Personal Finance

Whether you're trying to improve your financial situation or manage an entire family budget, understanding the basic principles of personal finance will help you make the best decisions with your money and grow your wealth.

Personal finance activities can include opening a savings account, investing in the stock market, andbecoming knowledgeable about the best way to take out a home or auto loan. All these decisions require the right information in order to make the most of your money and avoid financial pitfalls.

Paying off debt, building credit, budgeting, saving for retirement — there are so many areas of financial management to understand. Simply put, GOBankingRates was created to make navigating through the world of finance easier.

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Most Read Personal Finance Articles

Why I Don’t Let Santa Spoil My Kids

There's no need to blow my budget on gifts that will be forgotten by next Christmas.

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The Best Gifts for the Disney Fanatic in Your Life

Find out which Disney gifts are the most enticing — and most magical — for fans of all ages.

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Where to Get Free Cookies on National Cookie Day 2016

Use these deals to get your favorite cookies for cheap this holiday season.

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Jay Z and the Richest Rap Moguls in the World

Celebrate Jay Z's birthday by learning about the world's richest rap moguls.

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Best and Worst Ways to Spend Your Year-End Bonus

Don't blow your windfall -- put it to work for you, instead.

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How to Host a Holiday Party on a Budget

With a little imagination and planning, you can host a holiday party on a budget that comes off as elegant and effortless without breaking t...

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How to Know If You Can Really Write Off That Donation

Here's how donating to charity can help both the organization and your taxes.

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Product Warranties, Insurance and More: Are These Extras Really Worth the Cost?

Find out if your TV or smartphone really needs that protection plan.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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