Bank of America Hours: Full Schedule and Holiday Closures
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GOBankingRates Staff
Edited by
Joe Evans
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Bank of America is one of the largest banks in the U.S., offering checking, savings, credit cards, loans and investment services. Whether you’re planning a branch visit or trying to time a deposit or transfer, knowing Bank of America’s hours can help you avoid delays.
Here’s a clear breakdown of Bank of America’s regular branch hours, weekend availability, holiday closures and digital banking options.
Bank of America Hours for Normal Business Days
Most Bank of America branches follow a standard weekday schedule, though exact hours vary by location.
| Day | Typical Hours |
|---|---|
| Monday through Friday | 9 a.m. to 5 p.m. |
| Saturday | 9 a.m. to 1 p.m. (select locations) |
| Sunday | Closed |
Some financial centers offer extended hours, especially in high-traffic urban areas.
Is Bank of America Open on Weekends?
Bank of America is open on Saturdays at select branches, usually with limited hours. Many locations close by early afternoon.
Branches are closed on Sundays, but customers can still access accounts through ATMs, online banking and the mobile app.
Example: If you need cash or want to deposit a check on Sunday, an ATM or mobile deposit may be your fastest option.
Bank of America Holiday Schedule
Bank of America observes Federal Reserve bank holidays, which means branches close on major federal holidays each year.
| Holiday | Observed Status |
|---|---|
| New Year’s Day | Closed |
| Martin Luther King Jr. Day | Closed |
| Presidents Day | Closed |
| Memorial Day | Closed |
| Juneteenth | Closed |
| Independence Day | Closed |
| Labor Day | Closed |
| Columbus Day | Closed |
| Veterans Day | Closed |
| Thanksgiving Day | Closed |
| Christmas Day | Closed |
Some locations may close early on Christmas Eve or New Year’s Eve, depending on branch type and region.
What If You Need To Bank When Bank of America Is Closed?
Even when branches are closed, Bank of America customers can still handle most banking tasks:
- ATMs for cash withdrawals and deposits
- Online banking for transfers and bill payments
- Mobile app for check deposits and alerts
- Zelle® for sending money
Example: A mobile deposit submitted on a holiday typically processes on the next business day.
Do Bank of America Hours Vary by Location?
Yes. Branch hours may vary based on:
- City or region
- In-store versus standalone branches
- Customer demand
Financial centers inside grocery stores or retail locations often follow the host store’s schedule.
Use Bank of America’s branch locator to confirm hours before visiting.
Bank of America Services and Cutoff Times
Although digital banking is available 24/7, some services follow business-day rules:
- ACH transfers: Process Monday through Friday
- Wire transfers: Have earlier daily cutoff times
- Mobile deposits: Subject to posting schedules
Transactions submitted after the cutoff times or on holidays may post the next business day.
How To Contact Bank of America
If you need help outside branch hours, Bank of America offers several support options:
- Phone: 1-800-432-1000
- Website: bankofamerica.com
- Mobile App: Deposits, transfers and account management
- Mail: Bank of America, P.O. Box 982238, El Paso, TX 79998
Automated phone banking is available 24/7.
Final Tips for Banking With Bank of America
- Check branch hours before visiting: Hours vary by location
- Plan around holidays: Branches close on federal bank holidays
- Use digital tools: Many tasks don’t require a branch visit
- Watch cutoff times: Transfers and wires may process the next business day
Example: If you need a cashier’s check or wire transfer, visiting earlier in the day improves your chances of same-day processing.
More About Bank of America
- Bank of America Review
- Bank of America Promotions
- Bank of America Routing Number
- Bank of America Savings Account Interest Rates
- Bank of America CD Rates
All holiday hours were confirmed as of Jan. 2, 2026. Check with your local retailer to confirm specific hours. Hours and policies are subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
