Frost Bank Hours: Full 2025 Schedule and Holidays
Written by
Sarah Sharkey
Edited by
Elizabeth Constantineau
Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 Years
Helping You Live Richer
Reviewed
by Experts
Trusted by
Millions of Readers
Planning a visit to Frost Bank? Here’s a quick, year-round guide to branch hours — including regular lobby times, holiday closures and the easiest ways to manage your banking online, in the app or at an ATM when branches are closed.
Frost Bank Regular Branch Hours
Frost Bank hours vary by city and branch format, but many branches will be open during the following times:
- Monday to Friday: 9:00 a.m. to 5:00 p.m.
- Saturday: Closed — select locations may offer limited hours
- Sunday: Closed
Branches in downtown areas, in-store and specialty locations may have different hours. Always confirm your local schedule with the Frost Location Finder.
Frost Bank 2025 Holiday Schedule
Here’s when Frost Bank branches will be closed in 2025 due to federal holidays:
| Holiday | Date | Branch Hours |
|---|---|---|
| New Year’s Day | Wednesday, Jan. 1 | Closed |
| Martin Luther King Jr. Day | Monday, Jan. 20 | Closed |
| Presidents Day | Monday, Feb. 17 | Closed |
| Memorial Day | Monday, May 26 | Closed |
| Juneteenth | Thursday, June 19 | Closed |
| Independence Day | Friday, July 4 | Closed |
| Labor Day | Monday, Sept. 1 | Closed |
| Columbus Day / Indigenous Peoples’ Day | Monday, Oct. 13 | Closed |
| Veterans Day | Tuesday, Nov. 11 | Closed |
| Thanksgiving Day | Thursday, Nov. 27 | Closed |
| Christmas Day | Thursday, Dec. 25 | Closed |
Good To Know
ACH and many direct deposits don’t post on federal holidays. Items scheduled for a holiday generally post the next business day.
Lobby, ATM and In-Branch Services
Some services run on separate or shorter schedules than the main lobby:
- ATM vestibules: Usually offer 24/7 card access for cash withdrawals and some locations also accept deposits.
- Bankers by appointment: Consultations may be appointment-only outside peak hours — it’s best to schedule ahead.
- Safe deposit boxes: Access is usually limited to staffed branch hours — call your branch to confirm.
How To Bank With Frost When Branches Are Closed
Want to get your banking tasks done outside of Frost Bank hours? You’ve got options any time of day.
Frost App and Online Banking
- Check balances and recent activity
- Transfer funds and pay bills
- Deposit checks with mobile deposit
- Set up alerts and schedule payments
- Send money with Zelle
ATM Network
- Withdraw cash and check balances
- Make deposits at eligible ATMs
Customer Support
- Phone support
- In-app chat
- Secure messaging
Tips for Smooth Banking
- Deposit early: Make deposits ahead of weekends or holidays if you need funds right away.
- Schedule bill payments: Set bill payments a day or two early to avoid delays or fees.
- Send money fast: Use Zelle for quick person-to-person transfers when timing matters.
- Find branches easily: Save the ATM and branch locator for travel or unexpected trips.
- Stay on track: Set account alerts for balances, transactions and due dates.
Final Takeaway
Frost Bank makes everyday banking easy — even when the lobby is closed. With 24/7 mobile and online tools, a broad ATM network and flexible support options, you can check balances, move money, pay bills and deposit checks on your schedule.
For anything requiring in-person help, confirm your branch hours and plan your visit on a regular business day.
FAQs: Frost Bank Hours and Access
Here are the answers to some of the most frequently asked questions about Frost Bank hours and schedules.- What are Frost Bank’s hours today?
- Branch hours vary by location. You can check in the Frost Bank app or on the website for today’s schedule.
- Are Frost Bank branches open on weekends?
- Many branches are closed on Saturdays and Sundays. There are some markets that may offer limited Saturday hours.
- Do deposits post on bank holidays?
- Generally no. ACH and most direct deposits don’t process on federal holidays and typically post the next business day.
- Can I apply for an account or loan when branches are closed?
- Yes. You can start applications online or in the app. Underwriting and servicing will resume on business days.
- Is there 24/7 customer service?
- Phone support and digital channels are available and specific hours can vary by product line. Check the contact section in the Frost Bank app or site.
- Can I access a safe deposit box outside lobby hours?
- Usually no. Safe deposit access is limited to staffed hours — contact your branch to confirm availability.
More on Frost Bank
Hours are subject to change and may vary by branch. All holiday hours were confirmed as of Oct. 7, 2025.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
