HSBC Bonus Offers and Promotions for 2025
Written by
Rudri Patel
Edited by
Melanie Grafil
Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 Years
Helping You Live Richer
Reviewed
by Experts
Trusted by
Millions of Readers
HSBC has branch locations in Asia, Europe, Oceania, Africa and the Americas. If you’re already an HSBC customer, you can earn a nice bonus if you refer a friend who opens an account.
| Account | Bonus Offer | Expiration Date |
|---|---|---|
| Premier Checking Account Bonus | Earn up to $5,000 when you open an account and complete one or more qualifying activities | Dec. 31, 2025 |
HSBC Premier Checking Account Referral Bonus
You can earn up to $5,000 when you open an HSBC Premier checking account between June 27, 2025, and Dec. 31, 2025, and complete qualifying activities to get a new bank account. Here are more details on the bonus:
- Minimum deposit to qualify: $10,000 in recurring direct deposits or $100,000 to $200,000 in new money deposits or investments
- How to claim: Open a new HSBC Premier checking account by Sept. 30, 2025, and complete one or more qualifying activities.
- When you’ll get it: After meeting the requirements, you’ll receive the bonus typically within eight weeks.
- Other terms:
- $500 for setting up direct deposits of $10,000 or more for three consecutive months
- $1,500 for depositing or investing at least $100,000 and maintaining it for three months
- $2,500 for completing a new U.S. HSBC mortgage by Dec. 31, 2025, and depositing/investing at least $200,000 for three months. This also qualifies for the $1,000 bonus.
Learn more on the promotion page for HSBC Bank Referrals.
HSBC Bonus Offer and Promotions FAQ
Here are the answers to some of the most frequently asked questions about HSBC bonus offers and promotions.- How long does it take to receive a referral bonus?
- Referral bonuses are typically credited within eight weeks of the new account opening.
- Can existing customers qualify for these promotions?
- The existing customer is eligible for the $500 referral bonus (up to 10 referrals).
- What happens if I close my account early?
- If you close your account at HSBC early, without fulfilling the requirements, you may not receive your bonus. Even if all requirements have been met, keeping your account in good standing can help maintain a strong banking relationship and ensure that you are delivered a timely bonus.
- Are there any taxes on bank bonuses?
- Yes, bank bonuses are generally considered interest income and are subject to federal income tax.
More About HSBCÂ
Cynthia Bowman contributed to the reporting for this article.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
