Personal Finance

Whether you're trying to improve your financial situation or manage an entire family budget, understanding the basic principles of personal finance will help you make the best decisions with your money and grow your wealth.

Personal finance activities can include opening a savings account, investing in the stock market, and becoming knowledgeable about the best way to take out a home or auto loan. All these decisions require the right information in order to make the most of your money and avoid financial pitfalls.

Paying off debt, building credit, budgeting, saving for retirement — there are so many areas of financial management to understand. Simply put, GOBankingRates was created to make navigating through the world of finance easier.

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Most Read Personal Finance Articles

Every Document You Need to Defend Yourself During an Audit

Never face a tax audit unprepared — find out now what you need to do.

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How Much Money Gets Taken Out of Paychecks in Every State

Find out how big of a chunk Uncle Sam takes out of your income.

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The Richest and Poorest US Presidents

Learn about the richest and poorest presidents in U.S. history.

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15 Startups to Watch in 2017

Whether you're an entrepreneur or seasoned investor, check out these up-and-coming companies.

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How to Report Tax Fraud

Learn what steps to take if you find out you're a victim of tax fraud.

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Survival Tips If You’re Living Paycheck to Paycheck

Struggling to make ends meet? Follow these tips when you're living paycheck to paycheck.

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7 Tax Breaks Every First-Time Homebuyer Must Know

Find out which home-related tax breaks can put money back in your pocket.

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Where Can I Find Personal Loans for Bad Credit?

Here's where you can get a personal loan with bad credit — and potentially raise your credit score.

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