How to Save Money

Savings Accounts

A savings account is a safe place to keep money you plan to use in the future but might not need access to right away. Savings accounts enable you to prepare for the future, and you’ll find the best savings account interest rates here.

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Checking Accounts

A checking account is a vital tool. It enables you to safely deposit your money in an account that you can easily access by using checks or a debit card. Find out why no financial plan is complete without one.

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The basics of personal finance start with budgeting. If you spend less than you earn and budget for expenses, you will be well on your way toward financial success. Learn how to manage a budget of your own.

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Saving Money

Saving money now is the key to getting what you want out of life later on, such as buying a house or retiring. Learn why paying yourself first is an important money habit to develop sooner rather than later.

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More in Savings Account How-Tos


Saving for the Future

Setting yourself up for financial success is as easy as opening a savings account. The trick is to commit to putting a portion of your income in your savings account every payday. Securing a high-yield savings account is an effective way to prepare for emergencies and major life events, such as buying your first home or a new car.

Great savings accounts offer liquidity to access money whenever you need it. Savings accounts also provide the security of the FDIC insuring your funds up to $250,000. Leading financial institutions typically offer additional perks and low fees at terms that meet your savings level.

GOBankingRates is your go-to place for learning how to build your savings account. Here you can find rate tables, how-to guides and savings tips to help you devise a plan that works for your financial goals. Learn the ins and outs of how to save money using a savings account.