Contacting Customer Service
If you’re still unsure or don’t have a check handy, call Woodforest’s customer service at 877-968-7962. A representative can confirm which routing number you need based on your account type and location.
Woodforest Routing Numbers for Wire Transfers
Wire transfers often use a separate routing transit number, or in the case of international wires, a SWIFT code. Here’s a quick overview:
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic Wire Transfer | Check your state’s Woodforest routing number from the table (some banks have a dedicated wire number, but Woodforest uses your standard number for domestic wires). | N/A |
| International Wire Transfer | Consult the bank for any specific instructions or codes. Typically, you’d also need a SWIFT code or IBAN. | Woodforest does not have a universal SWIFT code; contact customer service for details. |
Always call Woodforest or visit their website if you’re sending or receiving a wire internationally. They can confirm if an intermediary bank is needed or if there’s a separate code for cross-border transactions.
Woodforest Routing Number vs. Account Number: What’s the Difference?
- Routing Number: Identifies where your account is located for processing. It’s always 9 digits.
- Account Number: Identifies which account to credit or debit. The length varies.
On a physical check, you’ll see the routing number first, then your account number, and finally the check number. If you mix them up, your transactions may be delayed or fail altogether.
How To Use Your Woodforest Routing Number
Setting Up Direct Deposit
- Employer or Benefits Provider: Provide them with the correct routing number (from the table or your checks) and your account number.
- Helpful Tip: Double-check for any local variances if you’re in a state or county with multiple numbers.
Making ACH Transfers
- Peer-to-Peer or Bill Payments: Services like Venmo or PayPal, and many billing companies ask for your routing and account numbers to link your bank.
- Speed: ACH transfers usually take 1-3 days, but you can expedite wire transfers if you need the funds faster.
Paying Bills Online
- Online Banking: Log in to your Woodforest account and schedule e-bills or recurring payments. You’ll only need to use your routing number if a biller requests it for direct transfers.
FAQs
Here are some questions that might pop up while looking into Woodforest National Bank and tracking down their routing numbers:- Do all Woodforest accounts share the same routing number?
- Not necessarily. Woodforest uses different routing numbers by state -- and in some cases, by county. Always verify which one is correct for your specific region.
- How do I find my Woodforest routing number if I don’t have a check?
- Use the table above as a starting point, or log in to your Woodforest online banking. You can also call 877-968-7962 for direct confirmation.
- Can I use the same routing number for wire transfers?
- Yes, for domestic wires, typically your standard Woodforest routing number works. For international wires, call the bank to confirm any special instructions or codes.
- Where can I learn more about Woodforest’s hours or other account details?
- Check out their website or visit a local branch for more information.
Information is accurate as of March 6, 2025.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
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- American Bankers Association "ABA Routing Number"
- Woodforest National Bank "Routing Numbers"
- Woodforest National Bank "Managing Your Account"
- Woodforest National Bank "Contact Us"
- Bank.Codes "SWIFT Codes"
